PennyMac Financial Services (PFSI) Equity Ratio (2016 - 2026)
PennyMac Financial Services (PFSI) reported Equity Ratio of 0.14 for Q1 2026, down 17.19% year-over-year from 0.16 in Q1 2025, and down 7.64% quarter-over-quarter from 0.15 in Q4 2025.
PennyMac Financial Services (PFSI) Equity Ratio (2016 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 11 years of Equity Ratio data on file, last reported at 0.14 in Q1 2026.
- Equity Ratio for Q1 2026 came in at 0.14, down 17.19% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.14 (down 17.19% YoY), and the FY2025 annual result was 0.15, changed 0.12% from the prior year.
- Equity Ratio fell to 0.14 in Q1 2026 per PFSI's latest filing, from 0.15 in the prior quarter.
- Over five years, Equity Ratio peaked at 136.45 in Q1 2023 and troughed at 0.14 in Q1 2026.
- A 5-year average of 8.2 and a median of 0.18 in 2024 frame the typical range for Equity Ratio.
- The sharpest annual moves came in 2023 and 2024: Equity Ratio soared 38315.37% in 2023, then tumbled 99.87% in 2024.
- A 5-year view of Equity Ratio shows it stood at 0.21 in 2022, then slipped by 8.99% to 0.19 in 2023, then slipped by 21.82% to 0.15 in 2024, then declined by 0.12% to 0.15 in 2025, then decreased by 7.64% to 0.14 in 2026.
- Business Quant data shows PFSI's Equity Ratio at 0.14 in Q1 2026, 0.15 in Q4 2025, and 0.17 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 0.39 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.14 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 0.28 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 0.08 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 0.09 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | 0.35 |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 0.01 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 0.04 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | 0.05 |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 0.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.14 |
| Dec 31, 2025 | 0.15 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.16 |
| Dec 31, 2024 | 0.15 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.17 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 0.19 |
| Jun 30, 2023 | 0.19 |
| Mar 31, 2023 | 136.45 |
| Dec 31, 2022 | 0.21 |
| Sep 30, 2022 | 0.21 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 0.36 |
| Dec 31, 2021 | 0.18 |
| Sep 30, 2021 | 0.18 |
| Jun 30, 2021 | 0.15 |