OptimumBank Holdings (OPHC) Loans - Loss Allowance (2011 - 2026)
OptimumBank Holdings (OPHC) posted quarterly Loans - Loss Allowance of $11.1 million for Q1 2026, up 33.75% year-over-year from $8.3 million in Q1 2025, and up 7.67% quarter-over-quarter from $10.3 million in Q4 2025.
OptimumBank Holdings (OPHC) Loans - Loss Allowance (2011 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Loans - Loss Allowance for 16 consecutive years, with $11.1 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 33.75% year-over-year to $11.1 million; the TTM figure through Mar 2026 stood at $11.1 million (up 33.75% YoY), while the FY2025 annual figure was $10.3 million, up 18.63% from the prior year.
- Loans - Loss Allowance grew to $11.1 million in Q1 2026 per OPHC's latest filing, from $10.3 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $11.1 million in Q1 2026 and bottomed at $3.4 million in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $7.6 million across 5 years, with a median of $8.2 million in 2024.
- Annual changes were most pronounced in 2022 — Loans - Loss Allowance surged 93.4% — and 2025, when it fell 0.13%.
- OptimumBank Holdings' Loans - Loss Allowance stood at $5.8 million in 2022, then surged by 32.63% to $7.7 million in 2023, then rose by 12.72% to $8.7 million in 2024, then grew by 18.63% to $10.3 million in 2025, then advanced by 7.67% to $11.1 million in 2026.
- Business Quant data shows OPHC's Loans - Loss Allowance at $11.1 million in Q1 2026, $10.3 million in Q4 2025, and $10.0 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | OptimumBank Holdings | 112.44 Mn | -33.80 Mn | - | 11.02 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 11.02 Mn |
| Mar 31, 2026 | 11.06 Mn |
| Dec 31, 2025 | 10.27 Mn |
| Sep 30, 2025 | 10.02 Mn |
| Jun 30, 2025 | 9.34 Mn |
| Mar 31, 2025 | 8.27 Mn |
| Dec 31, 2024 | 8.66 Mn |
| Sep 30, 2024 | 8.34 Mn |
| Jun 30, 2024 | 8.21 Mn |
| Mar 31, 2024 | 8.28 Mn |
| Dec 31, 2023 | 7.68 Mn |
| Sep 30, 2023 | 7.20 Mn |
| Jun 30, 2023 | 6.65 Mn |
| Mar 31, 2023 | 6.35 Mn |
| Dec 31, 2022 | 5.79 Mn |
| Sep 30, 2022 | 5.21 Mn |
| Jun 30, 2022 | 4.24 Mn |
| Mar 31, 2022 | 3.41 Mn |
| Dec 31, 2021 | 3.08 Mn |
| Sep 30, 2021 | 2.70 Mn |