PennyMac Financial Services (PFSI) Net Income (2017 - 2026)
PennyMac Financial Services (PFSI) reported Net Income of $82.3 million for Q1 2026, up 7.92% year-over-year from $76.3 million in Q1 2025, and down 48.46% quarter-over-quarter from $159.7 million in Q4 2025.
PennyMac Financial Services (PFSI) Net Income (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 10 years of Net Income data on file, last reported at $82.3 million in Q1 2026.
- Net Income for Q1 2026 came in at $82.3 million, up 7.92% year-over-year; the trailing twelve-month figure through Mar 2026 was $560.0 million (up 60.74% YoY), and the FY2025 annual result was $554.0 million, up 77.89% from the prior year.
- Net Income slipped to $82.3 million in Q1 2026 per PFSI's latest filing, from $159.7 million in the prior quarter.
- Over five years, Net Income peaked at $230.6 million in Q4 2022 and troughed at -$36.8 million in Q4 2023.
- A 5-year average of $103.6 million and a median of $98.3 million in 2024 frame the typical range for Net Income.
- The sharpest annual moves came in 2023 and 2024: Net Income tumbled 115.98% in 2023, then surged 383.61% in 2024.
- A 5-year view of Net Income shows it stood at $230.6 million in 2022, then plunged by 115.98% to -$36.8 million in 2023, then surged by 383.61% to $104.5 million in 2024, then jumped by 52.87% to $159.7 million in 2025, then plunged by 48.46% to $82.3 million in 2026.
- Business Quant data shows PFSI's Net Income at $82.3 million in Q1 2026, $159.7 million in Q4 2025, and $181.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 297.00 Mn |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 82.32 Mn |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 17.93 Mn |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 170.37 Mn |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 22.30 Mn |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -20.96 Mn |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 7.60 Mn |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -54.94 Mn |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 1.33 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 82.32 Mn |
| Dec 31, 2025 | 159.73 Mn |
| Sep 30, 2025 | 181.50 Mn |
| Jun 30, 2025 | 136.46 Mn |
| Mar 31, 2025 | 76.28 Mn |
| Dec 31, 2024 | 104.49 Mn |
| Sep 30, 2024 | 69.37 Mn |
| Jun 30, 2024 | 98.26 Mn |
| Mar 31, 2024 | 39.31 Mn |
| Dec 31, 2023 | -36.84 Mn |
| Sep 30, 2023 | 92.87 Mn |
| Jun 30, 2023 | 58.25 Mn |
| Mar 31, 2023 | 30.38 Mn |
| Dec 31, 2022 | 230.55 Mn |
| Sep 30, 2022 | 135.13 Mn |
| Jun 30, 2022 | 129.16 Mn |
| Mar 31, 2022 | 173.59 Mn |
| Dec 31, 2021 | 173.08 Mn |
| Sep 30, 2021 | 249.31 Mn |
| Jun 30, 2021 | 204.23 Mn |