Ponce Financial (PDLB) Times Interest Earned (2021 - 2026)

Ponce Financial (PDLB) reported Times Interest Earned of $1.3 for Q1 2026, up 8.59% on a YoY basis from $1.19 in Q1 2025, and down 21.79% sequentially from $1.66 in Q4 2025.

Ponce Financial (PDLB) Times Interest Earned (2021 - 2026) Analysis & Trends

Ponce Financial (PDLB) has 6 years of Times Interest Earned data on file, last reported at $1.3 in Q1 2026.

  • For the quarter ending Q1 2026, Times Interest Earned rose 8.59% year-over-year to $1.3; the trailing twelve-month figure through Mar 2026 stood at $4.24 (up 21.2% YoY), and the FY2025 full-year result was $1.45, up 24.2% from the prior year.
  • Times Interest Earned declined to $1.3 in Q1 2026, from $1.66 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $2.77 in Q4 2022 to a low of -$4.8 in Q1 2022.
  • A 5-year average of $0.67 and a median of $1.17 in 2023 frame the typical range for Times Interest Earned.
  • Across the five-year window, Times Interest Earned plunged 300.42% in 2022 and soared 140.67% in 2023, its largest moves.
  • Tracing PDLB's Times Interest Earned over 5 years: stood at $2.77 in 2022, then slumped by 64.91% to $0.97 in 2023, then rose by 24.24% to $1.21 in 2024, then surged by 36.97% to $1.66 in 2025, then decreased by 21.79% to $1.3 in 2026.
  • Business Quant data shows PDLB's Times Interest Earned at $1.3 in Q1 2026, $1.66 in Q4 2025, and $1.41 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Ponce Financial 480.95 Mn 363.70 Mn - 1.30

Historic Data

Download Data
DateValue
Mar 31, 2026 1.30
Dec 31, 2025 1.66
Sep 30, 2025 1.41
Jun 30, 2025 1.20
Mar 31, 2025 1.19
Dec 31, 2024 1.21
Sep 30, 2024 1.07
Jun 30, 2024 1.21
Mar 31, 2024 1.09
Dec 31, 2023 0.97
Sep 30, 2023 1.17
Jun 30, 2023 0.99
Mar 31, 2023 1.08
Dec 31, 2022 2.77
Sep 30, 2022 -2.87
Jun 30, 2022 0.83
Mar 31, 2022 -4.80
Dec 31, 2021 12.29
Sep 30, 2021 1.53
Jun 30, 2021 4.71