Ponce Financial (PDLB) Interest Expense - Deposits (2021 - 2026)
Ponce Financial (PDLB) posted Interest Expense - Deposits of $6.4 million for Q1 2026, down 4.34% sequentially from $6.7 million in Q4 2025, and down 17.27% YoY from $7.8 million in Q1 2025.
Ponce Financial (PDLB) Interest Expense - Deposits (2021 - 2026) Analysis & Trends
Ponce Financial has reported Interest Expense - Deposits for 6 years, with the latest figure at $6.4 million in Q1 2026.
- Quarterly Interest Expense - Deposits fell 17.27% year-over-year to $6.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $27.1 million (down 7.16% YoY) and the FY2025 annual result came in at $28.4 million, up 2.26% from the prior year.
- Interest Expense - Deposits fell to $6.4 million in Q1 2026 per PDLB's latest filing, from $6.7 million in the prior quarter.
- Over five years, Interest Expense - Deposits peaked at $8.1 million in Q4 2024 and troughed at $803000.0 in Q1 2022.
- A 5-year average of $4.9 million and a median of $6.4 million in 2024 frame the typical range for Interest Expense - Deposits.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits plunged 74.38% in 2022, then jumped 410.18% in 2023.
- Over 5 years, Interest Expense - Deposits stood at $1.8 million in 2022, then jumped by 185.56% to $5.1 million in 2023, then soared by 58.81% to $8.1 million in 2024, then slipped by 17.25% to $6.7 million in 2025, then slipped by 4.34% to $6.4 million in 2026.
- According to Business Quant data, Interest Expense - Deposits over the past three periods registered $6.4 million, $6.7 million, and $6.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | Ponce Financial | 470.75 Mn | 330.74 Mn | - | 6.79 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 6.79 Mn |
| Mar 31, 2026 | 6.42 Mn |
| Dec 31, 2025 | 6.71 Mn |
| Sep 30, 2025 | 6.55 Mn |
| Jun 30, 2025 | 7.38 Mn |
| Mar 31, 2025 | 7.75 Mn |
| Dec 31, 2024 | 8.10 Mn |
| Sep 30, 2024 | 6.93 Mn |
| Jun 30, 2024 | 6.36 Mn |
| Mar 31, 2024 | 6.38 Mn |
| Dec 31, 2023 | 5.10 Mn |
| Sep 30, 2023 | 4.36 Mn |
| Jun 30, 2023 | 3.88 Mn |
| Mar 31, 2023 | 3.23 Mn |
| Dec 31, 2022 | 1.79 Mn |
| Sep 30, 2022 | 855,000.00 |
| Jun 30, 2022 | 1.48 Mn |
| Mar 31, 2022 | 803,000.00 |
| Dec 31, 2021 | 907,000.00 |
| Sep 30, 2021 | 3.34 Mn |