PennyMac Financial Services (PFSI) Net Income (2017 - 2026)
PennyMac Financial Services (PFSI) posted Net Income of $21.73 million for Q2 2026, down 84.1% from $136.46 million a year earlier and down 73.6% from the prior quarter.
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Analysis
PennyMac Financial Services (PFSI) Net Income (2017 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Income at PennyMac Financial Services was $392.38 million, up 1.5% year-over-year; for FY2025, it was $501.08 million, up 60.9% from FY2024.
- Annual Net Income shows a five-year compound annual growth rate of -21.2% (FY2020 to FY2025).
- In prior years, PennyMac Financial Services' Net Income was $311.42 million in FY2024 (+115.3%), $144.66 million in FY2023 (-69.6%), $475.51 million in FY2022 (-52.6%) and $1 billion in FY2021 (-39.1%).
- The Q2 2026 figure stands as the lowest quarterly Net Income since Q4 2023.
- On a year-over-year basis, Net Income increased in five of the last seven quarters, with growth averaging 27.9%.
- The strongest year-over-year quarter for Net Income in the past five years was Q3 2025, with growth of 161.7%; the weakest was Q2 2026, with a decline of 84.1%.
- According to Business Quant data, Net Income for the three prior quarters was $82.32 million (Q1 2026), $106.83 million (Q4 2025) and $181.5 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 230.00 Mn |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 1.79 Bn |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 81.49 Mn |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 1.62 Bn |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 3.98 Bn |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 892.00 Mn |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 237.56 Mn |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 827.77 Mn |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | 171.00 Mn |
| 10 | PennyMac Financial Services | 3.31 Bn | 359.45 Mn | - | 21.73 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 21.73 Mn |
| Mar 31, 2026 | 82.32 Mn |
| Dec 31, 2025 | 106.83 Mn |
| Sep 30, 2025 | 181.50 Mn |
| Jun 30, 2025 | 136.46 Mn |
| Mar 31, 2025 | 76.28 Mn |
| Dec 31, 2024 | 104.49 Mn |
| Sep 30, 2024 | 69.37 Mn |
| Jun 30, 2024 | 98.26 Mn |
| Mar 31, 2024 | 39.31 Mn |
| Dec 31, 2023 | -36.84 Mn |
| Sep 30, 2023 | 92.87 Mn |
| Jun 30, 2023 | 58.25 Mn |
| Mar 31, 2023 | 30.38 Mn |
| Dec 31, 2022 | 37.62 Mn |
| Sep 30, 2022 | 135.13 Mn |
| Jun 30, 2022 | 129.16 Mn |
| Mar 31, 2022 | 173.59 Mn |
| Dec 31, 2021 | 173.08 Mn |
| Sep 30, 2021 | 249.31 Mn |
API Access
PennyMac Financial Services Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=PFSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "PFSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=PFSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();