loanDepot (LDI) Equity Ratio (2020 - 2026)
loanDepot (LDI) reported Equity Ratio of 0.05 for Q1 2026, down 36.36% on a YoY basis from 0.07 in Q1 2025, and down 17.31% quarter-over-quarter from 0.06 in Q4 2025.
loanDepot (LDI) Equity Ratio (2020 - 2026) Analysis & Trends
loanDepot has reported Equity Ratio for 7 years, with the latest figure at 0.05 in Q1 2026.
- For the quarter ending Q1 2026, Equity Ratio fell 36.36% year-over-year to 0.05; the trailing twelve-month figure through Mar 2026 stood at 0.05 (down 36.36% YoY), and the FY2025 full-year result was 0.06, down 29.52% from the prior year.
- Equity Ratio for Q1 2026 stood at 0.05, down from 0.06 in the prior quarter.
- The five-year high for Equity Ratio was 0.15 in Q3 2022, with the low at 0.05 in Q1 2026.
- Historically, Equity Ratio has averaged 0.1 across 5 years, with a median of 0.1 in 2024.
- Annual changes were most pronounced in 2022 — Equity Ratio climbed 12.38% — and 2026, when it sank 36.36%.
- loanDepot's Equity Ratio stood at 0.14 in 2022, then fell by 17.84% to 0.11 in 2023, then sank by 30.28% to 0.08 in 2024, then dropped by 29.52% to 0.06 in 2025, then fell by 17.31% to 0.05 in 2026.
- The last three Equity Ratio figures came in at 0.05 (Q1 2026), 0.06 (Q4 2025), and 0.07 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 0.39 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.14 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 0.28 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 0.08 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 0.09 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | 0.35 |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 0.01 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 0.04 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | 0.05 |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 0.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.05 |
| Dec 31, 2025 | 0.06 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.07 |
| Mar 31, 2025 | 0.07 |
| Dec 31, 2024 | 0.08 |
| Sep 30, 2024 | 0.09 |
| Jun 30, 2024 | 0.10 |
| Mar 31, 2024 | 0.10 |
| Dec 31, 2023 | 0.11 |
| Sep 30, 2023 | 0.13 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | 0.15 |
| Jun 30, 2022 | 0.13 |
| Mar 31, 2022 | 0.14 |
| Dec 31, 2021 | 0.14 |
| Sep 30, 2021 | 0.13 |
| Jun 30, 2021 | 0.12 |