PennyMac Financial Services (PFSI) EBT Margin (2017 - 2026)
PennyMac Financial Services (PFSI) reported EBT Margin of 19.21% for Q1 2026, down 497.0% year-over-year from 4.84% in Q1 2025, and up 190.5% quarter-over-quarter from 6.61% in Q4 2025.
PennyMac Financial Services (PFSI) EBT Margin (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 10 years of EBT Margin data on file, last reported at 19.21% in Q1 2026.
- EBT Margin for Q1 2026 came in at 19.21%, down 497.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 18.23% (down 3525.0% YoY), and the FY2025 annual result was 26.94%, down 146563.0% from the prior year.
- EBT Margin climbed to 19.21% in Q1 2026 per PFSI's latest filing, from 6.61% in the prior quarter.
- Over five years, EBT Margin peaked at 5722.68% in Q3 2022 and troughed at 3.89% in Q4 2023.
- A 5-year average of 1062.96% and a median of 31.67% in 2023 frame the typical range for EBT Margin.
- On a YoY basis, EBT Margin climbed as much as 567951 bps in 2022 and fell as far as 1133231 bps in 2022.
- A 5-year view of EBT Margin shows it stood at 3.43% in 2022, then plunged by 214 bps to 3.89% in 2023, then surged by 81543 bps to 3169.13% in 2024, then sank by 100 bps to 6.61% in 2025, then jumped by 190 bps to 19.21% in 2026.
- Business Quant data shows PFSI's EBT Margin at 19.21% in Q1 2026, 6.61% in Q4 2025, and 5163.26% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 13.60% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 19.21% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 8.61% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 19.69% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -107.20% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 41.36% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -19.24% |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 6.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 19.21% |
| Dec 31, 2025 | 6.61% |
| Sep 30, 2025 | 5,163.26% |
| Jun 30, 2025 | 17.19% |
| Mar 31, 2025 | 24.18% |
| Dec 31, 2024 | 3,169.13% |
| Sep 30, 2024 | 22.81% |
| Jun 30, 2024 | 850.89% |
| Mar 31, 2024 | 1,213.24% |
| Dec 31, 2023 | -3.89% |
| Sep 30, 2023 | 31.67% |
| Jun 30, 2023 | 21.67% |
| Mar 31, 2023 | 1,737.90% |
| Dec 31, 2022 | 3.43% |
| Sep 30, 2022 | 5,722.68% |
| Jun 30, 2022 | 34.71% |
| Mar 31, 2022 | 35.67% |
| Dec 31, 2021 | 33.74% |
| Sep 30, 2021 | 43.17% |
| Jun 30, 2021 | 11,367.02% |