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Asset Utilization RatioAssets AverageEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Oak Valley Bancorp (OVLY) Interest Coverage Ratio: 2010-2024

Historic Interest Coverage Ratio for Oak Valley Bancorp (OVLY) over the last 15 years, with Dec 2024 value amounting to 3.50.

  • Oak Valley Bancorp's Interest Coverage Ratio fell 6.23% to 3.57 in Q3 2025 from the same period last year, while for Sep 2025 it was 3.23, marking a year-over-year decrease of 15.12%. This contributed to the annual value of 3.50 for FY2024, which is 62.28% down from last year.
  • According to the latest figures from FY2024, Oak Valley Bancorp's Interest Coverage Ratio is 3.50, which was down 62.28% from 9.29 recorded in FY2023.
  • Oak Valley Bancorp's Interest Coverage Ratio's 5-year high stood at 27.53 during FY2022, with a 5-year trough of 3.50 in FY2024.
  • For the 3-year period, Oak Valley Bancorp's Interest Coverage Ratio averaged around 13.44, with its median value being 9.29 (2023).
  • As far as peak fluctuations go, Oak Valley Bancorp's Interest Coverage Ratio spiked by 42.32% in 2021, and later slumped by 66.27% in 2023.
  • Yearly analysis of 5 years shows Oak Valley Bancorp's Interest Coverage Ratio stood at 16.39 in 2020, then surged by 42.32% to 23.32 in 2021, then climbed by 18.04% to 27.53 in 2022, then plummeted by 66.27% to 9.29 in 2023, then tumbled by 62.28% to 3.50 in 2024.