PennyMac Financial Services (PFSI) Asset Utilization Ratio (2017 - 2026)

PennyMac Financial Services' (PFSI) quarterly Asset Utilization Ratio came in at 0.04 in Q1 2026, down 22.73% year-on-year from 0.05 in Q1 2025, and down 1.18% on a QoQ basis from 0.04 in Q4 2025.

PennyMac Financial Services (PFSI) Asset Utilization Ratio (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 10 years of Asset Utilization Ratio data on file, last reported at 0.04 in Q1 2026.

  • On a quarterly basis, Asset Utilization Ratio fell 22.73% year-over-year to 0.04 in Q1 2026; TTM through Mar 2026 was 0.04, a 22.73% decrease from a year earlier, with the FY2025 full-year figure at 0.0, down 39.38% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 0.04, down from 0.04 in the prior quarter.
  • Over the last five years, Asset Utilization Ratio for PFSI reached as high as 0.18 in Q1 2022 and fell as low as 0.03 in Q4 2023.
  • Historically, Asset Utilization Ratio has averaged 0.07 across 5 years, with a median of 0.05 in 2024.
  • Across the five-year window, Asset Utilization Ratio sank 120.65% in 2023 and surged 887.17% in 2025, its largest moves.
  • Year by year, Asset Utilization Ratio stood at 0.16 in 2022, then slumped by 120.65% to 0.03 in 2023, then jumped by 240.21% to 0.05 in 2024, then fell by 14.87% to 0.04 in 2025, then dropped by 1.18% to 0.04 in 2026.
  • Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.04 in Q1 2026, 0.04 in Q4 2025, and 0.04 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 0.14
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 0.01
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 0.01
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 0.04
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 0.23
7 Velocity Financial 681.36 Mn -6.51 Bn - -0.05
8 UWM Holdings 540.43 Mn 116.43 Mn - 0.19
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - 0.09
10 Onity 340.51 Mn 215.81 Mn - 0.02

Historic Data

Download Data
DateValue
Mar 31, 2026 0.04
Dec 31, 2025 0.04
Sep 30, 2025 0.04
Jun 30, 2025 0.04
Mar 31, 2025 0.05
Dec 31, 2024 0.05
Sep 30, 2024 0.00
Jun 30, 2024 0.00
Mar 31, 2024 -0.02
Dec 31, 2023 -0.03
Sep 30, 2023 0.13
Jun 30, 2023 0.10
Mar 31, 2023 0.11
Dec 31, 2022 0.16
Sep 30, 2022 0.09
Jun 30, 2022 0.14
Mar 31, 2022 0.18
Dec 31, 2021 0.12
Sep 30, 2021 0.25
Jun 30, 2021 0.45