Oak Valley Bancorp (OVLY) Interest Coverage Ratio (2010 - 2026)
Oak Valley Bancorp (OVLY) recorded quarterly Interest Coverage Ratio of 3.0 in Q1 2026, down 11.49% quarter-over-quarter from 3.39 in Q4 2025, and down 1.72% on a YoY basis from 3.05 in Q1 2025.
Oak Valley Bancorp (OVLY) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Oak Valley Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 3.0 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 1.72% year-over-year to 3.0; the TTM figure through Mar 2026 stood at 3.29 (down 2.33% YoY), while the FY2025 annual figure was 0.48, down 7.99% from the prior year.
- Interest Coverage Ratio was 3.0 for Q1 2026 at Oak Valley Bancorp, down from 3.39 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 37.47 in Q4 2022 to a low of 3.0 in Q1 2026.
- Historically, Interest Coverage Ratio has averaged 11.28 across 5 years, with a median of 3.81 in 2024.
- Biggest YoY gain for Interest Coverage Ratio was 104.1% in 2023; the steepest drop was 88.32% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 37.47 in 2022, then tumbled by 88.32% to 4.37 in 2023, then retreated by 28.96% to 3.11 in 2024, then climbed by 9.1% to 3.39 in 2025, then slipped by 11.49% to 3.0 in 2026.
- The last three Interest Coverage Ratio figures came in at 3.0 (Q1 2026), 3.39 (Q4 2025), and 3.57 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Oak Valley Bancorp | 289.03 Mn | 83.99 Mn | - | 3.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.00 |
| Dec 31, 2025 | 3.39 |
| Sep 30, 2025 | 3.57 |
| Jun 30, 2025 | 3.19 |
| Mar 31, 2025 | 3.05 |
| Dec 31, 2024 | 3.11 |
| Sep 30, 2024 | 3.81 |
| Jun 30, 2024 | 3.52 |
| Mar 31, 2024 | 3.63 |
| Dec 31, 2023 | 4.37 |
| Sep 30, 2023 | 7.82 |
| Jun 30, 2023 | 16.80 |
| Mar 31, 2023 | 27.27 |
| Dec 31, 2022 | 37.47 |
| Sep 30, 2022 | 31.29 |
| Jun 30, 2022 | 23.13 |
| Mar 31, 2022 | 13.36 |
| Dec 31, 2021 | 21.13 |
| Sep 30, 2021 | 26.07 |
| Jun 30, 2021 | 20.99 |