PennyMac Financial Services (PFSI) EV to EBITDA (2018 - 2026)
PennyMac Financial Services' EV to EBITDA came in at 2.37 for Q2 2026, down 29.1% from 3.34 a year earlier and down 1.8% from the prior quarter.
PennyMac Financial Services (PFSI) EV to EBITDA (2018 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, PennyMac Financial Services reported EV to EBITDA of 0.99, down 44.1% year-over-year; for FY2025, it came in at 3.93, up 9.3% from FY2024.
- Going back by year, EV to EBITDA was 3.60 in FY2024 (-6.4%), 3.84 in FY2023 (+174.2%), 1.40 in FY2022 (-27.3%) and 1.93 in FY2021 (+22.4%).
- The Q2 2026 figure represents the lowest quarterly EV to EBITDA since Q3 2023.
- Year-over-year, EV to EBITDA increased in two of the last eight quarters, with growth averaging 0.1%.
- The fastest year-over-year change in EV to EBITDA over five years came in Q3 2023 (growth of 394.2%), and the weakest in Q3 2022 (a decline of 67.6%).
- Business Quant data shows PFSI's EV to EBITDA at 2.41 (Q1 2026), 3.93 (Q4 2025) and 3.67 (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - |
| 10 | PennyMac Financial Services | 3.31 Bn | 357.90 Mn | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.37 |
| Mar 31, 2026 | 2.41 |
| Dec 31, 2025 | 3.93 |
| Sep 30, 2025 | 3.67 |
| Jun 30, 2025 | 3.34 |
| Mar 31, 2025 | 3.28 |
| Dec 31, 2024 | 3.60 |
| Sep 30, 2024 | 4.86 |
| Jun 30, 2024 | 4.01 |
| Mar 31, 2024 | 3.88 |
| Dec 31, 2023 | 3.84 |
| Sep 30, 2023 | 2.31 |
| Jun 30, 2023 | 2.17 |
| Mar 31, 2023 | 1.64 |
| Dec 31, 2022 | 1.40 |
| Sep 30, 2022 | 0.47 |
| Jun 30, 2022 | 0.65 |
| Mar 31, 2022 | 1.58 |
| Dec 31, 2021 | 1.93 |
| Sep 30, 2021 | 1.44 |
PennyMac Financial Services EV to EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=PFSI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-ebitda", "ticker": "PFSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=PFSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();