loanDepot (LDI) Asset Utilization Ratio (2021 - 2026)
loanDepot (LDI) reported Asset Utilization Ratio of 0.17 for Q1 2026, down 2.08% on a YoY basis from 0.17 in Q1 2025, and down 6.1% quarter-over-quarter from 0.18 in Q4 2025.
loanDepot (LDI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
loanDepot has reported Asset Utilization Ratio for 6 years, with the latest figure at 0.17 in Q1 2026.
- For the quarter ending Q1 2026, Asset Utilization Ratio fell 2.08% year-over-year to 0.17; the trailing twelve-month figure through Mar 2026 stood at 0.17 (down 2.08% YoY), and the FY2025 full-year result was 0.18, up 6.21% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.17, down from 0.18 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.26 in Q1 2022, with the low at 0.15 in Q3 2023.
- Historically, Asset Utilization Ratio has averaged 0.18 across 5 years, with a median of 0.17 in 2026.
- Annual changes were most pronounced in 2023 — Asset Utilization Ratio tumbled 42.15% — and 2024, when it grew 12.0%.
- loanDepot's Asset Utilization Ratio stood at 0.18 in 2022, then declined by 11.28% to 0.16 in 2023, then gained by 4.31% to 0.17 in 2024, then increased by 9.29% to 0.18 in 2025, then dropped by 6.1% to 0.17 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.17 (Q1 2026), 0.18 (Q4 2025), and 0.18 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 0.14 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.10 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 0.23 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 0.19 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -0.01 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 0.06 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | 0.17 |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 0.05 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.17 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.18 |
| Jun 30, 2025 | 0.18 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.17 |
| Sep 30, 2024 | 0.17 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.15 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.18 |
| Sep 30, 2022 | 0.22 |
| Jun 30, 2022 | 0.25 |
| Mar 31, 2022 | 0.26 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.33 |
| Jun 30, 2021 | 0.36 |