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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) EBT Margin (2017 - 2025)

PennyMac Financial Services (PFSI) has disclosed EBT Margin for 9 consecutive years, with 37.35% as the latest value for Q3 2025.

  • On a quarterly basis, EBT Margin rose 1454.0% to 37.35% in Q3 2025 year-over-year; TTM through Sep 2025 was 36.12%, a 1775.0% increase, with the full-year FY2025 number at 7747.22%, down 923980.0% from a year prior.
  • EBT Margin was 37.35% for Q3 2025 at PennyMac Financial Services, up from 17.19% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 28832.36% in Q1 2021 to a low of 24.49% in Q2 2023.
  • A 5-year average of 2842.44% and a median of 32.96% in 2024 define the central range for EBT Margin.
  • Biggest YoY gain for EBT Margin was 2877491bps in 2021; the steepest drop was -3164922bps in 2021.
  • PennyMac Financial Services' EBT Margin stood at 18.41% in 2021, then increased by 8bps to 19.9% in 2022, then crashed by -175bps to 14.99% in 2023, then soared by 21236bps to 3169.13% in 2024, then plummeted by -99bps to 37.35% in 2025.
  • Per Business Quant, the three most recent readings for PFSI's EBT Margin are 37.35% (Q3 2025), 17.19% (Q2 2025), and 24.18% (Q1 2025).