Oak Valley Bancorp (OVLY) Interest Coverage Ratio (2010 - 2026)
Oak Valley Bancorp (OVLY) posted quarterly Interest Coverage Ratio of 1.21 for Q1 2026, up 2.27% year-over-year from 1.18 in Q1 2025, and down 64.45% quarter-over-quarter from 3.39 in Q4 2025.
Oak Valley Bancorp (OVLY) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Oak Valley Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.21 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 2.27% year-over-year to 1.21; the TTM figure through Mar 2026 stood at 4.3 (up 24.12% YoY), while the FY2025 annual figure was 2.09, up 8.18% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.21, down from 3.39 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 37.47 in Q4 2022, with the low at 6.15 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 1.22 (2024), against an average of 3.17.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio plunged 116.41% in 2023, then surged 151.63% in 2024.
- Oak Valley Bancorp's Interest Coverage Ratio stood at 37.47 in 2022, then plunged by 116.41% to 6.15 in 2023, then soared by 151.63% to 3.18 in 2024, then increased by 6.79% to 3.39 in 2025, then tumbled by 64.45% to 1.21 in 2026.
- Business Quant data shows OVLY's Interest Coverage Ratio at 1.21 in Q1 2026, 3.39 in Q4 2025, and 1.26 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Oak Valley Bancorp | 285.50 Mn | -321.68 Mn | - | 2.81 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.21 |
| Dec 31, 2025 | 3.39 |
| Sep 30, 2025 | 1.26 |
| Jun 30, 2025 | 1.17 |
| Mar 31, 2025 | 1.18 |
| Dec 31, 2024 | 3.18 |
| Sep 30, 2024 | 1.41 |
| Jun 30, 2024 | 1.22 |
| Mar 31, 2024 | 1.22 |
| Dec 31, 2023 | -6.15 |
| Sep 30, 2023 | 1.15 |
| Jun 30, 2023 | 1.29 |
| Mar 31, 2023 | 1.34 |
| Dec 31, 2022 | 37.47 |
| Sep 30, 2022 | 1.15 |
| Jun 30, 2022 | 1.16 |
| Mar 31, 2022 | 1.26 |
| Dec 31, 2021 | 20.96 |
| Sep 30, 2021 | 18.49 |
| Jun 30, 2021 | 20.99 |