OptimumBank Holdings (OPHC) Loans - Loss Allowance (2011 - 2026)

OptimumBank Holdings (OPHC) has 16 years of Loans - Loss Allowance data on file, last reported at $11.1 million in Q1 2026.

• Quarterly Loans - Loss Allowance rose 33.75% year-over-year to $11.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $11.1 million (up 33.75% YoY) and the FY2025 annual result came in at $10.3 million, up 18.63% from the prior year.
• Loans - Loss Allowance improved to $11.1 million in Q1 2026 per OPHC's latest filing, from $10.3 million in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $11.1 million in Q1 2026 and bottomed at $3.4 million in Q1 2022.
• The 5-year median for Loans - Loss Allowance is $8.2 million (2024), against an average of $7.6 million.
• The widest annual swing landed in 2022, when Loans - Loss Allowance soared 93.4%; it then dropped 0.13% in 2025.
• Tracing OPHC's Loans - Loss Allowance over 5 years: stood at $5.8 million in 2022, then surged by 32.63% to $7.7 million in 2023, then climbed by 12.72% to $8.7 million in 2024, then gained by 18.63% to $10.3 million in 2025, then increased by 7.67% to $11.1 million in 2026.
• Per Business Quant, the three latest OPHC Loans - Loss Allowance figures stand at $11.1 million (Q1 2026), $10.3 million (Q4 2025), and $10.0 million (Q3 2025).

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