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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) EBT Margin (2017 - 2026)

PennyMac Financial Services has reported EBT Margin over the past 9 years, most recently at 6.61% for Q4 2025.

  • Quarterly EBT Margin rose 1841.0% to 6.61% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 17.7% through Dec 2025, up 7637.0% year-over-year, with the annual reading at 26.94% for FY2025, 146563.0% down from the prior year.
  • EBT Margin was 6.61% for Q4 2025 at PennyMac Financial Services, down from 37.35% in the prior quarter.
  • Over five years, EBT Margin peaked at 28832.36% in Q1 2021 and troughed at 11.8% in Q4 2024.
  • The 5-year median for EBT Margin is 36.51% (2022), against an average of 2465.33%.
  • The largest YoY upside for EBT Margin was 2877491bps in 2021 against a maximum downside of -9721044bps in 2021.
  • A 5-year view of EBT Margin shows it stood at 9.49% in 2021, then soared by 136bps to 3.43% in 2022, then crashed by -214bps to 3.89% in 2023, then tumbled by -203bps to 11.8% in 2024, then skyrocketed by 156bps to 6.61% in 2025.
  • Per Business Quant, the three most recent readings for PFSI's EBT Margin are 6.61% (Q4 2025), 37.35% (Q3 2025), and 17.19% (Q2 2025).