PennyMac Financial Services (PFSI) EBT (2017 - 2026)
PennyMac Financial Services (PFSI) posted EBT of $31.53 million for Q2 2026, down 58.8% from $76.44 million a year earlier and down 69.9% from the prior quarter.
PennyMac Financial Services (PFSI) EBT (2017 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT at PennyMac Financial Services was $507 million, up 25.5% year-over-year; for FY2025, it was $551.42 million, up 37.5% from FY2024.
- Annual EBT shows a five-year compound annual growth rate of -24.5% (FY2020 to FY2025).
- In prior years, PennyMac Financial Services' EBT was $401.03 million in FY2024 (+118.4%), $183.63 million in FY2023 (-72.4%), $665.25 million in FY2022 (-51.1%) and $1.36 billion in FY2021 (-39.3%).
- The Q2 2026 figure stands as the lowest quarterly EBT since Q4 2023.
- On a year-over-year basis, EBT increased in four of the last seven quarters, with growth averaging 23.7%.
- The strongest year-over-year quarter for EBT in the past five years was Q3 2025, with growth of 151.7%; the weakest was Q1 2023, with a decline of 83.7%.
- According to Business Quant data, EBT for the three prior quarters was $104.69 million (Q1 2026), $134.41 million (Q4 2025) and $236.37 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - | 281.00 Mn |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - | 2.55 Bn |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - | 81.49 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - | 4.99 Bn |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - | 169.09 Mn |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - | 1.19 Bn |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn | 295.80 Mn |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - | 834.67 Mn |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - | - |
| 10 | PennyMac Financial Services | 3.31 Bn | 357.90 Mn | - | 31.53 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 31.53 Mn |
| Mar 31, 2026 | 104.69 Mn |
| Dec 31, 2025 | 134.41 Mn |
| Sep 30, 2025 | 236.37 Mn |
| Jun 30, 2025 | 76.44 Mn |
| Mar 31, 2025 | 104.20 Mn |
| Dec 31, 2024 | 129.36 Mn |
| Sep 30, 2024 | 93.93 Mn |
| Jun 30, 2024 | 133.85 Mn |
| Mar 31, 2024 | 43.88 Mn |
| Dec 31, 2023 | -54.23 Mn |
| Sep 30, 2023 | 126.80 Mn |
| Jun 30, 2023 | 72.92 Mn |
| Mar 31, 2023 | 38.15 Mn |
| Dec 31, 2022 | 67.73 Mn |
| Sep 30, 2022 | 185.50 Mn |
| Jun 30, 2022 | 177.53 Mn |
| Mar 31, 2022 | 234.52 Mn |
| Dec 31, 2021 | 234.11 Mn |
| Sep 30, 2021 | 339.55 Mn |
PennyMac Financial Services EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=PFSI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "PFSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=PFSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();