loanDepot (LDI) Asset Utilization Ratio (2021 - 2026)
loanDepot (LDI) posted Asset Utilization Ratio of 0.17 for Q1 2026, down 6.1% on a QoQ basis from 0.18 in Q4 2025, and down 2.08% year-over-year from 0.17 in Q1 2025.
loanDepot (LDI) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
loanDepot's Asset Utilization Ratio history runs 6 years deep, the most recent figure standing at 0.17 for Q1 2026.
- Quarterly Asset Utilization Ratio fell 2.08% year-over-year to 0.17 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.17 (down 2.08% YoY) and the FY2025 annual result came in at 0.18, up 6.21% from the prior year.
- Asset Utilization Ratio was 0.17 for Q1 2026 at loanDepot, down from 0.18 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.26 in Q1 2022 and bottomed at 0.15 in Q3 2023.
- A 5-year average of 0.18 and a median of 0.17 in 2026 frame the typical range for Asset Utilization Ratio.
- Annual changes were most pronounced in 2023 — Asset Utilization Ratio slumped 42.15% — and 2024, when it gained 12.0%.
- loanDepot's Asset Utilization Ratio stood at 0.18 in 2022, then retreated by 11.28% to 0.16 in 2023, then climbed by 4.31% to 0.17 in 2024, then gained by 9.29% to 0.18 in 2025, then fell by 6.1% to 0.17 in 2026.
- Business Quant data shows LDI's Asset Utilization Ratio at 0.17 in Q1 2026, 0.18 in Q4 2025, and 0.18 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 0.14 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 0.01 |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 0.01 |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 0.04 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 0.23 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -0.05 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 0.19 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | 0.09 |
| 10 | loanDepot | 116.93 Mn | -46.56 Mn | - | 0.17 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.17 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.18 |
| Jun 30, 2025 | 0.18 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.17 |
| Sep 30, 2024 | 0.17 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.15 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.18 |
| Sep 30, 2022 | 0.22 |
| Jun 30, 2022 | 0.25 |
| Mar 31, 2022 | 0.26 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.33 |
| Jun 30, 2021 | 0.36 |