PennyMac Financial Services (PFSI) EBT Margin (2017 - 2026)
PennyMac Financial Services (PFSI) posted quarterly EBT Margin of 19.21% for Q1 2026, down 497.0% year-over-year from 4.84% in Q1 2025, and down 99.13% quarter-over-quarter from 2204.81% in Q4 2025.
PennyMac Financial Services (PFSI) EBT Margin (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported EBT Margin for 10 consecutive years, with 19.21% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT Margin fell 497.0% year-over-year to 19.21%; the TTM figure through Mar 2026 stood at 46.44% (up 962.0% YoY), while the FY2025 annual figure was 2742.28%, up 124970.0% from the prior year.
- EBT Margin eased to 19.21% in Q1 2026 per PFSI's latest filing, from 2204.81% in the prior quarter.
- Across five years, EBT Margin topped out at 6706.69% in Q2 2022 and bottomed at 3.43% in Q4 2022.
- Historically, EBT Margin has averaged 1408.39% across 5 years, with a median of 35.67% in 2022.
- On a YoY basis, EBT Margin climbed as much as 666903 bps in 2022 and fell as far as 2053788 bps in 2022.
- PennyMac Financial Services' EBT Margin stood at 3.43% in 2022, then soared by 54 bps to 5.28% in 2023, then jumped by 59876 bps to 3169.13% in 2024, then slumped by 30 bps to 2204.81% in 2025, then sank by 99 bps to 19.21% in 2026.
- Business Quant data shows PFSI's EBT Margin at 19.21% in Q1 2026, 2204.81% in Q4 2025, and 37.35% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.09 Bn | 36.99 Bn | - | 10.09% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.90 Bn | 36.90 Bn | - | 66.15% |
| 3 | Federal Home Loan Mortgage | 18.50 Bn | 14.18 Bn | - | 79.69% |
| 4 | PennyMac Financial Services | 3.94 Bn | 3.19 Bn | 480.08 Mn | 6.34% |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.68% |
| 7 | Velocity Financial | 708.37 Mn | -6.74 Bn | - | -38.58% |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -53.26% |
| 9 | Onity | 310.60 Mn | 114.30 Mn | - | -5.34% |
| 10 | loanDepot | 204.05 Mn | -107.08 Mn | - | -1.96% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 6.34% |
| Mar 31, 2026 | 19.21% |
| Dec 31, 2025 | 2,204.81% |
| Sep 30, 2025 | 37.35% |
| Jun 30, 2025 | 1,692.69% |
| Mar 31, 2025 | 24.18% |
| Dec 31, 2024 | 3,169.13% |
| Sep 30, 2024 | 22.81% |
| Jun 30, 2024 | 32.96% |
| Mar 31, 2024 | 14.36% |
| Dec 31, 2023 | 5.28% |
| Sep 30, 2023 | 31.67% |
| Jun 30, 2023 | 2,481.86% |
| Mar 31, 2023 | 1,737.90% |
| Dec 31, 2022 | 3.43% |
| Sep 30, 2022 | 5,722.68% |
| Jun 30, 2022 | 6,706.69% |
| Mar 31, 2022 | 35.67% |
| Dec 31, 2021 | 33.74% |
| Sep 30, 2021 | 26,260.56% |