Ponce Financial (PDLB) Debt Ratio (2020 - 2026)
Ponce Financial's (PDLB) quarterly Debt Ratio came in at 0.18 in Q2 2026, up 4.56% year-over-year from 0.17 in Q2 2025, and up 2.72% quarter-over-quarter from 0.17 in Q1 2026.
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Analysis
Ponce Financial (PDLB) Debt Ratio (2020 - 2026) Analysis & Trends
Ponce Financial has disclosed Debt Ratio across 7 years of filings, most recently posting 0.18 for Q2 2026.
- In Q2 2026, Debt Ratio rose 4.56% year-over-year to 0.18; the TTM figure through Jun 2026 stood at 0.18 (up 4.56% YoY), while the FY2025 annual figure was 0.18, down 5.71% from the prior year.
- Debt Ratio came in at 0.18 for Q2 2026 at Ponce Financial, up from 0.17 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.26 in Q3 2023 to a low of 0.06 in Q1 2022.
- Average Debt Ratio over 5 years is 0.19, with a median of 0.19 recorded in 2025.
- Year-over-year, Debt Ratio jumped 335.91% in 2023 and sank 30.14% in 2025.
- Over 5 years, Debt Ratio stood at 0.22 in 2022, then rose by 11.19% to 0.25 in 2023, then dropped by 21.19% to 0.2 in 2024, then slipped by 5.71% to 0.18 in 2025, then fell by 3.88% to 0.18 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.18 in Q2 2026, 0.17 in Q1 2026, and 0.18 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.01 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.09 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.09 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.07 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.07 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.08 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.14 |
| 10 | Ponce Financial | 491.26 Mn | 351.25 Mn | - | 0.18 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.18 |
| Mar 31, 2026 | 0.17 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.20 |
| Sep 30, 2024 | 0.19 |
| Jun 30, 2024 | 0.24 |
| Mar 31, 2024 | 0.24 |
| Dec 31, 2023 | 0.25 |
| Sep 30, 2023 | 0.26 |
| Jun 30, 2023 | 0.26 |
| Mar 31, 2023 | 0.26 |
| Dec 31, 2022 | 0.22 |
| Sep 30, 2022 | 0.12 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | 0.06 |
| Dec 31, 2020 | 0.08 |
API Access
Ponce Financial Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=PDLB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "PDLB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=PDLB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();