Ponce Financial Group, Inc. (PDLB) FCF Margin (2021 - 2026)
Ponce Financial (PDLB) posted FCF Margin of 25.45% for Q2 2026, up 3.10 percentage points from 22.36% a year earlier but down 20.25 percentage points from the prior quarter.
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Ponce Financial Group, Inc. (PDLB) FCF Margin (2021 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Margin at Ponce Financial was 48.03%, up 20.08 percentage points year-over-year; for FY2025, it came in at 50.00%, up 44.63 percentage points from FY2024.
- Annual FCF Margin shows a five-year change of +103.25 percentage points (FY2020 to FY2025).
- In prior years, Ponce Financial's FCF Margin was 5.37% in FY2024 (-2.69 pp), 8.06% in FY2023 (-4.69 pp), 12.75% in FY2022 (-2.64 pp) and 15.38% in FY2021 (+68.63 pp).
- Quarterly FCF Margin has run from a low of -74.15% in Q3 2024 to a high of 111.34% in Q4 2025 over five years.
- On a year-over-year basis, FCF Margin increased in six of the last eight quarters, with an average year-over-year change of +21.65 percentage points.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q4 2024, with a gain of 102.94 percentage points; the weakest was Q2 2023, with a drop of 114.90 percentage points.
- According to Business Quant data, FCF Margin for the three prior quarters was 45.71% (Q1 2026), 111.34% (Q4 2025) and 2.94% (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.45% |
| Mar 31, 2026 | 45.71% |
| Dec 31, 2025 | 111.34% |
| Sep 30, 2025 | 2.94% |
| Jun 30, 2025 | 22.36% |
| Mar 31, 2025 | 52.61% |
| Dec 31, 2024 | 98.09% |
| Sep 30, 2024 | -74.15% |
| Jun 30, 2024 | -13.01% |
| Mar 31, 2024 | -1.53% |
| Dec 31, 2023 | -4.85% |
| Sep 30, 2023 | 31.67% |
| Jun 30, 2023 | -33.49% |
| Mar 31, 2023 | 34.64% |
| Dec 31, 2022 | -27.04% |
| Sep 30, 2022 | -64.70% |
| Jun 30, 2022 | 81.41% |
| Mar 31, 2022 | 60.46% |
| Dec 31, 2021 | -17.76% |
| Sep 30, 2021 | -5.52% |
API Access
Ponce Financial Group, Inc. FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=PDLB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "PDLB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=PDLB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();