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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) EBT Margin (2017 - 2025)

PennyMac Financial Services (PFSI) has disclosed EBT Margin for 9 consecutive years, with 6.61% as the latest value for Q4 2025.

  • Quarterly EBT Margin rose 1841.0% to 6.61% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 17.7% through Dec 2025, up 7637.0% year-over-year, with the annual reading at 26.94% for FY2025, 146563.0% down from the prior year.
  • EBT Margin for Q4 2025 was 6.61% at PennyMac Financial Services, down from 37.35% in the prior quarter.
  • The five-year high for EBT Margin was 28832.36% in Q1 2021, with the low at 11.8% in Q4 2024.
  • Average EBT Margin over 5 years is 2465.33%, with a median of 36.51% recorded in 2022.
  • Peak annual rise in EBT Margin hit 2877491bps in 2021, while the deepest fall reached -9721044bps in 2021.
  • Over 5 years, EBT Margin stood at 9.49% in 2021, then surged by 136bps to 3.43% in 2022, then tumbled by -214bps to 3.89% in 2023, then plummeted by -203bps to 11.8% in 2024, then soared by 156bps to 6.61% in 2025.
  • According to Business Quant data, EBT Margin over the past three periods came in at 6.61%, 37.35%, and 17.19% for Q4 2025, Q3 2025, and Q2 2025 respectively.