Ponce Financial (PDLB) Debt Ratio (2020 - 2026)

Ponce Financial (PDLB) reported Debt Ratio of 0.17 for Q1 2026, up 2.59% on a YoY basis from 0.17 in Q1 2025, and down 6.42% sequentially from 0.18 in Q4 2025.

Ponce Financial (PDLB) Debt Ratio (2020 - 2026) Analysis & Trends

Ponce Financial (PDLB) has 7 years of Debt Ratio data on file, last reported at 0.17 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio rose 2.59% year-over-year to 0.17; the trailing twelve-month figure through Mar 2026 stood at 0.17 (up 2.59% YoY), and the FY2025 full-year result was 0.18, down 5.71% from the prior year.
  • Debt Ratio retreated to 0.17 in Q1 2026, from 0.18 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.26 in Q3 2023 to a low of 0.06 in Q1 2022.
  • A 5-year average of 0.19 and a median of 0.19 in 2024 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio soared 335.91% in 2023 and plunged 30.14% in 2025, its largest moves.
  • Tracing PDLB's Debt Ratio over 5 years: stood at 0.22 in 2022, then increased by 11.19% to 0.25 in 2023, then slipped by 21.19% to 0.2 in 2024, then decreased by 5.71% to 0.18 in 2025, then declined by 6.42% to 0.17 in 2026.
  • Business Quant data shows PDLB's Debt Ratio at 0.17 in Q1 2026, 0.18 in Q4 2025, and 0.17 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 0.10
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 0.07
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -23.62
4 Lloyds Banking 360.83 Bn 360.83 Bn - 0.03
5 First Capital 204.17 Bn 203.82 Bn - -
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
7 NatWest 144.82 Bn -51.17 Bn - 0.09
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 0.04
9 Us Bancorp 99.51 Bn 99.51 Bn - 0.03
10 Ponce Financial 489.16 Mn 371.92 Mn - 0.17

Historic Data

Download Data
DateValue
Mar 31, 2026 0.17
Dec 31, 2025 0.18
Sep 30, 2025 0.17
Jun 30, 2025 0.17
Mar 31, 2025 0.17
Dec 31, 2024 0.20
Sep 30, 2024 0.19
Jun 30, 2024 0.24
Mar 31, 2024 0.24
Dec 31, 2023 0.25
Sep 30, 2023 0.26
Jun 30, 2023 0.26
Mar 31, 2023 0.26
Dec 31, 2022 0.22
Sep 30, 2022 0.12
Jun 30, 2022 0.08
Mar 31, 2022 0.06
Dec 31, 2021 0.06
Dec 31, 2020 0.08