Ponce Financial (PDLB) Interest Expense - Deposits (2021 - 2026)
Ponce Financial's (PDLB) quarterly Interest Expense - Deposits came in at $6.8 million in Q2 2026, down 8.09% year-over-year from $7.4 million in Q2 2025, and up 5.77% quarter-over-quarter from $6.4 million in Q1 2026.
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Analysis
Ponce Financial (PDLB) Interest Expense - Deposits (2021 - 2026) Analysis & Trends
Ponce Financial has disclosed Interest Expense - Deposits across 6 years of filings, most recently posting $6.8 million for Q2 2026.
- In Q2 2026, Interest Expense - Deposits fell 8.09% year-over-year to $6.8 million; the TTM figure through Jun 2026 stood at $26.5 million (down 12.29% YoY), while the FY2025 annual figure was $28.4 million, up 2.26% from the prior year.
- Interest Expense - Deposits came in at $6.8 million for Q2 2026 at Ponce Financial, up from $6.4 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $8.1 million in Q4 2024 to a low of $803000.0 in Q1 2022.
- Average Interest Expense - Deposits over 5 years is $5.1 million, with a median of $6.4 million recorded in 2024.
- Year-over-year, Interest Expense - Deposits slumped 36.4% in 2022 and jumped 301.62% in 2023.
- Over 5 years, Interest Expense - Deposits stood at $1.8 million in 2022, then surged by 185.56% to $5.1 million in 2023, then jumped by 58.81% to $8.1 million in 2024, then retreated by 17.25% to $6.7 million in 2025, then rose by 1.18% to $6.8 million in 2026.
- Per Business Quant data, the three most recent Interest Expense - Deposits figures were $6.8 million in Q2 2026, $6.4 million in Q1 2026, and $6.7 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.58 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 891.00 Mn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 104.00 Mn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.05 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 747.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 385.00 Mn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 600.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 881.00 Mn |
| 10 | Ponce Financial | 491.26 Mn | 351.25 Mn | - | 6.79 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.79 Mn |
| Mar 31, 2026 | 6.42 Mn |
| Dec 31, 2025 | 6.71 Mn |
| Sep 30, 2025 | 6.55 Mn |
| Jun 30, 2025 | 7.38 Mn |
| Mar 31, 2025 | 7.75 Mn |
| Dec 31, 2024 | 8.10 Mn |
| Sep 30, 2024 | 6.93 Mn |
| Jun 30, 2024 | 6.36 Mn |
| Mar 31, 2024 | 6.38 Mn |
| Dec 31, 2023 | 5.10 Mn |
| Sep 30, 2023 | 4.36 Mn |
| Jun 30, 2023 | 3.88 Mn |
| Mar 31, 2023 | 3.23 Mn |
| Dec 31, 2022 | 1.79 Mn |
| Sep 30, 2022 | 2.17 Mn |
| Jun 30, 2022 | 1.48 Mn |
| Mar 31, 2022 | 803,000.00 |
| Dec 31, 2021 | 907,000.00 |
| Sep 30, 2021 | 3.34 Mn |
API Access
Ponce Financial Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=PDLB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "PDLB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=PDLB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();