PennyMac Financial Services (PFSI) EBT (2017 - 2026)
PennyMac Financial Services' (PFSI) quarterly EBT came in at $31.5 million in Q2 2026, down 58.76% year-over-year from $76.4 million in Q2 2025, and down 69.89% quarter-over-quarter from $104.7 million in Q1 2026.
Analysis
PennyMac Financial Services (PFSI) EBT (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported EBT for 10 consecutive years, with $31.5 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBT fell 58.76% year-over-year to $31.5 million in Q2 2026; TTM through Jun 2026 was $507.0 million, a 25.52% increase from a year earlier, with the FY2025 full-year figure at $551.4 million, up 37.5% from the prior year.
- EBT was $31.5 million for Q2 2026 at PennyMac Financial Services, down from $104.7 million in the prior quarter.
- Over five years, EBT peaked at $236.4 million in Q3 2025 and troughed at -$54.2 million in Q4 2023.
- A 5-year average of $107.6 million and a median of $104.4 million in 2025 frame the typical range for EBT.
- Across the five-year window, EBT sank 180.07% in 2023 and jumped 338.55% in 2024, its largest moves.
- Over 5 years, EBT stood at $67.7 million in 2022, then slumped by 180.07% to -$54.2 million in 2023, then jumped by 338.55% to $129.4 million in 2024, then grew by 3.9% to $134.4 million in 2025, then sank by 76.54% to $31.5 million in 2026.
- The last three EBT figures came in at $31.5 million (Q2 2026), $104.7 million (Q1 2026), and $134.4 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 4.99 Bn |
| 2 | Rocket Companies | 52.80 Bn | 49.70 Bn | - | 281.00 Mn |
| 3 | Figure Technology Solutions | 8.04 Bn | 6.51 Bn | 196.67 Mn | 82.99 Mn |
| 4 | PennyMac Financial Services | 3.81 Bn | 3.06 Bn | 480.08 Mn | 31.53 Mn |
| 5 | Federal Agricultural Mortgage | 2.47 Bn | 1.43 Bn | - | 81.84 Mn |
| 6 | UWM Holdings | 2.36 Bn | 2.71 Bn | - | -472.92 Mn |
| 7 | CNFinance Holdings | 1.51 Bn | 1.51 Bn | - | - |
| 8 | Walker & Dunlop | 1.42 Bn | 1.27 Bn | - | 2.07 Mn |
| 9 | Velocity Financial | 725.75 Mn | -6.72 Bn | - | 35.24 Mn |
| 10 | loanDepot | 338.91 Mn | 159.79 Mn | - | -6.62 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 31.53 Mn |
| Mar 31, 2026 | 104.69 Mn |
| Dec 31, 2025 | 134.41 Mn |
| Sep 30, 2025 | 236.37 Mn |
| Jun 30, 2025 | 76.44 Mn |
| Mar 31, 2025 | 104.20 Mn |
| Dec 31, 2024 | 129.36 Mn |
| Sep 30, 2024 | 93.93 Mn |
| Jun 30, 2024 | 133.85 Mn |
| Mar 31, 2024 | 43.88 Mn |
| Dec 31, 2023 | -54.23 Mn |
| Sep 30, 2023 | 126.80 Mn |
| Jun 30, 2023 | 72.92 Mn |
| Mar 31, 2023 | 38.15 Mn |
| Dec 31, 2022 | 67.73 Mn |
| Sep 30, 2022 | 185.50 Mn |
| Jun 30, 2022 | 177.53 Mn |
| Mar 31, 2022 | 234.52 Mn |
| Dec 31, 2021 | 234.11 Mn |
| Sep 30, 2021 | 339.55 Mn |