loanDepot (LDI) Asset Utilization Ratio (2021 - 2026)

loanDepot (LDI) posted Asset Utilization Ratio of 0.17 for Q1 2026, down 6.1% on a QoQ basis from 0.18 in Q4 2025, and down 2.08% year-over-year from 0.17 in Q1 2025.

loanDepot (LDI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

loanDepot's Asset Utilization Ratio history runs 6 years deep, the most recent figure standing at 0.17 for Q1 2026.

  • Quarterly Asset Utilization Ratio fell 2.08% year-over-year to 0.17 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.17 (down 2.08% YoY) and the FY2025 annual result came in at 0.18, up 6.21% from the prior year.
  • Asset Utilization Ratio was 0.17 for Q1 2026 at loanDepot, down from 0.18 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.26 in Q1 2022 and bottomed at 0.15 in Q3 2023.
  • A 5-year average of 0.18 and a median of 0.17 in 2026 frame the typical range for Asset Utilization Ratio.
  • Annual changes were most pronounced in 2023 — Asset Utilization Ratio slumped 42.15% — and 2024, when it gained 12.0%.
  • loanDepot's Asset Utilization Ratio stood at 0.18 in 2022, then retreated by 11.28% to 0.16 in 2023, then climbed by 4.31% to 0.17 in 2024, then gained by 9.29% to 0.18 in 2025, then fell by 6.1% to 0.17 in 2026.
  • Business Quant data shows LDI's Asset Utilization Ratio at 0.17 in Q1 2026, 0.18 in Q4 2025, and 0.18 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 0.14
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 0.01
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 0.01
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 0.04
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 0.23
7 Velocity Financial 681.36 Mn -6.51 Bn - -0.05
8 UWM Holdings 540.43 Mn 116.43 Mn - 0.19
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - 0.09
10 loanDepot 116.93 Mn -46.56 Mn - 0.17

Historic Data

Download Data
DateValue
Mar 31, 2026 0.17
Dec 31, 2025 0.18
Sep 30, 2025 0.18
Jun 30, 2025 0.18
Mar 31, 2025 0.17
Dec 31, 2024 0.17
Sep 30, 2024 0.17
Jun 30, 2024 0.16
Mar 31, 2024 0.16
Dec 31, 2023 0.16
Sep 30, 2023 0.15
Jun 30, 2023 0.15
Mar 31, 2023 0.15
Dec 31, 2022 0.18
Sep 30, 2022 0.22
Jun 30, 2022 0.25
Mar 31, 2022 0.26
Dec 31, 2021 0.30
Sep 30, 2021 0.33
Jun 30, 2021 0.36