Oak Valley Bancorp (OVLY) Interest Coverage Ratio (2010 - 2026)
Oak Valley Bancorp's (OVLY) quarterly Interest Coverage Ratio came in at 1.21 in Q1 2026, up 2.27% year-on-year from 1.18 in Q1 2025, and down 64.65% quarter-over-quarter from 3.41 in Q4 2025.
Oak Valley Bancorp (OVLY) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Oak Valley Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.21 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 2.27% year-over-year to 1.21 in Q1 2026; TTM through Mar 2026 was 4.3, a 23.99% increase from a year earlier, with the FY2025 full-year figure at 2.09, up 8.18% from the prior year.
- Interest Coverage Ratio fell to 1.21 in Q1 2026 per OVLY's latest filing, from 3.41 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 37.47 in Q4 2022 and bottomed at 6.15 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 1.22 (2024), against an average of 3.17.
- Across the five-year window, Interest Coverage Ratio sank 116.41% in 2023 and jumped 150.54% in 2024, its largest moves.
- Year by year, Interest Coverage Ratio stood at 37.47 in 2022, then tumbled by 116.41% to 6.15 in 2023, then surged by 150.54% to 3.11 in 2024, then gained by 9.71% to 3.41 in 2025, then sank by 64.65% to 1.21 in 2026.
- Per Business Quant, the three latest OVLY Interest Coverage Ratio figures stand at 1.21 (Q1 2026), 3.41 (Q4 2025), and 1.26 (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Oak Valley Bancorp | 271.42 Mn | -359.60 Mn | - | 1.21 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.21 |
| Dec 31, 2025 | 3.41 |
| Sep 30, 2025 | 1.26 |
| Jun 30, 2025 | 1.17 |
| Mar 31, 2025 | 1.18 |
| Dec 31, 2024 | 3.11 |
| Sep 30, 2024 | 1.41 |
| Jun 30, 2024 | 1.22 |
| Mar 31, 2024 | 1.22 |
| Dec 31, 2023 | -6.15 |
| Sep 30, 2023 | 1.15 |
| Jun 30, 2023 | 1.29 |
| Mar 31, 2023 | 1.34 |
| Dec 31, 2022 | 37.47 |
| Sep 30, 2022 | 1.15 |
| Jun 30, 2022 | 1.16 |
| Mar 31, 2022 | 1.26 |
| Dec 31, 2021 | 20.96 |
| Sep 30, 2021 | 18.49 |
| Jun 30, 2021 | 20.99 |