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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Oak Valley Bancorp (OVLY) Interest Coverage Ratio (2017 - 2025)

Oak Valley Bancorp has reported Interest Coverage Ratio over the past 9 years, most recently at 3.39 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 3.39 for Q4 2025, up 9.1% from a year ago — trailing twelve months through Dec 2025 was 3.3 (down 5.7% YoY), and the annual figure for FY2025 was 0.48, down 7.99%.
  • Interest Coverage Ratio for Q4 2025 was 3.39 at Oak Valley Bancorp, down from 3.57 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for OVLY hit a ceiling of 37.47 in Q4 2022 and a floor of 3.05 in Q1 2025.
  • Median Interest Coverage Ratio over the past 5 years was 10.59 (2022), compared with a mean of 14.11.
  • Biggest five-year swings in Interest Coverage Ratio: surged 111.88% in 2021 and later tumbled 88.32% in 2023.
  • Oak Valley Bancorp's Interest Coverage Ratio stood at 21.13 in 2021, then skyrocketed by 77.31% to 37.47 in 2022, then tumbled by 88.32% to 4.37 in 2023, then decreased by 28.96% to 3.11 in 2024, then grew by 9.1% to 3.39 in 2025.
  • The last three reported values for Interest Coverage Ratio were 3.39 (Q4 2025), 3.57 (Q3 2025), and 3.19 (Q2 2025) per Business Quant data.