OptimumBank Holdings (OPHC) Loans - Loss Allowance (2011 - 2026)
OptimumBank Holdings' (OPHC) quarterly Loans - Loss Allowance came in at $11.0 million in Q2 2026, up 18.01% year-over-year from $9.3 million in Q2 2025, and little changed quarter-over-quarter from $11.1 million in Q1 2026.
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Analysis
OptimumBank Holdings (OPHC) Loans - Loss Allowance (2011 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Loans - Loss Allowance for 16 consecutive years, with $11.0 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Loans - Loss Allowance rose 18.01% year-over-year to $11.0 million in Q2 2026; TTM through Jun 2026 was $11.0 million, a 18.01% increase from a year earlier, with the FY2025 full-year figure at $10.3 million, up 18.63% from the prior year.
- Loans - Loss Allowance was $11.0 million for Q2 2026 at OptimumBank Holdings, roughly flat from $11.1 million in the prior quarter.
- Over five years, Loans - Loss Allowance peaked at $11.1 million in Q1 2026 and troughed at $3.4 million in Q1 2022.
- A 5-year average of $7.8 million and a median of $8.2 million in 2024 frame the typical range for Loans - Loss Allowance.
- Across the five-year window, Loans - Loss Allowance jumped 93.4% in 2022 and declined 0.13% in 2025, its largest moves.
- Over 5 years, Loans - Loss Allowance stood at $5.8 million in 2022, then soared by 32.63% to $7.7 million in 2023, then grew by 12.72% to $8.7 million in 2024, then advanced by 18.63% to $10.3 million in 2025, then grew by 7.27% to $11.0 million in 2026.
- The last three Loans - Loss Allowance figures came in at $11.0 million (Q2 2026), $11.1 million (Q1 2026), and $10.3 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 4.98 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 2.92 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.18 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 3.25 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.49 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.45 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1.48 Bn |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | 11.02 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.02 Mn |
| Mar 31, 2026 | 11.06 Mn |
| Dec 31, 2025 | 10.27 Mn |
| Sep 30, 2025 | 10.02 Mn |
| Jun 30, 2025 | 9.34 Mn |
| Mar 31, 2025 | 8.27 Mn |
| Dec 31, 2024 | 8.66 Mn |
| Sep 30, 2024 | 8.34 Mn |
| Jun 30, 2024 | 8.21 Mn |
| Mar 31, 2024 | 8.28 Mn |
| Dec 31, 2023 | 7.68 Mn |
| Sep 30, 2023 | 7.20 Mn |
| Jun 30, 2023 | 6.65 Mn |
| Mar 31, 2023 | 6.35 Mn |
| Dec 31, 2022 | 5.79 Mn |
| Sep 30, 2022 | 5.21 Mn |
| Jun 30, 2022 | 4.24 Mn |
| Mar 31, 2022 | 3.41 Mn |
| Dec 31, 2021 | 3.08 Mn |
| Sep 30, 2021 | 2.70 Mn |
API Access
OptimumBank Holdings Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();