Oak Valley Bancorp (OVLY) Interest Coverage Ratio (2010 - 2026)

Oak Valley Bancorp (OVLY) recorded quarterly Interest Coverage Ratio of 3.0 in Q1 2026, down 11.49% quarter-over-quarter from 3.39 in Q4 2025, and down 1.72% on a YoY basis from 3.05 in Q1 2025.

Oak Valley Bancorp (OVLY) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Oak Valley Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 3.0 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio fell 1.72% year-over-year to 3.0; the TTM figure through Mar 2026 stood at 3.29 (down 2.33% YoY), while the FY2025 annual figure was 0.48, down 7.99% from the prior year.
  • Interest Coverage Ratio was 3.0 for Q1 2026 at Oak Valley Bancorp, down from 3.39 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 37.47 in Q4 2022 to a low of 3.0 in Q1 2026.
  • Historically, Interest Coverage Ratio has averaged 11.28 across 5 years, with a median of 3.81 in 2024.
  • Biggest YoY gain for Interest Coverage Ratio was 104.1% in 2023; the steepest drop was 88.32% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 37.47 in 2022, then tumbled by 88.32% to 4.37 in 2023, then retreated by 28.96% to 3.11 in 2024, then climbed by 9.1% to 3.39 in 2025, then slipped by 11.49% to 3.0 in 2026.
  • The last three Interest Coverage Ratio figures came in at 3.0 (Q1 2026), 3.39 (Q4 2025), and 3.57 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Oak Valley Bancorp 289.03 Mn 83.99 Mn - 3.00

Historic Data

Download Data
DateValue
Mar 31, 2026 3.00
Dec 31, 2025 3.39
Sep 30, 2025 3.57
Jun 30, 2025 3.19
Mar 31, 2025 3.05
Dec 31, 2024 3.11
Sep 30, 2024 3.81
Jun 30, 2024 3.52
Mar 31, 2024 3.63
Dec 31, 2023 4.37
Sep 30, 2023 7.82
Jun 30, 2023 16.80
Mar 31, 2023 27.27
Dec 31, 2022 37.47
Sep 30, 2022 31.29
Jun 30, 2022 23.13
Mar 31, 2022 13.36
Dec 31, 2021 21.13
Sep 30, 2021 26.07
Jun 30, 2021 20.99