Ponce Financial (PDLB) Debt Ratio (2020 - 2026)

Ponce Financial (PDLB) posted Debt Ratio of 0.17 for Q1 2026, down 6.42% sequentially from 0.18 in Q4 2025, and up 2.59% YoY from 0.17 in Q1 2025.

Ponce Financial (PDLB) Debt Ratio (2020 - 2026) Analysis & Trends

Ponce Financial has reported Debt Ratio for 7 years, with the latest figure at 0.17 in Q1 2026.

Quarterly Debt Ratio rose 2.59% year-over-year to 0.17 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.17 (up 2.59% YoY) and the FY2025 annual result came in at 0.18, down 5.71% from the prior year.
Debt Ratio retreated to 0.17 in Q1 2026 per PDLB's latest filing, from 0.18 in the prior quarter.
Over five years, Debt Ratio peaked at 0.26 in Q3 2023 and troughed at 0.06 in Q1 2022.
A 5-year average of 0.19 and a median of 0.19 in 2024 frame the typical range for Debt Ratio.
The sharpest annual moves came in 2023 and 2025: Debt Ratio surged 335.91% in 2023, then slumped 30.14% in 2025.
Over 5 years, Debt Ratio stood at 0.22 in 2022, then advanced by 11.19% to 0.25 in 2023, then fell by 21.19% to 0.2 in 2024, then declined by 5.71% to 0.18 in 2025, then decreased by 6.42% to 0.17 in 2026.
According to Business Quant data, Debt Ratio over the past three periods registered 0.17, 0.18, and 0.17 for Q1 2026, Q4 2025, and Q3 2025 respectively.

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Debt Ratio (Qtr)
1	Hdfc Bank	120.66 Bn	84.46 Bn	-	0.12
2	Pnc Financial Services	97.86 Bn	97.86 Bn	-	0.14
3	Us Bancorp	96.39 Bn	96.39 Bn	-	0.05
4	Lloyds Banking	93.61 Bn	93.91 Bn	-	-
5	NatWest	74.92 Bn	-144.17 Bn	-	0.10
6	Deutsche Bank Aktiengesellschaft	72.22 Bn	-81.10 Bn	-	0.07
7	Nu Holdings	70.34 Bn	56.66 Bn	2.35 Bn	0.01
8	Truist Financial	61.75 Bn	61.75 Bn	-	0.13
9	Fifth Third Bancorp	49.88 Bn	26.16 Bn	-	0.07
10	Ponce Financial	470.75 Mn	330.74 Mn	-	0.18

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