Ponce Financial (PDLB) FCF Margin (2021 - 2026)

Ponce Financial recorded quarterly FCF Margin of 45.71% in Q1 2026, down 58.95% quarter-over-quarter from 111.34% in Q4 2025, and down 690.0% year-over-year from 7.75% in Q1 2025.

Ponce Financial's FCF Margin history runs 6 years deep, the most recent figure standing at 45.71% for Q1 2026.

  • In Q1 2026, FCF Margin fell 690.0% year-over-year to 45.71%; the TTM figure through Mar 2026 stood at 48.31% (up 2809.0% YoY), while the FY2025 annual figure was 50.0%, up 4463.0% from the prior year.
  • FCF Margin came in at 45.71% for Q1 2026 at Ponce Financial, down from 111.34% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 111.34% in Q4 2025 to a low of 74.15% in Q3 2024.
  • A 5-year average of 18.98% and a median of 22.36% in 2025 frame the typical range for FCF Margin.
  • Across the five-year window, FCF Margin plunged 11490 bps in 2023 and jumped 10313 bps in 2024, its largest moves.
  • Ponce Financial's FCF Margin stood at 27.04% in 2022, then soared by 82 bps to 4.85% in 2023, then surged by 2125 bps to 98.28% in 2024, then rose by 13 bps to 111.34% in 2025, then sank by 59 bps to 45.71% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 45.71%, 111.34%, and 2.94% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 92,149.88 Bn 92,149.88 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 435.03 Bn 435.03 Bn - -
4 First Capital 206.20 Bn 206.05 Bn - 339.84%
5 NatWest 175.53 Bn 175.53 Bn - -
6 Landmark Bancorp 172.89 Bn 172.85 Bn - 35.69%
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 145.10 Bn 137.23 Bn - -
9 Pnc Financial Services 89.55 Bn 89.60 Bn - 31.27%
10 Ponce Financial 434.02 Mn 316.77 Mn - 45.71%

Historic Data

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DateValue
Mar 31, 2026 45.71%
Dec 31, 2025 111.34%
Sep 30, 2025 2.94%
Jun 30, 2025 22.36%
Mar 31, 2025 52.61%
Dec 31, 2024 98.28%
Sep 30, 2024 -74.15%
Jun 30, 2024 -13.01%
Mar 31, 2024 -1.53%
Dec 31, 2023 -4.85%
Sep 30, 2023 31.67%
Jun 30, 2023 -33.49%
Mar 31, 2023 34.64%
Dec 31, 2022 -27.04%
Sep 30, 2022 -64.70%
Jun 30, 2022 81.41%
Mar 31, 2022 60.46%
Dec 31, 2021 -17.76%
Sep 30, 2021 -5.52%
Jun 30, 2021 13.26%
Mar 31, 2021 112.43%