PennyMac Financial Services (PFSI) EBT (2017 - 2026)

PennyMac Financial Services' (PFSI) quarterly EBT came in at $104.7 million in Q1 2026, little changed year-on-year from $104.2 million in Q1 2025, and down 22.11% on a QoQ basis from $134.4 million in Q4 2025.

PennyMac Financial Services (PFSI) EBT (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 10 years of EBT data on file, last reported at $104.7 million in Q1 2026.

  • On a quarterly basis, EBT changed 0.48% year-over-year to $104.7 million in Q1 2026; TTM through Mar 2026 was $551.9 million, a 19.63% increase from a year earlier, with the FY2025 full-year figure at $551.4 million, up 37.5% from the prior year.
  • EBT for Q1 2026 stood at $104.7 million, down from $134.4 million in the prior quarter.
  • Over the last five years, EBT for PFSI reached as high as $236.4 million in Q3 2025 and fell as low as -$54.2 million in Q4 2023.
  • Historically, EBT has averaged $112.1 million across 5 years, with a median of $104.7 million in 2026.
  • Across the five-year window, EBT sank 180.05% in 2023 and soared 338.55% in 2024, its largest moves.
  • Year by year, EBT stood at $67.7 million in 2022, then sank by 180.05% to -$54.2 million in 2023, then surged by 338.55% to $129.4 million in 2024, then advanced by 3.9% to $134.4 million in 2025, then dropped by 22.11% to $104.7 million in 2026.
  • Per Business Quant data, the three most recent EBT figures were $104.7 million in Q1 2026, $134.4 million in Q4 2025, and $236.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 400.00 Mn
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 4.66 Bn
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 4.43 Bn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 104.69 Mn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 25.95 Mn
7 Velocity Financial 681.36 Mn -6.51 Bn - 30.88 Mn
8 UWM Holdings 540.43 Mn 116.43 Mn - 177.50 Mn
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -50.92 Mn
10 Onity 340.51 Mn 215.81 Mn - 7.90 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 104.69 Mn
Dec 31, 2025 134.41 Mn
Sep 30, 2025 236.37 Mn
Jun 30, 2025 76.44 Mn
Mar 31, 2025 104.20 Mn
Dec 31, 2024 129.36 Mn
Sep 30, 2024 93.93 Mn
Jun 30, 2024 133.85 Mn
Mar 31, 2024 43.88 Mn
Dec 31, 2023 -54.23 Mn
Sep 30, 2023 126.80 Mn
Jun 30, 2023 72.92 Mn
Mar 31, 2023 38.15 Mn
Dec 31, 2022 67.75 Mn
Sep 30, 2022 185.47 Mn
Jun 30, 2022 177.53 Mn
Mar 31, 2022 234.52 Mn
Dec 31, 2021 234.11 Mn
Sep 30, 2021 339.55 Mn
Jun 30, 2021 279.52 Mn