Oak Valley Bancorp (OVLY) Times Interest Earned (2010 - 2026)
Oak Valley Bancorp (OVLY) posted Times Interest Earned of 2.81 for Q2 2026, down 6.23% on a QoQ basis from 3.0 in Q1 2026, and down 11.9% year-over-year from 3.19 in Q2 2025.
Analysis
Oak Valley Bancorp (OVLY) Times Interest Earned (2010 - 2026) Analysis & Trends
Oak Valley Bancorp has reported Times Interest Earned for 17 years, with the latest figure at 2.81 in Q2 2026.
- On a quarterly basis, Times Interest Earned fell 11.9% year-over-year to 2.81 in Q2 2026; TTM through Jun 2026 was 3.19, a 3.2% decrease from a year earlier, with the FY2025 full-year figure at 3.3, down 5.71% from the prior year.
- Times Interest Earned was 2.81 for Q2 2026 at Oak Valley Bancorp, down from 3.0 in the prior quarter.
- The five-year high for Times Interest Earned was 37.47 in Q4 2022, with the low at 2.81 in Q2 2026.
- Average Times Interest Earned over 5 years is 10.81, with a median of 3.72 recorded in 2024.
- The largest YoY upside for Times Interest Earned was 104.1% in 2023 against a maximum downside of 88.32% in 2023.
- Over 5 years, Times Interest Earned stood at 37.47 in 2022, then slumped by 88.32% to 4.37 in 2023, then decreased by 28.96% to 3.11 in 2024, then grew by 9.1% to 3.39 in 2025, then declined by 17.01% to 2.81 in 2026.
- The last three Times Interest Earned figures came in at 2.81 (Q2 2026), 3.0 (Q1 2026), and 3.39 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | Oak Valley Bancorp | 291.02 Mn | -316.16 Mn | - | 2.81 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.81 |
| Mar 31, 2026 | 3.00 |
| Dec 31, 2025 | 3.39 |
| Sep 30, 2025 | 3.57 |
| Jun 30, 2025 | 3.19 |
| Mar 31, 2025 | 3.05 |
| Dec 31, 2024 | 3.11 |
| Sep 30, 2024 | 3.81 |
| Jun 30, 2024 | 3.52 |
| Mar 31, 2024 | 3.63 |
| Dec 31, 2023 | 4.37 |
| Sep 30, 2023 | 7.82 |
| Jun 30, 2023 | 16.80 |
| Mar 31, 2023 | 27.27 |
| Dec 31, 2022 | 37.47 |
| Sep 30, 2022 | 31.29 |
| Jun 30, 2022 | 23.13 |
| Mar 31, 2022 | 13.36 |
| Dec 31, 2021 | 21.13 |
| Sep 30, 2021 | 26.07 |