Ponce Financial (PDLB) Interest Coverage Ratio (2021 - 2026)
Ponce Financial's (PDLB) quarterly Interest Coverage Ratio came in at 1.52 in Q2 2026, up 10.98% year-over-year from 1.37 in Q2 2025, and down 2.11% quarter-over-quarter from 1.56 in Q1 2026.
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Analysis
Ponce Financial (PDLB) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
Ponce Financial has disclosed Interest Coverage Ratio across 6 years of filings, most recently posting 1.52 for Q2 2026.
- In Q2 2026, Interest Coverage Ratio rose 10.98% year-over-year to 1.52; the TTM figure through Jun 2026 stood at 1.53 (up 20.97% YoY), while the FY2025 annual figure was 1.45, up 22.53% from the prior year.
- Interest Coverage Ratio came in at 1.52 for Q2 2026 at Ponce Financial, down from 1.56 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 1.66 in Q4 2025 to a low of 4.81 in Q1 2022.
- Average Interest Coverage Ratio over 5 years is 0.62, with a median of 1.19 recorded in 2024.
- Year-over-year, Interest Coverage Ratio sank 301.15% in 2022 and surged 401.97% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 0.35 in 2022, then surged by 401.97% to 1.05 in 2023, then rose by 13.99% to 1.2 in 2024, then surged by 37.82% to 1.66 in 2025, then dropped by 7.99% to 1.52 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.52 in Q2 2026, 1.56 in Q1 2026, and 1.66 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | Ponce Financial | 491.26 Mn | 351.25 Mn | - | 1.52 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.52 |
| Mar 31, 2026 | 1.56 |
| Dec 31, 2025 | 1.66 |
| Sep 30, 2025 | 1.41 |
| Jun 30, 2025 | 1.37 |
| Mar 31, 2025 | 1.37 |
| Dec 31, 2024 | 1.20 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.21 |
| Mar 31, 2024 | 1.18 |
| Dec 31, 2023 | 1.05 |
| Sep 30, 2023 | 1.25 |
| Jun 30, 2023 | 0.98 |
| Mar 31, 2023 | 1.08 |
| Dec 31, 2022 | -0.35 |
| Sep 30, 2022 | -2.87 |
| Jun 30, 2022 | 1.17 |
| Mar 31, 2022 | -4.81 |
| Dec 31, 2021 | 11.28 |
| Sep 30, 2021 | 2.70 |
API Access
Ponce Financial Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=PDLB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "PDLB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=PDLB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();