Oak Valley Bancorp (OVLY) Interest Coverage Ratio (2010 - 2026)
Oak Valley Bancorp's Interest Coverage Ratio came in at 2.81 for Q2 2026, down 11.9% from 3.19 a year earlier and down 6.2% from the prior quarter.
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Analysis
Oak Valley Bancorp (OVLY) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Oak Valley Bancorp reported Interest Coverage Ratio of 3.19, down 3.2% year-over-year; for FY2025, it came in at 3.30, down 5.7% from FY2024.
- Interest Coverage Ratio has declined in each of the last three years.
- Going back by year, Interest Coverage Ratio was 3.50 in FY2024 (-62.3%), 9.29 in FY2023 (-66.3%), 27.53 in FY2022 (+18.0%) and 23.32 in FY2021 (+42.3%).
- The Q2 2026 figure represents the lowest quarterly Interest Coverage Ratio in data going back to Q2 2010.
- Year-over-year, Interest Coverage Ratio increased in 1 of the last eight quarters, with an average decline of 14.5%.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q1 2023 (growth of 104.1%), and the weakest in Q4 2023 (a decline of 88.3%).
- Business Quant data shows OVLY's Interest Coverage Ratio at 3.00 (Q1 2026), 3.39 (Q4 2025) and 3.57 (Q3 2025) in the three quarters before Q2 2026.
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.81 |
| Mar 31, 2026 | 3.00 |
| Dec 31, 2025 | 3.39 |
| Sep 30, 2025 | 3.57 |
| Jun 30, 2025 | 3.19 |
| Mar 31, 2025 | 3.05 |
| Dec 31, 2024 | 3.11 |
| Sep 30, 2024 | 3.81 |
| Jun 30, 2024 | 3.52 |
| Mar 31, 2024 | 3.63 |
| Dec 31, 2023 | 4.37 |
| Sep 30, 2023 | 7.82 |
| Jun 30, 2023 | 16.80 |
| Mar 31, 2023 | 27.27 |
| Dec 31, 2022 | 37.47 |
| Sep 30, 2022 | 31.29 |
| Jun 30, 2022 | 23.13 |
| Mar 31, 2022 | 13.36 |
| Dec 31, 2021 | 21.13 |
| Sep 30, 2021 | 26.07 |
API Access
Oak Valley Bancorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=OVLY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "OVLY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=OVLY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();