PennyMac Financial Services (PFSI) EBT Margin (2017 - 2026)

PennyMac Financial Services (PFSI) reported EBT Margin of 19.21% for Q1 2026, down 497.0% year-over-year from 4.84% in Q1 2025, and up 190.5% quarter-over-quarter from 6.61% in Q4 2025.

PennyMac Financial Services (PFSI) EBT Margin (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 10 years of EBT Margin data on file, last reported at 19.21% in Q1 2026.

  • EBT Margin for Q1 2026 came in at 19.21%, down 497.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 18.23% (down 3525.0% YoY), and the FY2025 annual result was 26.94%, down 146563.0% from the prior year.
  • EBT Margin climbed to 19.21% in Q1 2026 per PFSI's latest filing, from 6.61% in the prior quarter.
  • Over five years, EBT Margin peaked at 5722.68% in Q3 2022 and troughed at 3.89% in Q4 2023.
  • A 5-year average of 1062.96% and a median of 31.67% in 2023 frame the typical range for EBT Margin.
  • On a YoY basis, EBT Margin climbed as much as 567951 bps in 2022 and fell as far as 1133231 bps in 2022.
  • A 5-year view of EBT Margin shows it stood at 3.43% in 2022, then plunged by 214 bps to 3.89% in 2023, then surged by 81543 bps to 3169.13% in 2024, then sank by 100 bps to 6.61% in 2025, then jumped by 190 bps to 19.21% in 2026.
  • Business Quant data shows PFSI's EBT Margin at 19.21% in Q1 2026, 6.61% in Q4 2025, and 5163.26% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 13.60%
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 19.21%
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 8.61%
4 UWM Holdings 743.45 Mn 1.57 Bn - 19.69%
5 Velocity Financial 668.42 Mn 583.96 Mn - -
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - -107.20%
8 Onity 306.24 Mn 306.24 Mn - 41.36%
9 loanDepot 209.70 Mn -4.79 Mn - -19.24%
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - 6.08%

Historic Data

Download Data
DateValue
Mar 31, 2026 19.21%
Dec 31, 2025 6.61%
Sep 30, 2025 5,163.26%
Jun 30, 2025 17.19%
Mar 31, 2025 24.18%
Dec 31, 2024 3,169.13%
Sep 30, 2024 22.81%
Jun 30, 2024 850.89%
Mar 31, 2024 1,213.24%
Dec 31, 2023 -3.89%
Sep 30, 2023 31.67%
Jun 30, 2023 21.67%
Mar 31, 2023 1,737.90%
Dec 31, 2022 3.43%
Sep 30, 2022 5,722.68%
Jun 30, 2022 34.71%
Mar 31, 2022 35.67%
Dec 31, 2021 33.74%
Sep 30, 2021 43.17%
Jun 30, 2021 11,367.02%