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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) Net Margin (2017 - 2026)

PennyMac Financial Services has reported Net Margin over the past 9 years, most recently at 5.26% for Q4 2025.

  • Quarterly Net Margin rose 1478.0% to 5.26% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 16.09% through Dec 2025, up 6164.0% year-over-year, with the annual reading at 24.48% for FY2025, 113460.0% down from the prior year.
  • Net Margin was 5.26% for Q4 2025 at PennyMac Financial Services, down from 28.68% in the prior quarter.
  • Over five years, Net Margin peaked at 21473.96% in Q1 2021 and troughed at 15.71% in Q4 2021.
  • The 5-year median for Net Margin is 28.1% (2025), against an average of 1837.62%.
  • The largest YoY upside for Net Margin was 2143153bps in 2021 against a maximum downside of -7132343bps in 2021.
  • A 5-year view of Net Margin shows it stood at 15.71% in 2021, then surged by 112bps to 1.9% in 2022, then plummeted by -239bps to 2.64% in 2023, then tumbled by -260bps to 9.53% in 2024, then surged by 155bps to 5.26% in 2025.
  • Per Business Quant, the three most recent readings for PFSI's Net Margin are 5.26% (Q4 2025), 28.68% (Q3 2025), and 30.68% (Q2 2025).