PennyMac Financial Services (PFSI) Net Margin (2017 - 2026)

PennyMac Financial Services (PFSI) reported Net Margin of 15.11% for Q1 2026, down 260.0% year-over-year from 9.44% in Q1 2025, and up 92.21% quarter-over-quarter from 7.86% in Q4 2025.

PennyMac Financial Services (PFSI) Net Margin (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 10 years of Net Margin data on file, last reported at 15.11% in Q1 2026.

  • Net Margin for Q1 2026 came in at 15.11%, down 260.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 18.5% (down 2189.0% YoY), and the FY2025 annual result was 27.07%, down 113202.0% from the prior year.
  • Net Margin climbed to 15.11% in Q1 2026 per PFSI's latest filing, from 7.86% in the prior quarter.
  • Over five years, Net Margin peaked at 4169.52% in Q3 2022 and troughed at 2.64% in Q4 2023.
  • A 5-year average of 822.27% and a median of 25.25% in 2022 frame the typical range for Net Margin.
  • On a YoY basis, Net Margin climbed as much as 413782 bps in 2022 and fell as far as 828012 bps in 2022.
  • A 5-year view of Net Margin shows it stood at 11.66% in 2022, then tumbled by 123 bps to 2.64% in 2023, then jumped by 96929 bps to 2559.75% in 2024, then slumped by 100 bps to 7.86% in 2025, then soared by 92 bps to 15.11% in 2026.
  • Business Quant data shows PFSI's Net Margin at 15.11% in Q1 2026, 7.86% in Q4 2025, and 3964.68% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Rocket Companies 37.42 Bn 34.73 Bn - 10.10%
2 PennyMac Financial Services 4.27 Bn 3.77 Bn 523.89 Mn 15.11%
3 Walker & Dunlop 1.77 Bn 1.59 Bn - 5.95%
4 UWM Holdings 728.84 Mn 1.55 Bn - 18.90%
5 Velocity Financial 676.73 Mn 592.27 Mn - -
6 CNFinance Holdings 606.48 Mn 557.67 Mn - -
7 Better Home & Finance Holding 411.40 Mn 341.12 Mn - -44.13%
8 Onity 314.31 Mn 314.31 Mn - 34.55%
9 loanDepot 211.55 Mn -2.94 Mn - -19.18%
10 Greystone Housing Impact Investors 119.59 Mn 119.59 Mn - 1.03%

Historic Data

Download Data
DateValue
Mar 31, 2026 15.11%
Dec 31, 2025 7.86%
Sep 30, 2025 3,964.68%
Jun 30, 2025 30.68%
Mar 31, 2025 17.70%
Dec 31, 2024 2,559.75%
Sep 30, 2024 16.84%
Jun 30, 2024 624.61%
Mar 31, 2024 1,086.76%
Dec 31, 2023 -2.64%
Sep 30, 2023 23.20%
Jun 30, 2023 17.31%
Mar 31, 2023 1,383.96%
Dec 31, 2022 11.66%
Sep 30, 2022 4,169.52%
Jun 30, 2022 25.25%
Mar 31, 2022 26.40%
Dec 31, 2021 24.95%
Sep 30, 2021 31.69%
Jun 30, 2021 8,305.37%