Oak Valley Bancorp OVLY
NASDAQ OVLY
$34.59 +0.34 (+0.99%)
At close: Sep 18, 2026 · 4:00 PM EDT

Oak Valley Bancorp (OVLY) Interest Coverage Ratio (2010 - 2026)

Oak Valley Bancorp (OVLY) posted Interest Coverage Ratio of 2.81 for Q2 2026, down 6.23% on a QoQ basis from 3.0 in Q1 2026, and down 11.9% year-over-year from 3.19 in Q2 2025.

Analysis

Oak Valley Bancorp (OVLY) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Oak Valley Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.81 in Q2 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 11.9% year-over-year to 2.81 in Q2 2026; TTM through Jun 2026 was 3.19, a 3.2% decrease from a year earlier, with the FY2025 full-year figure at 3.3, down 5.71% from the prior year.
  • Interest Coverage Ratio was 2.81 for Q2 2026 at Oak Valley Bancorp, down from 3.0 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 37.47 in Q4 2022, with the low at 2.81 in Q2 2026.
  • Average Interest Coverage Ratio over 5 years is 10.81, with a median of 3.72 recorded in 2024.
  • The largest YoY upside for Interest Coverage Ratio was 104.1% in 2023 against a maximum downside of 88.32% in 2023.
  • Over 5 years, Interest Coverage Ratio stood at 37.47 in 2022, then slumped by 88.32% to 4.37 in 2023, then decreased by 28.96% to 3.11 in 2024, then grew by 9.1% to 3.39 in 2025, then declined by 17.01% to 2.81 in 2026.
  • The last three Interest Coverage Ratio figures came in at 2.81 (Q2 2026), 3.0 (Q1 2026), and 3.39 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - 0.09
2 Truist Financial 59.29 Bn 59.29 Bn - 1.77
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 1.90
4 M&T Bank 32.82 Bn 32.82 Bn - 2.28
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 1.67
6 Citizens Financial 28.34 Bn 28.34 Bn - 1.83
7 Regions Financial 24.27 Bn 24.34 Bn - 2.52
8 Keycorp 22.19 Bn -25.51 Bn - 1.80
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn -1.27
10 Oak Valley Bancorp 291.02 Mn -316.16 Mn - 2.81
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.81
Mar 31, 2026 3.00
Dec 31, 2025 3.39
Sep 30, 2025 3.57
Jun 30, 2025 3.19
Mar 31, 2025 3.05
Dec 31, 2024 3.11
Sep 30, 2024 3.81
Jun 30, 2024 3.52
Mar 31, 2024 3.63
Dec 31, 2023 4.37
Sep 30, 2023 7.82
Jun 30, 2023 16.80
Mar 31, 2023 27.27
Dec 31, 2022 37.47
Sep 30, 2022 31.29
Jun 30, 2022 23.13
Mar 31, 2022 13.36
Dec 31, 2021 21.13
Sep 30, 2021 26.07