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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) Net Margin (2017 - 2025)

PennyMac Financial Services (PFSI) has disclosed Net Margin for 9 consecutive years, with 5.26% as the latest value for Q4 2025.

  • Quarterly Net Margin rose 1478.0% to 5.26% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 16.09% through Dec 2025, up 6164.0% year-over-year, with the annual reading at 24.48% for FY2025, 113460.0% down from the prior year.
  • Net Margin for Q4 2025 was 5.26% at PennyMac Financial Services, down from 28.68% in the prior quarter.
  • The five-year high for Net Margin was 21473.96% in Q1 2021, with the low at 15.71% in Q4 2021.
  • Average Net Margin over 5 years is 1837.62%, with a median of 28.1% recorded in 2025.
  • Peak annual rise in Net Margin hit 2143153bps in 2021, while the deepest fall reached -7132343bps in 2021.
  • Over 5 years, Net Margin stood at 15.71% in 2021, then skyrocketed by 112bps to 1.9% in 2022, then crashed by -239bps to 2.64% in 2023, then plummeted by -260bps to 9.53% in 2024, then skyrocketed by 155bps to 5.26% in 2025.
  • According to Business Quant data, Net Margin over the past three periods came in at 5.26%, 28.68%, and 30.68% for Q4 2025, Q3 2025, and Q2 2025 respectively.