Ponce Financial (PDLB) Interest Coverage Ratio (2021 - 2026)

Ponce Financial has disclosed Interest Coverage Ratio across 6 years of filings, most recently posting 1.56 for Q1 2026.

• Interest Coverage Ratio for Q1 2026 came in at 1.56, up 13.93% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.5 (up 21.77% YoY), and the FY2025 annual result was 0.09, up 146.41% from the prior year.
• Interest Coverage Ratio came in at 1.56 for Q1 2026 at Ponce Financial, down from 1.66 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 1.66 in Q4 2025 to a low of 1.22 in Q1 2022.
• The 5-year median for Interest Coverage Ratio is 1.14 (2024), against an average of 0.58.
• Across the five-year window, Interest Coverage Ratio sank 516.98% in 2022 and surged 28476.37% in 2024, its largest moves.
• Ponce Financial's Interest Coverage Ratio stood at 0.28 in 2022, then surged by 104.02% to 0.01 in 2023, then soared by 10456.31% to 1.2 in 2024, then jumped by 37.87% to 1.66 in 2025, then dropped by 6.01% to 1.56 in 2026.
• The last three Interest Coverage Ratio figures came in at 1.56 (Q1 2026), 1.66 (Q4 2025), and 1.41 (Q3 2025), per Business Quant data.