loanDepot (LDI) Equity Ratio (2020 - 2026)

loanDepot (LDI) reported Equity Ratio of 0.05 for Q1 2026, down 36.36% on a YoY basis from 0.07 in Q1 2025, and down 17.31% quarter-over-quarter from 0.06 in Q4 2025.

loanDepot (LDI) Equity Ratio (2020 - 2026) Analysis & Trends

loanDepot has reported Equity Ratio for 7 years, with the latest figure at 0.05 in Q1 2026.

  • For the quarter ending Q1 2026, Equity Ratio fell 36.36% year-over-year to 0.05; the trailing twelve-month figure through Mar 2026 stood at 0.05 (down 36.36% YoY), and the FY2025 full-year result was 0.06, down 29.52% from the prior year.
  • Equity Ratio for Q1 2026 stood at 0.05, down from 0.06 in the prior quarter.
  • The five-year high for Equity Ratio was 0.15 in Q3 2022, with the low at 0.05 in Q1 2026.
  • Historically, Equity Ratio has averaged 0.1 across 5 years, with a median of 0.1 in 2024.
  • Annual changes were most pronounced in 2022 — Equity Ratio climbed 12.38% — and 2026, when it sank 36.36%.
  • loanDepot's Equity Ratio stood at 0.14 in 2022, then fell by 17.84% to 0.11 in 2023, then sank by 30.28% to 0.08 in 2024, then dropped by 29.52% to 0.06 in 2025, then fell by 17.31% to 0.05 in 2026.
  • The last three Equity Ratio figures came in at 0.05 (Q1 2026), 0.06 (Q4 2025), and 0.07 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 0.39
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 0.14
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 0.28
4 UWM Holdings 743.45 Mn 1.57 Bn - 0.08
5 Velocity Financial 668.42 Mn 583.96 Mn - 0.09
6 CNFinance Holdings 591.78 Mn 542.97 Mn - 0.35
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 0.01
8 Onity 306.24 Mn 306.24 Mn - 0.04
9 loanDepot 209.70 Mn -4.79 Mn - 0.05
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - 0.18

Historic Data

Download Data
DateValue
Mar 31, 2026 0.05
Dec 31, 2025 0.06
Sep 30, 2025 0.07
Jun 30, 2025 0.07
Mar 31, 2025 0.07
Dec 31, 2024 0.08
Sep 30, 2024 0.09
Jun 30, 2024 0.10
Mar 31, 2024 0.10
Dec 31, 2023 0.11
Sep 30, 2023 0.13
Jun 30, 2023 0.13
Mar 31, 2023 0.14
Dec 31, 2022 0.14
Sep 30, 2022 0.15
Jun 30, 2022 0.13
Mar 31, 2022 0.14
Dec 31, 2021 0.14
Sep 30, 2021 0.13
Jun 30, 2021 0.12