CNFinance Holdings (CNF) Equity Ratio (2017 - 2025)

CNFinance Holdings (CNF) reported Equity Ratio of 0.35 for Q4 2025, up 29.39% on a YoY basis from 0.27 in Q4 2024, and up 8.51% quarter-over-quarter from 0.32 in Q2 2025.

CNFinance Holdings (CNF) Equity Ratio (2017 - 2025) Analysis & Trends

CNFinance Holdings has reported Equity Ratio for 9 years, with the latest figure at 0.35 in Q4 2025.

  • For the quarter ending Q4 2025, Equity Ratio rose 29.39% year-over-year to 0.35; the trailing twelve-month figure through Dec 2025 stood at 0.35 (up 29.39% YoY), and the FY2025 full-year result was 0.35, up 29.39% from the prior year.
  • Equity Ratio for Q4 2025 stood at 0.35, up from 0.32 in the prior quarter.
  • The five-year high for Equity Ratio was 0.35 in Q4 2025, with the low at 0.23 in Q2 2024.
  • Historically, Equity Ratio has averaged 0.28 across 5 years, with a median of 0.28 in 2022.
  • Annual changes were most pronounced in 2024 — Equity Ratio slipped 16.56% — and 2025, when it jumped 37.07%.
  • CNFinance Holdings' Equity Ratio stood at 0.27 in 2021, then increased by 2.45% to 0.27 in 2022, then dropped by 9.9% to 0.24 in 2023, then rose by 10.22% to 0.27 in 2024, then increased by 29.39% to 0.35 in 2025.
  • The last three Equity Ratio figures came in at 0.35 (Q4 2025), 0.32 (Q2 2025), and 0.27 (Q4 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 0.39
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 0.14
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 0.28
4 UWM Holdings 743.45 Mn 1.57 Bn - 0.08
5 Velocity Financial 668.42 Mn 583.96 Mn - 0.09
6 CNFinance Holdings 591.78 Mn 542.97 Mn - 0.35
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 0.01
8 Onity 306.24 Mn 306.24 Mn - 0.04
9 loanDepot 209.70 Mn -4.79 Mn - 0.05
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - 0.18

Historic Data

Download Data
DateValue
Dec 31, 2025 0.35
Jun 30, 2025 0.32
Dec 31, 2024 0.27
Jun 30, 2024 0.23
Dec 31, 2023 0.24
Sep 30, 2023 0.27
Jun 30, 2023 0.28
Mar 31, 2023 0.28
Dec 31, 2022 0.27
Sep 30, 2022 0.28
Jun 30, 2022 0.29
Mar 31, 2022 0.29
Dec 31, 2021 0.27
Sep 30, 2021 0.26
Jun 30, 2021 0.27
Mar 31, 2021 0.29
Dec 31, 2020 0.31
Sep 30, 2020 0.31
Jun 30, 2020 0.30
Mar 31, 2020 0.29