PennyMac Financial Services (PFSI) Net Margin (2017 - 2026)
PennyMac Financial Services (PFSI) posted quarterly Net Margin of 15.11% for Q1 2026, down 260.0% year-over-year from 9.44% in Q1 2025, and down 97.77% quarter-over-quarter from 678.69% in Q4 2025.
PennyMac Financial Services (PFSI) Net Margin (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported Net Margin for 10 consecutive years, with 15.11% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin fell 260.0% year-over-year to 15.11%; the TTM figure through Mar 2026 stood at 37.16% (up 936.0% YoY), while the FY2025 annual figure was 2166.4%, up 100731.0% from the prior year.
- Net Margin eased to 15.11% in Q1 2026 per PFSI's latest filing, from 678.69% in the prior quarter.
- Across five years, Net Margin topped out at 4879.6% in Q2 2022 and bottomed at 0.25% in Q4 2023.
- Historically, Net Margin has averaged 1108.42% across 5 years, with a median of 26.4% in 2022.
- On a YoY basis, Net Margin climbed as much as 485208 bps in 2022 and fell as far as 1511200 bps in 2022.
- PennyMac Financial Services' Net Margin stood at 1.9% in 2022, then sank by 87 bps to 0.25% in 2023, then jumped by 1036234 bps to 2559.75% in 2024, then sank by 73 bps to 678.69% in 2025, then slumped by 98 bps to 15.11% in 2026.
- Business Quant data shows PFSI's Net Margin at 15.11% in Q1 2026, 678.69% in Q4 2025, and 28.68% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 8.23% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 2.02% |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | -0.15% |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 4.37% |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.93% |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | -27.18% |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -50.89% |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | -4.56% |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | -1.96% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 4.37% |
| Mar 31, 2026 | 15.11% |
| Dec 31, 2025 | 678.69% |
| Sep 30, 2025 | 28.68% |
| Jun 30, 2025 | 3,021.77% |
| Mar 31, 2025 | 17.70% |
| Dec 31, 2024 | 2,559.75% |
| Sep 30, 2024 | 16.84% |
| Jun 30, 2024 | 24.19% |
| Mar 31, 2024 | 12.86% |
| Dec 31, 2023 | 0.25% |
| Sep 30, 2023 | 23.20% |
| Jun 30, 2023 | 1,982.64% |
| Mar 31, 2023 | 1,383.96% |
| Dec 31, 2022 | 1.90% |
| Sep 30, 2022 | 4,169.52% |
| Jun 30, 2022 | 4,879.60% |
| Mar 31, 2022 | 26.40% |
| Dec 31, 2021 | 24.95% |
| Sep 30, 2021 | 19,281.52% |