Peoples Financial (PFBX) Times Interest Earned (2010 - 2026)
Peoples Financial's Times Interest Earned came in at 1.50 for Q2 2026, down 14.0% from 1.75 a year earlier and down 25.0% from the prior quarter.
Peoples Financial (PFBX) Times Interest Earned (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Peoples Financial reported Times Interest Earned of 1.55, down 11.4% year-over-year; for FY2025, it was 1.59, down 14.9% from FY2024.
- Times Interest Earned has declined in each of the last four years.
- Going back by year, Times Interest Earned was 1.87 in FY2024 (-34.0%), 2.83 in FY2023 (-29.4%), 4.02 in FY2022 (-66.0%) and 11.81 in FY2021.
- The five-year range for quarterly Times Interest Earned is 1.34 (Q3 2025) to 18.91 (Q4 2021).
- Year-over-year, Times Interest Earned increased in 1 of the last eight quarters, with an average decline of 14.8%.
- The fastest year-over-year change in Times Interest Earned over five years came in Q4 2021 (growth of 350.0%), and the weakest in Q4 2022 (a decline of 79.3%).
- Business Quant data shows PFBX's Times Interest Earned at 2.00 (Q1 2026), 1.44 (Q4 2025) and 1.34 (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | -2.12 |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 1.73 |
| 10 | Peoples Financial | 111.05 Mn | 111.05 Mn | - | 1.50 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.50 |
| Mar 31, 2026 | 2.00 |
| Dec 31, 2025 | 1.44 |
| Sep 30, 2025 | 1.34 |
| Jun 30, 2025 | 1.75 |
| Mar 31, 2025 | 1.89 |
| Dec 31, 2024 | 1.92 |
| Sep 30, 2024 | 1.52 |
| Jun 30, 2024 | 1.75 |
| Mar 31, 2024 | 2.36 |
| Dec 31, 2023 | 2.23 |
| Sep 30, 2023 | 2.50 |
| Jun 30, 2023 | 3.57 |
| Mar 31, 2023 | 3.21 |
| Dec 31, 2022 | 3.91 |
| Sep 30, 2022 | 3.23 |
| Jun 30, 2022 | 5.12 |
| Mar 31, 2022 | 6.81 |
| Dec 31, 2021 | 18.91 |
| Sep 30, 2021 | 9.46 |
Peoples Financial Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=PFBX&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "PFBX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=PFBX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();