Ponce Financial (PDLB) FCF Margin (2021 - 2026)
Ponce Financial (PDLB) posted FCF Margin of 123.73% for Q1 2026, up 2.6% sequentially from 120.59% in Q4 2025, and down 13802.0% YoY from N/an in Q1 2025.
Ponce Financial (PDLB) FCF Margin (2021 - 2026) Analysis & Trends
Ponce Financial has reported FCF Margin for 6 years, with the latest figure at 123.73% in Q1 2026.
- Quarterly FCF Margin fell 13802.0% year-over-year to 123.73% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 75.17% (up 4556.0% YoY) and the FY2025 annual result came in at 52.31%, up 4636.0% from the prior year.
- FCF Margin grew to 123.73% in Q1 2026 per PDLB's latest filing, from 120.59% in the prior quarter.
- Over five years, FCF Margin peaked at 261.75% in Q1 2025 and troughed at 1296.27% in Q3 2024.
- A 5-year average of 32.21% and a median of 34.64% in 2023 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2024 and 2025: FCF Margin sank 137670 bps in 2024, then soared 129927 bps in 2025.
- Over 5 years, FCF Margin stood at 48.43% in 2022, then soared by 90 bps to 4.85% in 2023, then jumped by 1465 bps to 66.23% in 2024, then soared by 82 bps to 120.59% in 2025, then grew by 3 bps to 123.73% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 123.73%, 120.59%, and 2.99% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Ponce Financial | 470.75 Mn | 330.74 Mn | - | 25.45% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 25.45% |
| Mar 31, 2026 | 123.73% |
| Dec 31, 2025 | 120.59% |
| Sep 30, 2025 | 2.99% |
| Jun 30, 2025 | 79.99% |
| Mar 31, 2025 | 261.75% |
| Dec 31, 2024 | 66.23% |
| Sep 30, 2024 | -1,296.27% |
| Jun 30, 2024 | -13.10% |
| Mar 31, 2024 | 19.33% |
| Dec 31, 2023 | -4.85% |
| Sep 30, 2023 | 80.43% |
| Jun 30, 2023 | -60.67% |
| Mar 31, 2023 | 34.64% |
| Dec 31, 2022 | -48.43% |
| Sep 30, 2022 | -64.70% |
| Jun 30, 2022 | 90.25% |
| Mar 31, 2022 | 60.47% |
| Dec 31, 2021 | -21.56% |
| Sep 30, 2021 | -7.22% |