PennyMac Financial Services PFSI
NYSE PFSI
$69.45 -1.46 (-2.06%)
As of: Sep 10, 2026 · 3:23 PM EDT

PennyMac Financial Services (PFSI) EBT Margin (2017 - 2026)

PennyMac Financial Services' (PFSI) quarterly EBT Margin came in at 6.34% in Q2 2026, down 1084.0% year-over-year from 0.64% in Q2 2025, and down 66.98% quarter-over-quarter from 19.21% in Q1 2026.

Analysis

PennyMac Financial Services (PFSI) EBT Margin (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has reported EBT Margin for 10 consecutive years, with 6.34% the latest figure, recorded in Q2 2026.

  • On a quarterly basis, EBT Margin fell 1084.0% year-over-year to 6.34% in Q2 2026; TTM through Jun 2026 was 22.91%, a 7.0% decrease from a year earlier, with the FY2025 full-year figure at 26.94%, up 178.0% from the prior year.
  • EBT Margin was 6.34% for Q2 2026 at PennyMac Financial Services, down from 19.21% in the prior quarter.
  • Over five years, EBT Margin peaked at 38.95% in Q3 2022 and troughed at 14.98% in Q4 2023.
  • A 5-year average of 22.61% and a median of 23.49% in 2025 frame the typical range for EBT Margin.
  • Across the five-year window, EBT Margin tumbled 3488 bps in 2023 and jumped 4250 bps in 2024, its largest moves.
  • Over 5 years, EBT Margin stood at 19.89% in 2022, then slumped by 175 bps to 14.98% in 2023, then soared by 284 bps to 27.52% in 2024, then decreased by 9 bps to 24.98% in 2025, then sank by 75 bps to 6.34% in 2026.
  • The last three EBT Margin figures came in at 6.34% (Q2 2026), 19.21% (Q1 2026), and 24.98% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Federal National Mortgage Association Fannie Mae 79.20 Bn 79.20 Bn - 66.15%
2 Rocket Companies 36.90 Bn 33.80 Bn - 10.09%
3 Figure Technology Solutions 8.11 Bn 6.58 Bn 196.67 Mn 36.79%
4 PennyMac Financial Services 3.60 Bn 2.85 Bn 480.08 Mn 6.34%
5 Federal Agricultural Mortgage 2.42 Bn 1.38 Bn - 65.46%
6 CNFinance Holdings 1.37 Bn 1.37 Bn - -
7 Walker & Dunlop 1.34 Bn 1.18 Bn - 0.68%
8 Velocity Financial 695.59 Mn -6.76 Bn - -
9 UWM Holdings 453.97 Mn -44.44 Mn - -53.26%
10 Onity 291.17 Mn 94.87 Mn - -5.34%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 6.34%
Mar 31, 2026 19.21%
Dec 31, 2025 24.98%
Sep 30, 2025 37.35%
Jun 30, 2025 17.19%
Mar 31, 2025 24.18%
Dec 31, 2024 27.52%
Sep 30, 2024 22.81%
Jun 30, 2024 32.96%
Mar 31, 2024 14.36%
Dec 31, 2023 -14.98%
Sep 30, 2023 31.67%
Jun 30, 2023 21.67%
Mar 31, 2023 12.60%
Dec 31, 2022 19.89%
Sep 30, 2022 38.95%
Jun 30, 2022 34.71%
Mar 31, 2022 35.67%
Dec 31, 2021 33.74%
Sep 30, 2021 43.17%