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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) Net Margin (2017 - 2025)

PennyMac Financial Services (PFSI) has disclosed Net Margin for 9 consecutive years, with 28.68% as the latest value for Q3 2025.

  • On a quarterly basis, Net Margin rose 1183.0% to 28.68% in Q3 2025 year-over-year; TTM through Dec 2025 was 25.7%, a 1202.0% decrease, with the full-year FY2025 number at 7747.22%, down 890630.0% from a year prior.
  • Net Margin was 28.68% for Q3 2025 at PennyMac Financial Services, down from 30.68% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 21473.96% in Q1 2021 to a low of 19.56% in Q2 2023.
  • A 5-year average of 2128.24% and a median of 28.68% in 2025 define the central range for Net Margin.
  • Biggest YoY gain for Net Margin was 2143153bps in 2021; the steepest drop was -2325638bps in 2021.
  • PennyMac Financial Services' Net Margin stood at 9.61% in 2021, then surged by 605bps to 67.73% in 2022, then crashed by -100bps to 0.01% in 2023, then surged by 24380779bps to 2559.75% in 2024, then crashed by -99bps to 28.68% in 2025.
  • Per Business Quant, the three most recent readings for PFSI's Net Margin are 28.68% (Q3 2025), 30.68% (Q2 2025), and 17.7% (Q1 2025).