PennyMac Financial Services (PFSI) Net Margin (2017 - 2026)
PennyMac Financial Services (PFSI) reported Net Margin of 15.11% for Q1 2026, down 260.0% year-over-year from 9.44% in Q1 2025, and up 92.21% quarter-over-quarter from 7.86% in Q4 2025.
PennyMac Financial Services (PFSI) Net Margin (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 10 years of Net Margin data on file, last reported at 15.11% in Q1 2026.
- Net Margin for Q1 2026 came in at 15.11%, down 260.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 18.5% (down 2189.0% YoY), and the FY2025 annual result was 27.07%, down 113202.0% from the prior year.
- Net Margin climbed to 15.11% in Q1 2026 per PFSI's latest filing, from 7.86% in the prior quarter.
- Over five years, Net Margin peaked at 4169.52% in Q3 2022 and troughed at 2.64% in Q4 2023.
- A 5-year average of 822.27% and a median of 25.25% in 2022 frame the typical range for Net Margin.
- On a YoY basis, Net Margin climbed as much as 413782 bps in 2022 and fell as far as 828012 bps in 2022.
- A 5-year view of Net Margin shows it stood at 11.66% in 2022, then tumbled by 123 bps to 2.64% in 2023, then jumped by 96929 bps to 2559.75% in 2024, then slumped by 100 bps to 7.86% in 2025, then soared by 92 bps to 15.11% in 2026.
- Business Quant data shows PFSI's Net Margin at 15.11% in Q1 2026, 7.86% in Q4 2025, and 3964.68% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 37.42 Bn | 34.73 Bn | - | 10.10% |
| 2 | PennyMac Financial Services | 4.27 Bn | 3.77 Bn | 523.89 Mn | 15.11% |
| 3 | Walker & Dunlop | 1.77 Bn | 1.59 Bn | - | 5.95% |
| 4 | UWM Holdings | 728.84 Mn | 1.55 Bn | - | 18.90% |
| 5 | Velocity Financial | 676.73 Mn | 592.27 Mn | - | - |
| 6 | CNFinance Holdings | 606.48 Mn | 557.67 Mn | - | - |
| 7 | Better Home & Finance Holding | 411.40 Mn | 341.12 Mn | - | -44.13% |
| 8 | Onity | 314.31 Mn | 314.31 Mn | - | 34.55% |
| 9 | loanDepot | 211.55 Mn | -2.94 Mn | - | -19.18% |
| 10 | Greystone Housing Impact Investors | 119.59 Mn | 119.59 Mn | - | 1.03% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 15.11% |
| Dec 31, 2025 | 7.86% |
| Sep 30, 2025 | 3,964.68% |
| Jun 30, 2025 | 30.68% |
| Mar 31, 2025 | 17.70% |
| Dec 31, 2024 | 2,559.75% |
| Sep 30, 2024 | 16.84% |
| Jun 30, 2024 | 624.61% |
| Mar 31, 2024 | 1,086.76% |
| Dec 31, 2023 | -2.64% |
| Sep 30, 2023 | 23.20% |
| Jun 30, 2023 | 17.31% |
| Mar 31, 2023 | 1,383.96% |
| Dec 31, 2022 | 11.66% |
| Sep 30, 2022 | 4,169.52% |
| Jun 30, 2022 | 25.25% |
| Mar 31, 2022 | 26.40% |
| Dec 31, 2021 | 24.95% |
| Sep 30, 2021 | 31.69% |
| Jun 30, 2021 | 8,305.37% |