OptimumBank Holdings (OPHC) Loans - Loss Allowance (2011 - 2026)

OptimumBank Holdings (OPHC) has 16 years of Loans - Loss Allowance data on file, last reported at $11.1 million in Q1 2026.

• Loans - Loss Allowance for Q1 2026 came in at $11.1 million, up 33.75% year-over-year; the trailing twelve-month figure through Mar 2026 was $11.1 million (up 33.75% YoY), and the FY2025 annual result was $10.3 million, up 18.63% from the prior year.
• Loans - Loss Allowance climbed to $11.1 million in Q1 2026 per OPHC's latest filing, from $10.3 million in the prior quarter.
• Over five years, Loans - Loss Allowance peaked at $11.1 million in Q1 2026 and troughed at $3.4 million in Q1 2022.
• A 5-year average of $7.6 million and a median of $8.2 million in 2024 frame the typical range for Loans - Loss Allowance.
• The sharpest annual moves came in 2022 and 2025: Loans - Loss Allowance surged 93.4% in 2022, then fell 0.13% in 2025.
• A 5-year view of Loans - Loss Allowance shows it stood at $5.8 million in 2022, then jumped by 32.63% to $7.7 million in 2023, then increased by 12.72% to $8.7 million in 2024, then climbed by 18.63% to $10.3 million in 2025, then gained by 7.67% to $11.1 million in 2026.
• Business Quant data shows OPHC's Loans - Loss Allowance at $11.1 million in Q1 2026, $10.3 million in Q4 2025, and $10.0 million in Q3 2025.