loanDepot (LDI) Asset Utilization Ratio (2021 - 2026)

loanDepot (LDI) reported Asset Utilization Ratio of 0.17 for Q1 2026, down 2.08% on a YoY basis from 0.17 in Q1 2025, and down 6.1% quarter-over-quarter from 0.18 in Q4 2025.

loanDepot (LDI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

loanDepot has reported Asset Utilization Ratio for 6 years, with the latest figure at 0.17 in Q1 2026.

  • For the quarter ending Q1 2026, Asset Utilization Ratio fell 2.08% year-over-year to 0.17; the trailing twelve-month figure through Mar 2026 stood at 0.17 (down 2.08% YoY), and the FY2025 full-year result was 0.18, up 6.21% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 0.17, down from 0.18 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.26 in Q1 2022, with the low at 0.15 in Q3 2023.
  • Historically, Asset Utilization Ratio has averaged 0.18 across 5 years, with a median of 0.17 in 2026.
  • Annual changes were most pronounced in 2023 — Asset Utilization Ratio tumbled 42.15% — and 2024, when it grew 12.0%.
  • loanDepot's Asset Utilization Ratio stood at 0.18 in 2022, then declined by 11.28% to 0.16 in 2023, then gained by 4.31% to 0.17 in 2024, then increased by 9.29% to 0.18 in 2025, then dropped by 6.1% to 0.17 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.17 (Q1 2026), 0.18 (Q4 2025), and 0.18 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 0.14
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 0.10
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 0.23
4 UWM Holdings 743.45 Mn 1.57 Bn - 0.19
5 Velocity Financial 668.42 Mn 583.96 Mn - -
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - -0.01
8 Onity 306.24 Mn 306.24 Mn - 0.06
9 loanDepot 209.70 Mn -4.79 Mn - 0.17
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - 0.05

Historic Data

Download Data
DateValue
Mar 31, 2026 0.17
Dec 31, 2025 0.18
Sep 30, 2025 0.18
Jun 30, 2025 0.18
Mar 31, 2025 0.17
Dec 31, 2024 0.17
Sep 30, 2024 0.17
Jun 30, 2024 0.16
Mar 31, 2024 0.16
Dec 31, 2023 0.16
Sep 30, 2023 0.15
Jun 30, 2023 0.15
Mar 31, 2023 0.15
Dec 31, 2022 0.18
Sep 30, 2022 0.22
Jun 30, 2022 0.25
Mar 31, 2022 0.26
Dec 31, 2021 0.30
Sep 30, 2021 0.33
Jun 30, 2021 0.36