Ponce Financial (PDLB) Times Interest Earned (2021 - 2026)
Ponce Financial (PDLB) reported Times Interest Earned of $1.3 for Q1 2026, up 8.59% on a YoY basis from $1.19 in Q1 2025, and down 21.79% sequentially from $1.66 in Q4 2025.
Ponce Financial (PDLB) Times Interest Earned (2021 - 2026) Analysis & Trends
Ponce Financial (PDLB) has 6 years of Times Interest Earned data on file, last reported at $1.3 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned rose 8.59% year-over-year to $1.3; the trailing twelve-month figure through Mar 2026 stood at $4.24 (up 21.2% YoY), and the FY2025 full-year result was $1.45, up 24.2% from the prior year.
- Times Interest Earned declined to $1.3 in Q1 2026, from $1.66 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $2.77 in Q4 2022 to a low of -$4.8 in Q1 2022.
- A 5-year average of $0.67 and a median of $1.17 in 2023 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned plunged 300.42% in 2022 and soared 140.67% in 2023, its largest moves.
- Tracing PDLB's Times Interest Earned over 5 years: stood at $2.77 in 2022, then slumped by 64.91% to $0.97 in 2023, then rose by 24.24% to $1.21 in 2024, then surged by 36.97% to $1.66 in 2025, then decreased by 21.79% to $1.3 in 2026.
- Business Quant data shows PDLB's Times Interest Earned at $1.3 in Q1 2026, $1.66 in Q4 2025, and $1.41 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Ponce Financial | 480.95 Mn | 363.70 Mn | - | 1.30 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.30 |
| Dec 31, 2025 | 1.66 |
| Sep 30, 2025 | 1.41 |
| Jun 30, 2025 | 1.20 |
| Mar 31, 2025 | 1.19 |
| Dec 31, 2024 | 1.21 |
| Sep 30, 2024 | 1.07 |
| Jun 30, 2024 | 1.21 |
| Mar 31, 2024 | 1.09 |
| Dec 31, 2023 | 0.97 |
| Sep 30, 2023 | 1.17 |
| Jun 30, 2023 | 0.99 |
| Mar 31, 2023 | 1.08 |
| Dec 31, 2022 | 2.77 |
| Sep 30, 2022 | -2.87 |
| Jun 30, 2022 | 0.83 |
| Mar 31, 2022 | -4.80 |
| Dec 31, 2021 | 12.29 |
| Sep 30, 2021 | 1.53 |
| Jun 30, 2021 | 4.71 |