CNFinance Holdings (CNF) Equity Ratio (2017 - 2025)
CNFinance Holdings (CNF) reported Equity Ratio of 0.35 for Q4 2025, up 29.39% on a YoY basis from 0.27 in Q4 2024, and up 8.51% quarter-over-quarter from 0.32 in Q2 2025.
CNFinance Holdings (CNF) Equity Ratio (2017 - 2025) Analysis & Trends
CNFinance Holdings has reported Equity Ratio for 9 years, with the latest figure at 0.35 in Q4 2025.
- For the quarter ending Q4 2025, Equity Ratio rose 29.39% year-over-year to 0.35; the trailing twelve-month figure through Dec 2025 stood at 0.35 (up 29.39% YoY), and the FY2025 full-year result was 0.35, up 29.39% from the prior year.
- Equity Ratio for Q4 2025 stood at 0.35, up from 0.32 in the prior quarter.
- The five-year high for Equity Ratio was 0.35 in Q4 2025, with the low at 0.23 in Q2 2024.
- Historically, Equity Ratio has averaged 0.28 across 5 years, with a median of 0.28 in 2022.
- Annual changes were most pronounced in 2024 — Equity Ratio slipped 16.56% — and 2025, when it jumped 37.07%.
- CNFinance Holdings' Equity Ratio stood at 0.27 in 2021, then increased by 2.45% to 0.27 in 2022, then dropped by 9.9% to 0.24 in 2023, then rose by 10.22% to 0.27 in 2024, then increased by 29.39% to 0.35 in 2025.
- The last three Equity Ratio figures came in at 0.35 (Q4 2025), 0.32 (Q2 2025), and 0.27 (Q4 2024), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 0.39 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.14 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 0.28 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 0.08 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 0.09 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | 0.35 |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 0.01 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 0.04 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | 0.05 |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 0.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.35 |
| Jun 30, 2025 | 0.32 |
| Dec 31, 2024 | 0.27 |
| Jun 30, 2024 | 0.23 |
| Dec 31, 2023 | 0.24 |
| Sep 30, 2023 | 0.27 |
| Jun 30, 2023 | 0.28 |
| Mar 31, 2023 | 0.28 |
| Dec 31, 2022 | 0.27 |
| Sep 30, 2022 | 0.28 |
| Jun 30, 2022 | 0.29 |
| Mar 31, 2022 | 0.29 |
| Dec 31, 2021 | 0.27 |
| Sep 30, 2021 | 0.26 |
| Jun 30, 2021 | 0.27 |
| Mar 31, 2021 | 0.29 |
| Dec 31, 2020 | 0.31 |
| Sep 30, 2020 | 0.31 |
| Jun 30, 2020 | 0.30 |
| Mar 31, 2020 | 0.29 |