PennyMac Financial Services (PFSI) EBT (2017 - 2026)

PennyMac Financial Services (PFSI) reported EBT of $104.7 million for Q1 2026, little changed year-over-year from $104.2 million in Q1 2025, and down 22.11% quarter-over-quarter from $134.4 million in Q4 2025.

PennyMac Financial Services (PFSI) EBT (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 10 years of EBT data on file, last reported at $104.7 million in Q1 2026.

  • EBT for Q1 2026 came in at $104.7 million, changed 0.48% year-over-year; the trailing twelve-month figure through Mar 2026 was $551.9 million (up 19.63% YoY), and the FY2025 annual result was $551.4 million, up 37.5% from the prior year.
  • EBT fell to $104.7 million in Q1 2026 per PFSI's latest filing, from $134.4 million in the prior quarter.
  • Over five years, EBT peaked at $236.4 million in Q3 2025 and troughed at -$54.2 million in Q4 2023.
  • A 5-year average of $112.1 million and a median of $104.7 million in 2026 frame the typical range for EBT.
  • The sharpest annual moves came in 2023 and 2024: EBT plunged 180.07% in 2023, then surged 338.55% in 2024.
  • A 5-year view of EBT shows it stood at $67.7 million in 2022, then sank by 180.07% to -$54.2 million in 2023, then surged by 338.55% to $129.4 million in 2024, then increased by 3.9% to $134.4 million in 2025, then retreated by 22.11% to $104.7 million in 2026.
  • Business Quant data shows PFSI's EBT at $104.7 million in Q1 2026, $134.4 million in Q4 2025, and $236.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 400.00 Mn
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 104.69 Mn
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 25.95 Mn
4 UWM Holdings 743.45 Mn 1.57 Bn - 177.50 Mn
5 Velocity Financial 668.42 Mn 583.96 Mn - 30.88 Mn
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - -50.92 Mn
8 Onity 306.24 Mn 306.24 Mn - 7.90 Mn
9 loanDepot 209.70 Mn -4.79 Mn - -55.11 Mn
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - 1.32 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 104.69 Mn
Dec 31, 2025 134.41 Mn
Sep 30, 2025 236.37 Mn
Jun 30, 2025 76.44 Mn
Mar 31, 2025 104.20 Mn
Dec 31, 2024 129.36 Mn
Sep 30, 2024 93.93 Mn
Jun 30, 2024 133.85 Mn
Mar 31, 2024 43.88 Mn
Dec 31, 2023 -54.23 Mn
Sep 30, 2023 126.80 Mn
Jun 30, 2023 72.92 Mn
Mar 31, 2023 38.15 Mn
Dec 31, 2022 67.73 Mn
Sep 30, 2022 185.47 Mn
Jun 30, 2022 177.53 Mn
Mar 31, 2022 234.52 Mn
Dec 31, 2021 234.11 Mn
Sep 30, 2021 339.55 Mn
Jun 30, 2021 279.52 Mn