UWM Holdings (UWMC) Equity Ratio (2019 - 2026)

UWM Holdings (UWMC) reported Equity Ratio of 0.08 for Q1 2026, down 28.62% year-over-year from 0.12 in Q1 2025, and down 11.73% quarter-over-quarter from 0.09 in Q4 2025.

UWM Holdings (UWMC) Equity Ratio (2019 - 2026) Analysis & Trends

UWM Holdings (UWMC) has 8 years of Equity Ratio data on file, last reported at 0.08 in Q1 2026.

  • Equity Ratio for Q1 2026 came in at 0.08, down 28.62% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.08 (down 28.62% YoY), and the FY2025 annual result was 0.09, down 28.17% from the prior year.
  • Equity Ratio eased to 0.08 in Q1 2026 per UWMC's latest filing, from 0.09 in the prior quarter.
  • Over five years, Equity Ratio peaked at 0.29 in Q2 2022 and troughed at 0.08 in Q1 2026.
  • A 5-year average of 0.19 and a median of 0.19 in 2024 frame the typical range for Equity Ratio.
  • The sharpest annual moves came in 2022 and 2024: Equity Ratio jumped 83.44% in 2022, then slumped 43.08% in 2024.
  • A 5-year view of Equity Ratio shows it stood at 0.23 in 2022, then slipped by 10.61% to 0.21 in 2023, then sank by 37.13% to 0.13 in 2024, then fell by 28.17% to 0.09 in 2025, then retreated by 11.73% to 0.08 in 2026.
  • Business Quant data shows UWMC's Equity Ratio at 0.08 in Q1 2026, 0.09 in Q4 2025, and 0.09 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 0.39
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 0.14
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 0.28
4 UWM Holdings 743.45 Mn 1.57 Bn - 0.08
5 Velocity Financial 668.42 Mn 583.96 Mn - 0.09
6 CNFinance Holdings 591.78 Mn 542.97 Mn - 0.35
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 0.01
8 Onity 306.24 Mn 306.24 Mn - 0.04
9 loanDepot 209.70 Mn -4.79 Mn - 0.05
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - 0.18

Historic Data

Download Data
DateValue
Mar 31, 2026 0.08
Dec 31, 2025 0.09
Sep 30, 2025 0.09
Jun 30, 2025 0.13
Mar 31, 2025 0.12
Dec 31, 2024 0.13
Sep 30, 2024 0.14
Jun 30, 2024 0.18
Mar 31, 2024 0.19
Dec 31, 2023 0.21
Sep 30, 2023 0.25
Jun 30, 2023 0.24
Mar 31, 2023 0.26
Dec 31, 2022 0.23
Sep 30, 2022 0.29
Jun 30, 2022 0.29
Mar 31, 2022 0.29
Dec 31, 2021 0.14
Sep 30, 2021 0.18
Jun 30, 2021 0.16