Ponce Financial Group, Inc. (PDLB) Interest Coverage Ratio (2021 - 2026)
Ponce Financial's Interest Coverage Ratio was 1.52 in Q2 2026, up 11.0% from 1.37 a year earlier but down 2.1% from the prior quarter.
Ponce Financial Group, Inc. (PDLB) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
On a trailing twelve-month basis, Ponce Financial's Interest Coverage Ratio was 1.53 through Jun 30, 2026, up 21.0% year-over-year; for FY2025, it was 1.45, up 22.5% from FY2024.
- In earlier years, Interest Coverage Ratio was 1.18 in FY2024 (+7.8%), 1.10 in FY2023, -1.28 in FY2022 and 5.07 in FY2021 (+247.5%).
- Quarterly Interest Coverage Ratio has moved between -4.81 (Q1 2022) and 11.28 (Q4 2021) over five years.
- Compared with a year earlier, Interest Coverage Ratio has increased for seven straight quarters, with growth averaging 15.0% over the last eight quarters.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q4 2025 (growth of 37.8%); the worst was Q2 2022 (a decline of 75.2%).
- Per Business Quant data, PDLB's Interest Coverage Ratio in the three quarters before Q2 2026 was 1.56 (Q1 2026), 1.66 (Q4 2025) and 1.41 (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.52 |
| Mar 31, 2026 | 1.56 |
| Dec 31, 2025 | 1.66 |
| Sep 30, 2025 | 1.41 |
| Jun 30, 2025 | 1.37 |
| Mar 31, 2025 | 1.37 |
| Dec 31, 2024 | 1.20 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.21 |
| Mar 31, 2024 | 1.18 |
| Dec 31, 2023 | 1.05 |
| Sep 30, 2023 | 1.25 |
| Jun 30, 2023 | 0.98 |
| Mar 31, 2023 | 1.08 |
| Dec 31, 2022 | -0.35 |
| Sep 30, 2022 | -2.87 |
| Jun 30, 2022 | 1.17 |
| Mar 31, 2022 | -4.81 |
| Dec 31, 2021 | 11.28 |
| Sep 30, 2021 | 2.70 |
Ponce Financial Group, Inc. Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=PDLB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "PDLB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=PDLB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();