PennyMac Financial Services (PFSI) EBT (2017 - 2026)
PennyMac Financial Services (PFSI) posted quarterly EBT of $104.7 million for Q1 2026, little changed year-over-year from $104.2 million in Q1 2025, and down 22.11% quarter-over-quarter from $134.4 million in Q4 2025.
PennyMac Financial Services (PFSI) EBT (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported EBT for 10 consecutive years, with $104.7 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT changed 0.48% year-over-year to $104.7 million; the TTM figure through Mar 2026 stood at $551.9 million (up 19.63% YoY), while the FY2025 annual figure was $551.4 million, up 37.5% from the prior year.
- EBT eased to $104.7 million in Q1 2026 per PFSI's latest filing, from $134.4 million in the prior quarter.
- Across five years, EBT topped out at $236.4 million in Q3 2025 and bottomed at -$54.2 million in Q4 2023.
- Historically, EBT has averaged $112.1 million across 5 years, with a median of $104.7 million in 2026.
- Annual changes were most pronounced in 2023 — EBT tumbled 180.05% — and 2024, when it surged 338.55%.
- PennyMac Financial Services' EBT stood at $67.7 million in 2022, then sank by 180.05% to -$54.2 million in 2023, then soared by 338.55% to $129.4 million in 2024, then rose by 3.9% to $134.4 million in 2025, then decreased by 22.11% to $104.7 million in 2026.
- Business Quant data shows PFSI's EBT at $104.7 million in Q1 2026, $134.4 million in Q4 2025, and $236.4 million in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 281.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 4.99 Bn |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 4.77 Bn |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 31.53 Mn |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 2.07 Mn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 35.24 Mn |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -472.92 Mn |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | -15.10 Mn |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | -6.62 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 31.53 Mn |
| Mar 31, 2026 | 104.69 Mn |
| Dec 31, 2025 | 134.41 Mn |
| Sep 30, 2025 | 236.37 Mn |
| Jun 30, 2025 | 76.44 Mn |
| Mar 31, 2025 | 104.20 Mn |
| Dec 31, 2024 | 129.36 Mn |
| Sep 30, 2024 | 93.93 Mn |
| Jun 30, 2024 | 133.85 Mn |
| Mar 31, 2024 | 43.88 Mn |
| Dec 31, 2023 | -54.23 Mn |
| Sep 30, 2023 | 126.80 Mn |
| Jun 30, 2023 | 72.92 Mn |
| Mar 31, 2023 | 38.15 Mn |
| Dec 31, 2022 | 67.75 Mn |
| Sep 30, 2022 | 185.47 Mn |
| Jun 30, 2022 | 177.53 Mn |
| Mar 31, 2022 | 234.52 Mn |
| Dec 31, 2021 | 234.11 Mn |
| Sep 30, 2021 | 339.55 Mn |