PennyMac Financial Services (PFSI) EBT (2017 - 2026)
PennyMac Financial Services (PFSI) reported EBT of $104.7 million for Q1 2026, little changed year-over-year from $104.2 million in Q1 2025, and down 22.11% quarter-over-quarter from $134.4 million in Q4 2025.
PennyMac Financial Services (PFSI) EBT (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 10 years of EBT data on file, last reported at $104.7 million in Q1 2026.
- EBT for Q1 2026 came in at $104.7 million, changed 0.48% year-over-year; the trailing twelve-month figure through Mar 2026 was $551.9 million (up 19.63% YoY), and the FY2025 annual result was $551.4 million, up 37.5% from the prior year.
- EBT fell to $104.7 million in Q1 2026 per PFSI's latest filing, from $134.4 million in the prior quarter.
- Over five years, EBT peaked at $236.4 million in Q3 2025 and troughed at -$54.2 million in Q4 2023.
- A 5-year average of $112.1 million and a median of $104.7 million in 2026 frame the typical range for EBT.
- The sharpest annual moves came in 2023 and 2024: EBT plunged 180.07% in 2023, then surged 338.55% in 2024.
- A 5-year view of EBT shows it stood at $67.7 million in 2022, then sank by 180.07% to -$54.2 million in 2023, then surged by 338.55% to $129.4 million in 2024, then increased by 3.9% to $134.4 million in 2025, then retreated by 22.11% to $104.7 million in 2026.
- Business Quant data shows PFSI's EBT at $104.7 million in Q1 2026, $134.4 million in Q4 2025, and $236.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 400.00 Mn |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 104.69 Mn |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 25.95 Mn |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 177.50 Mn |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 30.88 Mn |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -50.92 Mn |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 7.90 Mn |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -55.11 Mn |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 1.32 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 104.69 Mn |
| Dec 31, 2025 | 134.41 Mn |
| Sep 30, 2025 | 236.37 Mn |
| Jun 30, 2025 | 76.44 Mn |
| Mar 31, 2025 | 104.20 Mn |
| Dec 31, 2024 | 129.36 Mn |
| Sep 30, 2024 | 93.93 Mn |
| Jun 30, 2024 | 133.85 Mn |
| Mar 31, 2024 | 43.88 Mn |
| Dec 31, 2023 | -54.23 Mn |
| Sep 30, 2023 | 126.80 Mn |
| Jun 30, 2023 | 72.92 Mn |
| Mar 31, 2023 | 38.15 Mn |
| Dec 31, 2022 | 67.73 Mn |
| Sep 30, 2022 | 185.47 Mn |
| Jun 30, 2022 | 177.53 Mn |
| Mar 31, 2022 | 234.52 Mn |
| Dec 31, 2021 | 234.11 Mn |
| Sep 30, 2021 | 339.55 Mn |
| Jun 30, 2021 | 279.52 Mn |