loanDepot (LDI) Asset Utilization Ratio (2021 - 2026)
loanDepot's (LDI) quarterly Asset Utilization Ratio came in at 0.17 in Q1 2026, down 2.08% YoY from 0.17 in Q1 2025, and down 6.1% on a QoQ basis from 0.18 in Q4 2025.
loanDepot (LDI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
loanDepot (LDI) has 6 years of Asset Utilization Ratio data on file, last reported at 0.17 in Q1 2026.
- Quarterly Asset Utilization Ratio fell 2.08% year-over-year to 0.17 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.17 (down 2.08% YoY) and the FY2025 annual result came in at 0.18, up 6.21% from the prior year.
- Asset Utilization Ratio declined to 0.17 in Q1 2026, from 0.18 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.26 in Q1 2022 to a low of 0.15 in Q3 2023.
- A 5-year average of 0.18 and a median of 0.17 in 2026 frame the typical range for Asset Utilization Ratio.
- Annual changes were most pronounced in 2023 — Asset Utilization Ratio tumbled 42.15% — and 2024, when it grew 12.0%.
- Tracing LDI's Asset Utilization Ratio over 5 years: stood at 0.18 in 2022, then declined by 11.28% to 0.16 in 2023, then gained by 4.31% to 0.17 in 2024, then increased by 9.29% to 0.18 in 2025, then dropped by 6.1% to 0.17 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.17 (Q1 2026), 0.18 (Q4 2025), and 0.18 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.28 Bn | 36.18 Bn | - | 0.17 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.73 Bn | 36.73 Bn | - | 0.01 |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 0.01 |
| 4 | PennyMac Financial Services | 3.91 Bn | 3.16 Bn | 480.08 Mn | 0.07 |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.23 |
| 7 | Velocity Financial | 710.11 Mn | -6.74 Bn | - | -0.04 |
| 8 | UWM Holdings | 475.91 Mn | -22.50 Mn | - | 0.19 |
| 9 | Onity | 305.53 Mn | 109.23 Mn | - | 0.08 |
| 10 | loanDepot | 205.65 Mn | -105.48 Mn | - | 0.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.18 |
| Mar 31, 2026 | 0.17 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.18 |
| Jun 30, 2025 | 0.18 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.17 |
| Sep 30, 2024 | 0.17 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.15 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.18 |
| Sep 30, 2022 | 0.22 |
| Jun 30, 2022 | 0.25 |
| Mar 31, 2022 | 0.26 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.33 |