Ponce Financial PDLB
NASDAQ PDLB
$20.38 +0.07 (+0.34%)
As of: Aug 21, 2026 · 3:59 PM EDT

Ponce Financial (PDLB) FCF Margin (2021 - 2026)

Ponce Financial (PDLB) posted FCF Margin of 123.73% for Q1 2026, up 2.6% sequentially from 120.59% in Q4 2025, and down 13802.0% YoY from N/an in Q1 2025.

Ponce Financial (PDLB) FCF Margin (2021 - 2026) Analysis & Trends

Ponce Financial has reported FCF Margin for 6 years, with the latest figure at 123.73% in Q1 2026.

  • Quarterly FCF Margin fell 13802.0% year-over-year to 123.73% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 75.17% (up 4556.0% YoY) and the FY2025 annual result came in at 52.31%, up 4636.0% from the prior year.
  • FCF Margin grew to 123.73% in Q1 2026 per PDLB's latest filing, from 120.59% in the prior quarter.
  • Over five years, FCF Margin peaked at 261.75% in Q1 2025 and troughed at 1296.27% in Q3 2024.
  • A 5-year average of 32.21% and a median of 34.64% in 2023 frame the typical range for FCF Margin.
  • The sharpest annual moves came in 2024 and 2025: FCF Margin sank 137670 bps in 2024, then soared 129927 bps in 2025.
  • Over 5 years, FCF Margin stood at 48.43% in 2022, then soared by 90 bps to 4.85% in 2023, then jumped by 1465 bps to 66.23% in 2024, then soared by 82 bps to 120.59% in 2025, then grew by 3 bps to 123.73% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 123.73%, 120.59%, and 2.99% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 31.23%
3 Us Bancorp 96.39 Bn 96.39 Bn - 62.71%
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 18.14%
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - -
10 Ponce Financial 470.75 Mn 330.74 Mn - 25.45%

Historic Data

Download Data
DateValue
Jun 30, 2026 25.45%
Mar 31, 2026 123.73%
Dec 31, 2025 120.59%
Sep 30, 2025 2.99%
Jun 30, 2025 79.99%
Mar 31, 2025 261.75%
Dec 31, 2024 66.23%
Sep 30, 2024 -1,296.27%
Jun 30, 2024 -13.10%
Mar 31, 2024 19.33%
Dec 31, 2023 -4.85%
Sep 30, 2023 80.43%
Jun 30, 2023 -60.67%
Mar 31, 2023 34.64%
Dec 31, 2022 -48.43%
Sep 30, 2022 -64.70%
Jun 30, 2022 90.25%
Mar 31, 2022 60.47%
Dec 31, 2021 -21.56%
Sep 30, 2021 -7.22%