Ponce Financial (PDLB) FCF Margin (2021 - 2026)

Ponce Financial's (PDLB) quarterly FCF Margin came in at 45.71% in Q1 2026, down 690.0% year-on-year from 7.75% in Q1 2025, and down 58.95% quarter-over-quarter from 111.34% in Q4 2025.

Ponce Financial (PDLB) FCF Margin (2021 - 2026) Analysis & Trends

Ponce Financial has disclosed FCF Margin across 6 years of filings, most recently posting 45.71% for Q1 2026.

  • FCF Margin for Q1 2026 came in at 45.71%, down 690.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 48.31% (up 2809.0% YoY), and the FY2025 annual result was 50.0%, up 4463.0% from the prior year.
  • FCF Margin came in at 45.71% for Q1 2026 at Ponce Financial, down from 111.34% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 111.34% in Q4 2025 to a low of 74.15% in Q3 2024.
  • The 5-year median for FCF Margin is 22.36% (2025), against an average of 18.98%.
  • Across the five-year window, FCF Margin sank 11490 bps in 2023 and soared 10313 bps in 2024, its largest moves.
  • Ponce Financial's FCF Margin stood at 27.04% in 2022, then surged by 82 bps to 4.85% in 2023, then jumped by 2125 bps to 98.28% in 2024, then increased by 13 bps to 111.34% in 2025, then slumped by 59 bps to 45.71% in 2026.
  • The last three FCF Margin figures came in at 45.71% (Q1 2026), 111.34% (Q4 2025), and 2.94% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,269.32 Bn 97,269.32 Bn - -
2 Bank Bradesco 6,591.89 Bn 6,575.95 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 209.71 Bn 209.56 Bn - 339.84%
5 Itau Unibanco Holding 198.08 Bn 198.08 Bn - -
6 Landmark Bancorp 177.39 Bn 177.36 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 135.71 Bn 103.28 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Ponce Financial 445.28 Mn 328.04 Mn - 45.71%

Historic Data

Download Data
DateValue
Mar 31, 2026 45.71%
Dec 31, 2025 111.34%
Sep 30, 2025 2.94%
Jun 30, 2025 22.36%
Mar 31, 2025 52.61%
Dec 31, 2024 98.28%
Sep 30, 2024 -74.15%
Jun 30, 2024 -13.01%
Mar 31, 2024 -1.53%
Dec 31, 2023 -4.85%
Sep 30, 2023 31.67%
Jun 30, 2023 -33.49%
Mar 31, 2023 34.64%
Dec 31, 2022 -27.04%
Sep 30, 2022 -64.70%
Jun 30, 2022 81.41%
Mar 31, 2022 60.46%
Dec 31, 2021 -17.76%
Sep 30, 2021 -5.52%
Jun 30, 2021 13.26%