Ponce Financial (PDLB) Interest Coverage Ratio (2021 - 2026)

Ponce Financial (PDLB) has 6 years of Interest Coverage Ratio data on file, last reported at 1.3 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio rose 8.59% year-over-year to 1.3; the trailing twelve-month figure through Mar 2026 stood at 4.24 (up 21.2% YoY), and the FY2025 full-year result was 1.45, up 24.2% from the prior year.
• Interest Coverage Ratio declined to 1.3 in Q1 2026, from 1.66 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 2.77 in Q4 2022 to a low of 4.8 in Q1 2022.
• A 5-year average of 0.67 and a median of 1.17 in 2023 frame the typical range for Interest Coverage Ratio.
• Across the five-year window, Interest Coverage Ratio plunged 300.42% in 2022 and soared 140.67% in 2023, its largest moves.
• Tracing PDLB's Interest Coverage Ratio over 5 years: stood at 2.77 in 2022, then slumped by 64.91% to 0.97 in 2023, then rose by 24.24% to 1.21 in 2024, then surged by 36.97% to 1.66 in 2025, then decreased by 21.79% to 1.3 in 2026.
• Business Quant data shows PDLB's Interest Coverage Ratio at 1.3 in Q1 2026, 1.66 in Q4 2025, and 1.41 in Q3 2025.