Ponce Financial (PDLB) FCF Margin (2021 - 2026)
Ponce Financial's (PDLB) quarterly FCF Margin came in at 25.45% in Q2 2026, up 310.0% year-over-year from 6.21% in Q2 2025, and down 44.31% quarter-over-quarter from 45.71% in Q1 2026.
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Ponce Financial (PDLB) FCF Margin (2021 - 2026) Analysis & Trends
Ponce Financial has disclosed FCF Margin across 6 years of filings, most recently posting 25.45% for Q2 2026.
- In Q2 2026, FCF Margin rose 310.0% year-over-year to 25.45%; the TTM figure through Jun 2026 stood at 48.03% (up 2008.0% YoY), while the FY2025 annual figure was 50.0%, up 4463.0% from the prior year.
- FCF Margin came in at 25.45% for Q2 2026 at Ponce Financial, down from 45.71% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 111.34% in Q4 2025 to a low of 74.15% in Q3 2024.
- Average FCF Margin over 5 years is 19.33%, with a median of 23.9% recorded in 2026.
- Year-over-year, FCF Margin plunged 11490 bps in 2023 and surged 10294 bps in 2024.
- Over 5 years, FCF Margin stood at 27.01% in 2022, then soared by 82 bps to 4.85% in 2023, then jumped by 2121 bps to 98.09% in 2024, then climbed by 14 bps to 111.34% in 2025, then tumbled by 77 bps to 25.45% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 25.45% in Q2 2026, 45.71% in Q1 2026, and 111.34% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 18.14% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 49.25% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 34.72% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 29.43% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 16.10% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 11.91% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1,155.41% |
| 10 | Ponce Financial | 491.26 Mn | 351.25 Mn | - | 25.45% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.45% |
| Mar 31, 2026 | 45.71% |
| Dec 31, 2025 | 111.34% |
| Sep 30, 2025 | 2.94% |
| Jun 30, 2025 | 22.36% |
| Mar 31, 2025 | 52.61% |
| Dec 31, 2024 | 98.09% |
| Sep 30, 2024 | -74.15% |
| Jun 30, 2024 | -13.01% |
| Mar 31, 2024 | -1.53% |
| Dec 31, 2023 | -4.85% |
| Sep 30, 2023 | 31.67% |
| Jun 30, 2023 | -33.49% |
| Mar 31, 2023 | 34.64% |
| Dec 31, 2022 | -27.01% |
| Sep 30, 2022 | -64.70% |
| Jun 30, 2022 | 81.41% |
| Mar 31, 2022 | 60.46% |
| Dec 31, 2021 | -17.76% |
| Sep 30, 2021 | -5.52% |
API Access
Ponce Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=PDLB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "PDLB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=PDLB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();