PennyMac Financial Services (PFSI) Equity Ratio (2016 - 2026)

PennyMac Financial Services (PFSI) reported Equity Ratio of 0.14 for Q1 2026, down 17.19% year-over-year from 0.16 in Q1 2025, and down 7.64% quarter-over-quarter from 0.15 in Q4 2025.

PennyMac Financial Services (PFSI) Equity Ratio (2016 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 11 years of Equity Ratio data on file, last reported at 0.14 in Q1 2026.

  • Equity Ratio for Q1 2026 came in at 0.14, down 17.19% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.14 (down 17.19% YoY), and the FY2025 annual result was 0.15, changed 0.12% from the prior year.
  • Equity Ratio fell to 0.14 in Q1 2026 per PFSI's latest filing, from 0.15 in the prior quarter.
  • Over five years, Equity Ratio peaked at 136.45 in Q1 2023 and troughed at 0.14 in Q1 2026.
  • A 5-year average of 8.2 and a median of 0.18 in 2024 frame the typical range for Equity Ratio.
  • The sharpest annual moves came in 2023 and 2024: Equity Ratio soared 38315.37% in 2023, then tumbled 99.87% in 2024.
  • A 5-year view of Equity Ratio shows it stood at 0.21 in 2022, then slipped by 8.99% to 0.19 in 2023, then slipped by 21.82% to 0.15 in 2024, then declined by 0.12% to 0.15 in 2025, then decreased by 7.64% to 0.14 in 2026.
  • Business Quant data shows PFSI's Equity Ratio at 0.14 in Q1 2026, 0.15 in Q4 2025, and 0.17 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 0.39
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 0.14
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 0.28
4 UWM Holdings 743.45 Mn 1.57 Bn - 0.08
5 Velocity Financial 668.42 Mn 583.96 Mn - 0.09
6 CNFinance Holdings 591.78 Mn 542.97 Mn - 0.35
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 0.01
8 Onity 306.24 Mn 306.24 Mn - 0.04
9 loanDepot 209.70 Mn -4.79 Mn - 0.05
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - 0.18

Historic Data

Download Data
DateValue
Mar 31, 2026 0.14
Dec 31, 2025 0.15
Sep 30, 2025 0.17
Jun 30, 2025 0.17
Mar 31, 2025 0.16
Dec 31, 2024 0.15
Sep 30, 2024 0.16
Jun 30, 2024 0.17
Mar 31, 2024 0.18
Dec 31, 2023 0.19
Sep 30, 2023 0.19
Jun 30, 2023 0.19
Mar 31, 2023 136.45
Dec 31, 2022 0.21
Sep 30, 2022 0.21
Jun 30, 2022 0.24
Mar 31, 2022 0.36
Dec 31, 2021 0.18
Sep 30, 2021 0.18
Jun 30, 2021 0.15