PennyMac Financial Services (PFSI) Net Cash Flow (2017 - 2026)
PennyMac Financial Services (PFSI) posted quarterly Net Cash Flow of -$82.2 million for Q1 2026, down 200.0% year-over-year from $82.2 million in Q1 2025, and up 74.34% quarter-over-quarter from -$320.2 million in Q4 2025.
PennyMac Financial Services (PFSI) Net Cash Flow (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported Net Cash Flow for 10 consecutive years, with -$82.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Cash Flow fell 200.0% year-over-year to -$82.2 million; the TTM figure through Mar 2026 stood at $8.4 million (up 101.18% YoY), while the FY2025 annual figure was $63.2 million, up 109.03% from the prior year.
- Net Cash Flow grew to -$82.2 million in Q1 2026 per PFSI's latest filing, from -$320.2 million in the prior quarter.
- Across five years, Net Cash Flow topped out at $925.6 million in Q2 2022 and bottomed at -$449.5 million in Q3 2024.
- Historically, Net Cash Flow has averaged -$7.1 million across 5 years, with a median of -$27.4 million in 2025.
- Annual changes were most pronounced in 2022 — Net Cash Flow jumped 886.09% — and 2024, when it slumped 1062.68%.
- PennyMac Financial Services' Net Cash Flow stood at -$230.1 million in 2022, then decreased by 3.82% to -$238.9 million in 2023, then jumped by 138.78% to $92.7 million in 2024, then slumped by 445.58% to -$320.2 million in 2025, then soared by 74.34% to -$82.2 million in 2026.
- Business Quant data shows PFSI's Net Cash Flow at -$82.2 million in Q1 2026, -$320.2 million in Q4 2025, and $459.7 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 421.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | -4.45 Bn |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | -148.00 Mn |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | -5.24 Mn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | -30.52 Mn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 133.15 Mn |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 74.41 Mn |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 85.70 Mn |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | -57.34 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -5.24 Mn |
| Jun 30, 2026 | -5.24 Mn |
| Mar 31, 2026 | -82.17 Mn |
| Mar 31, 2026 | -82.17 Mn |
| Dec 31, 2025 | -320.24 Mn |
| Dec 31, 2025 | -320.24 Mn |
| Sep 30, 2025 | 459.74 Mn |
| Sep 30, 2025 | 459.74 Mn |
| Jun 30, 2025 | -48.91 Mn |
| Jun 30, 2025 | -48.91 Mn |
| Mar 31, 2025 | -27.39 Mn |
| Mar 31, 2025 | -27.39 Mn |
| Dec 31, 2024 | 92.67 Mn |
| Dec 31, 2024 | 92.67 Mn |
| Sep 30, 2024 | -449.52 Mn |
| Sep 30, 2024 | -449.52 Mn |
| Jun 30, 2024 | -332.06 Mn |
| Jun 30, 2024 | -332.06 Mn |
| Mar 31, 2024 | -10.98 Mn |
| Mar 31, 2024 | -10.98 Mn |