Royal Bank Of Canada (RY) Provisions (2009 - 2025)
Royal Bank Of Canada (RY) recorded quarterly Provisions of $725.9 million in Q4 2025, up 13.22% quarter-over-quarter from $641.2 million in Q3 2025, and up 18.01% on a YoY basis from $615.1 million in Q4 2024.
Royal Bank Of Canada (RY) Provisions (2009 - 2025) Analysis & Trends
Royal Bank Of Canada's Provisions history runs 17 years deep, the most recent figure standing at $725.9 million for Q4 2025.
- In Q4 2025, Provisions rose 18.01% year-over-year to $725.9 million; the TTM figure through Oct 2025 stood at $2.5 billion (up 17.93% YoY), while the FY2025 annual figure was $3.1 billion, up 31.17% from the prior year.
- Provisions was $725.9 million for Q4 2025 at Royal Bank Of Canada, up from $641.2 million in the prior quarter.
- In the past five years, Provisions ranged from a high of $725.9 million in Q4 2025 to a low of -$439.6 million in Q3 2021.
- Historically, Provisions has averaged $338.7 million across 5 years, with a median of $471.4 million in 2023.
- The sharpest annual moves came in 2021 and 2022: Provisions sank 189.04% in 2021, then surged 258.86% in 2022.
- A 5-year view of Provisions shows it stood at -$180.6 million in 2021, then surged by 258.86% to $286.9 million in 2022, then surged by 85.11% to $531.0 million in 2023, then increased by 15.84% to $615.1 million in 2024, then grew by 18.01% to $725.9 million in 2025.
- The last three Provisions figures came in at $725.9 million (Q4 2025), $641.2 million (Q3 2025), and $615.1 million (Q4 2024), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Canadian Imperial Bank Of Commerce | 1,329,940,501.22 Bn | 1,329,940,501.43 Bn | - | - |
| 2 | Hsbc Holdings | 37,228.00 Bn | 37,228.45 Bn | - | - |
| 3 | Royal Bank Of Canada | 2,913.28 Bn | 2,841.72 Bn | - | - |
| 4 | Toronto Dominion Bank | 959.65 Bn | 952.85 Bn | - | - |
| 5 | Bank Of Montreal | 416.15 Bn | 416.15 Bn | - | - |
| 6 | Bank Of America | 390.60 Bn | -216.10 Bn | 29.24 Bn | 1.35 Bn |
| 7 | Barclays | 379.37 Bn | -269.24 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 271.88 Bn | -414.40 Bn | 3.81 Bn | -321.10 Mn |
| 9 | Wells Fargo & Company | 252.38 Bn | 177.30 Bn | - | 1.14 Bn |
| 10 | Citigroup | 242.69 Bn | -1,942.31 Bn | 19.85 Bn | 2.20 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Oct 31, 2025 | 725.93 Mn |
| Jul 31, 2025 | 641.18 Mn |
| Oct 31, 2024 | 615.12 Mn |
| Jul 31, 2024 | 481.28 Mn |
| Oct 31, 2023 | 531.00 Mn |
| Jul 31, 2023 | 461.51 Mn |
| Oct 31, 2022 | 286.85 Mn |
| Jul 31, 2022 | 264.36 Mn |
| Oct 31, 2021 | -180.56 Mn |
| Jul 31, 2021 | -439.55 Mn |
| Oct 31, 2020 | 322.95 Mn |
| Jul 31, 2020 | 493.66 Mn |
| Oct 31, 2019 | 377.12 Mn |
| Jul 31, 2019 | 319.97 Mn |
| Oct 31, 2018 | 271.01 Mn |
| Jul 31, 2018 | 260.14 Mn |
| Oct 31, 2017 | 216.08 Mn |
| Jul 31, 2017 | 206.48 Mn |
| Apr 30, 2017 | 227.13 Mn |
| Jan 31, 2017 | 220.44 Mn |