PennyMac Financial Services (PFSI) Net Margin (2017 - 2026)

PennyMac Financial Services' (PFSI) quarterly Net Margin came in at 15.11% in Q1 2026, down 260.0% year-on-year from 9.44% in Q1 2025, and down 97.77% on a QoQ basis from 678.69% in Q4 2025.

PennyMac Financial Services (PFSI) Net Margin (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 10 years of Net Margin data on file, last reported at 15.11% in Q1 2026.

  • On a quarterly basis, Net Margin fell 260.0% year-over-year to 15.11% in Q1 2026; TTM through Mar 2026 was 37.16%, a 936.0% increase from a year earlier, with the FY2025 full-year figure at 2166.4%, up 100731.0% from the prior year.
  • Net Margin for Q1 2026 stood at 15.11%, down from 678.69% in the prior quarter.
  • Over the last five years, Net Margin for PFSI reached as high as 4879.6% in Q2 2022 and fell as low as 0.25% in Q4 2023.
  • Historically, Net Margin has averaged 1108.42% across 5 years, with a median of 26.4% in 2022.
  • On a YoY basis, Net Margin climbed as much as 485208 bps in 2022 and fell as far as 1511200 bps in 2022.
  • Year by year, Net Margin stood at 1.9% in 2022, then sank by 87 bps to 0.25% in 2023, then soared by 1036234 bps to 2559.75% in 2024, then sank by 73 bps to 678.69% in 2025, then slumped by 98 bps to 15.11% in 2026.
  • Per Business Quant data, the three most recent Net Margin figures were 15.11% in Q1 2026, 678.69% in Q4 2025, and 28.68% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 10.10%
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 1.18%
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 0.33%
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 15.11%
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 5.95%
7 Velocity Financial 681.36 Mn -6.51 Bn - -22.22%
8 UWM Holdings 540.43 Mn 116.43 Mn - 18.90%
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -44.13%
10 Onity 340.51 Mn 215.81 Mn - 34.55%

Historic Data

Download Data
DateValue
Mar 31, 2026 15.11%
Dec 31, 2025 678.69%
Sep 30, 2025 28.68%
Jun 30, 2025 3,021.77%
Mar 31, 2025 17.70%
Dec 31, 2024 2,559.75%
Sep 30, 2024 16.84%
Jun 30, 2024 24.19%
Mar 31, 2024 12.86%
Dec 31, 2023 0.25%
Sep 30, 2023 23.20%
Jun 30, 2023 1,982.64%
Mar 31, 2023 1,383.96%
Dec 31, 2022 1.90%
Sep 30, 2022 4,169.52%
Jun 30, 2022 4,879.60%
Mar 31, 2022 26.40%
Dec 31, 2021 24.95%
Sep 30, 2021 19,281.52%
Jun 30, 2021 27.51%