PennyMac Financial Services (PFSI) EBT (2017 - 2026)
PennyMac Financial Services' (PFSI) quarterly EBT came in at $104.7 million in Q1 2026, little changed year-on-year from $104.2 million in Q1 2025, and down 22.11% on a QoQ basis from $134.4 million in Q4 2025.
PennyMac Financial Services (PFSI) EBT (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 10 years of EBT data on file, last reported at $104.7 million in Q1 2026.
- On a quarterly basis, EBT changed 0.48% year-over-year to $104.7 million in Q1 2026; TTM through Mar 2026 was $551.9 million, a 19.63% increase from a year earlier, with the FY2025 full-year figure at $551.4 million, up 37.5% from the prior year.
- EBT for Q1 2026 stood at $104.7 million, down from $134.4 million in the prior quarter.
- Over the last five years, EBT for PFSI reached as high as $236.4 million in Q3 2025 and fell as low as -$54.2 million in Q4 2023.
- Historically, EBT has averaged $112.1 million across 5 years, with a median of $104.7 million in 2026.
- Across the five-year window, EBT sank 180.05% in 2023 and soared 338.55% in 2024, its largest moves.
- Year by year, EBT stood at $67.7 million in 2022, then sank by 180.05% to -$54.2 million in 2023, then surged by 338.55% to $129.4 million in 2024, then advanced by 3.9% to $134.4 million in 2025, then dropped by 22.11% to $104.7 million in 2026.
- Per Business Quant data, the three most recent EBT figures were $104.7 million in Q1 2026, $134.4 million in Q4 2025, and $236.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 400.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 4.66 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 4.43 Bn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 104.69 Mn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 25.95 Mn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 30.88 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 177.50 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -50.92 Mn |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 7.90 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 104.69 Mn |
| Dec 31, 2025 | 134.41 Mn |
| Sep 30, 2025 | 236.37 Mn |
| Jun 30, 2025 | 76.44 Mn |
| Mar 31, 2025 | 104.20 Mn |
| Dec 31, 2024 | 129.36 Mn |
| Sep 30, 2024 | 93.93 Mn |
| Jun 30, 2024 | 133.85 Mn |
| Mar 31, 2024 | 43.88 Mn |
| Dec 31, 2023 | -54.23 Mn |
| Sep 30, 2023 | 126.80 Mn |
| Jun 30, 2023 | 72.92 Mn |
| Mar 31, 2023 | 38.15 Mn |
| Dec 31, 2022 | 67.75 Mn |
| Sep 30, 2022 | 185.47 Mn |
| Jun 30, 2022 | 177.53 Mn |
| Mar 31, 2022 | 234.52 Mn |
| Dec 31, 2021 | 234.11 Mn |
| Sep 30, 2021 | 339.55 Mn |
| Jun 30, 2021 | 279.52 Mn |