PennyMac Financial Services (PFSI) Asset Utilization Ratio (2017 - 2026)
PennyMac Financial Services (PFSI) posted quarterly Asset Utilization Ratio of 0.04 for Q1 2026, down 22.73% year-over-year from 0.05 in Q1 2025, and down 1.18% quarter-over-quarter from 0.04 in Q4 2025.
PennyMac Financial Services (PFSI) Asset Utilization Ratio (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported Asset Utilization Ratio for 10 consecutive years, with 0.04 the latest figure, recorded in Q1 2026.
- In Q1 2026, Asset Utilization Ratio fell 22.73% year-over-year to 0.04; the TTM figure through Mar 2026 stood at 0.04 (down 22.73% YoY), while the FY2025 annual figure was 0.0, down 39.38% from the prior year.
- Asset Utilization Ratio fell to 0.04 in Q1 2026 per PFSI's latest filing, from 0.04 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.18 in Q1 2022 and bottomed at 0.03 in Q4 2023.
- Historically, Asset Utilization Ratio has averaged 0.07 across 5 years, with a median of 0.05 in 2024.
- Annual changes were most pronounced in 2023 — Asset Utilization Ratio tumbled 120.65% — and 2025, when it jumped 887.17%.
- PennyMac Financial Services' Asset Utilization Ratio stood at 0.16 in 2022, then slumped by 120.65% to 0.03 in 2023, then surged by 240.21% to 0.05 in 2024, then dropped by 14.87% to 0.04 in 2025, then decreased by 1.18% to 0.04 in 2026.
- Business Quant data shows PFSI's Asset Utilization Ratio at 0.04 in Q1 2026, 0.04 in Q4 2025, and 0.04 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.28 Bn | 36.18 Bn | - | 0.17 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.73 Bn | 36.73 Bn | - | 0.01 |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 0.01 |
| 4 | PennyMac Financial Services | 3.91 Bn | 3.16 Bn | 480.08 Mn | 0.07 |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.23 |
| 7 | Velocity Financial | 710.11 Mn | -6.74 Bn | - | -0.04 |
| 8 | UWM Holdings | 475.91 Mn | -22.50 Mn | - | 0.19 |
| 9 | Onity | 305.53 Mn | 109.23 Mn | - | 0.08 |
| 10 | loanDepot | 205.65 Mn | -105.48 Mn | - | 0.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.07 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.00 |
| Jun 30, 2024 | 0.00 |
| Mar 31, 2024 | -0.02 |
| Dec 31, 2023 | -0.03 |
| Sep 30, 2023 | 0.13 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | 0.11 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.14 |
| Mar 31, 2022 | 0.18 |
| Dec 31, 2021 | 0.12 |
| Sep 30, 2021 | 0.25 |