PennyMac Financial Services PFSI
NYSE PFSI
$70.93 -1.11 (-1.54%)
As of: Sep 9, 2026 · 3:59 PM EDT

PennyMac Financial Services (PFSI) Net Margin (2017 - 2026)

PennyMac Financial Services' (PFSI) quarterly Net Margin came in at 4.37% in Q2 2026, down 2631.0% year-over-year from 0.17% in Q2 2025, and down 71.06% quarter-over-quarter from 15.11% in Q1 2026.

Analysis

PennyMac Financial Services (PFSI) Net Margin (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has reported Net Margin for 10 consecutive years, with 4.37% the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Net Margin fell 2631.0% year-over-year to 4.37% in Q2 2026; TTM through Jun 2026 was 14.77%, a 722.0% decrease from a year earlier, with the FY2025 full-year figure at 21.29%, up 175.0% from the prior year.
  • Net Margin was 4.37% for Q2 2026 at PennyMac Financial Services, down from 15.11% in the prior quarter.
  • Over five years, Net Margin peaked at 30.68% in Q2 2025 and troughed at 10.18% in Q4 2023.
  • A 5-year average of 17.32% and a median of 17.51% in 2023 frame the typical range for Net Margin.
  • Across the five-year window, Net Margin surged 3241 bps in 2024 and plunged 2631 bps in 2026, its largest moves.
  • Over 5 years, Net Margin stood at 11.05% in 2022, then plunged by 192 bps to 10.18% in 2023, then soared by 318 bps to 22.23% in 2024, then tumbled by 65 bps to 7.69% in 2025, then sank by 43 bps to 4.37% in 2026.
  • The last three Net Margin figures came in at 4.37% (Q2 2026), 15.11% (Q1 2026), and 7.69% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Federal National Mortgage Association Fannie Mae 83.31 Bn 83.31 Bn - 2.02%
2 Rocket Companies 38.09 Bn 34.99 Bn - 8.23%
3 Figure Technology Solutions 8.45 Bn 6.92 Bn 196.67 Mn 38.76%
4 PennyMac Financial Services 3.68 Bn 2.93 Bn 480.08 Mn 4.37%
5 Federal Agricultural Mortgage 2.45 Bn 1.41 Bn - 47.10%
6 CNFinance Holdings 1.41 Bn 1.41 Bn - -
7 Walker & Dunlop 1.38 Bn 1.21 Bn - 0.93%
8 Velocity Financial 703.72 Mn -6.75 Bn - -
9 UWM Holdings 467.47 Mn -30.93 Mn - -50.89%
10 Onity 290.33 Mn 94.03 Mn - -4.56%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 4.37%
Mar 31, 2026 15.11%
Dec 31, 2025 7.69%
Sep 30, 2025 28.68%
Jun 30, 2025 30.68%
Mar 31, 2025 17.70%
Dec 31, 2024 22.23%
Sep 30, 2024 16.84%
Jun 30, 2024 24.19%
Mar 31, 2024 12.86%
Dec 31, 2023 -10.18%
Sep 30, 2023 23.20%
Jun 30, 2023 17.31%
Mar 31, 2023 10.03%
Dec 31, 2022 11.05%
Sep 30, 2022 28.38%
Jun 30, 2022 25.25%
Mar 31, 2022 26.40%
Dec 31, 2021 24.95%
Sep 30, 2021 31.69%