PennyMac Financial Services (PFSI) EBIT (2017 - 2026)
PennyMac Financial Services (PFSI) posted quarterly EBIT of $83.6 million for Q1 2026, down 11.78% year-over-year from $94.8 million in Q1 2025, and up 120.5% quarter-over-quarter from -$407.8 million in Q4 2025.
PennyMac Financial Services (PFSI) EBIT (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported EBIT for 10 consecutive years, with $83.6 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBIT fell 11.78% year-over-year to $83.6 million; the TTM figure through Mar 2026 stood at -$478.0 million (down 1374.48% YoY), while the FY2025 annual figure was -$1.5 billion, down 28.06% from the prior year.
- EBIT climbed to $83.6 million in Q1 2026 per PFSI's latest filing, from -$407.8 million in the prior quarter.
- Across five years, EBIT topped out at $1.7 billion in Q4 2022 and bottomed at -$1.4 billion in Q4 2023.
- Historically, EBIT has averaged -$62.0 million across 5 years, with a median of $40.2 million in 2024.
- Annual changes were most pronounced in 2022 — EBIT jumped 681.69% — and 2025, when it plunged 392.94%.
- PennyMac Financial Services' EBIT stood at $1.7 billion in 2022, then slumped by 185.07% to -$1.4 billion in 2023, then jumped by 76.19% to -$344.4 million in 2024, then declined by 18.4% to -$407.8 million in 2025, then surged by 120.5% to $83.6 million in 2026.
- Business Quant data shows PFSI's EBIT at $83.6 million in Q1 2026, -$407.8 million in Q4 2025, and $222.4 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 655.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 38.30 Bn |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 33.04 Bn |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 14.64 Mn |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 18.88 Mn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 128.81 Mn |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -313.98 Mn |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | 88.00 Mn |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | 30.82 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 14.64 Mn |
| Mar 31, 2026 | 83.60 Mn |
| Dec 31, 2025 | -407.81 Mn |
| Sep 30, 2025 | 222.36 Mn |
| Jun 30, 2025 | -376.16 Mn |
| Mar 31, 2025 | 94.76 Mn |
| Dec 31, 2024 | -344.43 Mn |
| Sep 30, 2024 | 88.84 Mn |
| Jun 30, 2024 | 128.41 Mn |
| Mar 31, 2024 | 40.21 Mn |
| Dec 31, 2023 | -1.45 Bn |
| Sep 30, 2023 | 122.17 Mn |
| Jun 30, 2023 | -266.27 Mn |
| Mar 31, 2023 | -265.76 Mn |
| Dec 31, 2022 | 1.70 Bn |
| Sep 30, 2022 | -295.18 Mn |
| Jun 30, 2022 | -344.35 Mn |
| Mar 31, 2022 | 212.12 Mn |
| Dec 31, 2021 | 217.54 Mn |
| Sep 30, 2021 | -457.13 Mn |