PennyMac Financial Services (PFSI) EBIT (2017 - 2026)
PennyMac Financial Services' (PFSI) quarterly EBIT came in at $83.6 million in Q1 2026, down 11.78% year-on-year from $94.8 million in Q1 2025, and up 120.5% on a QoQ basis from -$407.8 million in Q4 2025.
PennyMac Financial Services (PFSI) EBIT (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 10 years of EBIT data on file, last reported at $83.6 million in Q1 2026.
- On a quarterly basis, EBIT fell 11.78% year-over-year to $83.6 million in Q1 2026; TTM through Mar 2026 was -$478.0 million, a 1374.48% decrease from a year earlier, with the FY2025 full-year figure at -$1.5 billion, down 28.06% from the prior year.
- EBIT for Q1 2026 stood at $83.6 million, up from -$407.8 million in the prior quarter.
- Over the last five years, EBIT for PFSI reached as high as $1.7 billion in Q4 2022 and fell as low as -$1.4 billion in Q4 2023.
- Historically, EBIT has averaged -$62.0 million across 5 years, with a median of $40.2 million in 2024.
- Across the five-year window, EBIT surged 681.69% in 2022 and slumped 392.94% in 2025, its largest moves.
- Year by year, EBIT stood at $1.7 billion in 2022, then slumped by 185.07% to -$1.4 billion in 2023, then soared by 76.19% to -$344.4 million in 2024, then retreated by 18.4% to -$407.8 million in 2025, then jumped by 120.5% to $83.6 million in 2026.
- Per Business Quant data, the three most recent EBIT figures were $83.6 million in Q1 2026, -$407.8 million in Q4 2025, and $222.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 749.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 39.31 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 34.26 Bn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 83.60 Mn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 43.02 Mn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 131.29 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 323.47 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -45.19 Mn |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 76.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 83.60 Mn |
| Dec 31, 2025 | -407.81 Mn |
| Sep 30, 2025 | 222.36 Mn |
| Jun 30, 2025 | -376.16 Mn |
| Mar 31, 2025 | 94.76 Mn |
| Dec 31, 2024 | -344.43 Mn |
| Sep 30, 2024 | 88.84 Mn |
| Jun 30, 2024 | 128.41 Mn |
| Mar 31, 2024 | 40.21 Mn |
| Dec 31, 2023 | -1.45 Bn |
| Sep 30, 2023 | 122.17 Mn |
| Jun 30, 2023 | -266.27 Mn |
| Mar 31, 2023 | -265.76 Mn |
| Dec 31, 2022 | 1.70 Bn |
| Sep 30, 2022 | -295.18 Mn |
| Jun 30, 2022 | -344.35 Mn |
| Mar 31, 2022 | 212.12 Mn |
| Dec 31, 2021 | 217.54 Mn |
| Sep 30, 2021 | -457.13 Mn |
| Jun 30, 2021 | 269.30 Mn |