Oak Valley Bancorp (OVLY) Interest Coverage Ratio: 2017-2025

Historic Interest Coverage Ratio for Oak Valley Bancorp (OVLY) over the last 9 years, with Sep 2025 value amounting to 3.57.

  • Oak Valley Bancorp's Interest Coverage Ratio fell 6.23% to 3.57 in Q3 2025 from the same period last year, while for Sep 2025 it was 3.23, marking a year-over-year decrease of 15.12%. This contributed to the annual value of 3.50 for FY2024, which is 62.28% down from last year.
  • Oak Valley Bancorp's Interest Coverage Ratio amounted to 3.57 in Q3 2025, which was up 11.74% from 3.19 recorded in Q2 2025.
  • Over the past 5 years, Oak Valley Bancorp's Interest Coverage Ratio peaked at 37.47 during Q4 2022, and registered a low of 3.05 during Q1 2025.
  • For the 3-year period, Oak Valley Bancorp's Interest Coverage Ratio averaged around 7.29, with its median value being 3.63 (2024).
  • In the last 5 years, Oak Valley Bancorp's Interest Coverage Ratio surged by 111.88% in 2021 and then slumped by 88.32% in 2023.
  • Over the past 5 years, Oak Valley Bancorp's Interest Coverage Ratio (Quarterly) stood at 21.13 in 2021, then soared by 77.31% to 37.47 in 2022, then crashed by 88.32% to 4.37 in 2023, then decreased by 28.96% to 3.11 in 2024, then dropped by 6.23% to 3.57 in 2025.
  • Its Interest Coverage Ratio stands at 3.57 for Q3 2025, versus 3.19 for Q2 2025 and 3.05 for Q1 2025.