OppFi Inc. (OPFI) Return on Equity [ROE] (2021 - 2026)
OppFi (OPFI) reported Return on Equity [ROE] of 48.60% for Q2 2026, up 14.32 percentage points from 34.28% a year earlier but down 6.59 percentage points from the prior quarter.
OppFi Inc. (OPFI) Return on Equity [ROE] (2021 - 2026) Analysis & Trends
For FY2025, OppFi posted Return on Equity [ROE] of 53.86%, up 14.70 percentage points from FY2024.
- Return on Equity [ROE] has increased for three consecutive years, though with a five-year change of -59.49 percentage points (FY2020 to FY2025).
- By year, Return on Equity [ROE] came in at 39.15% in FY2024 (+16.80 pp), 22.36% in FY2023 (+20.25 pp), 2.11% in FY2022 (-67.72 pp) and 69.82% in FY2021 (-43.52 pp).
- Five-year quarterly Return on Equity [ROE] spans a low of 2.06% in Q4 2022 and a high of 60.61% in Q4 2021.
- Year over year, Return on Equity [ROE] has now increased in each of the last 12 quarters, with an average year-over-year change of +14.21 percentage points over the last eight quarters.
- The high point for year-over-year Return on Equity [ROE] in five years was Q1 2024 (a gain of 18.67 percentage points); the low point was Q4 2022 (a drop of 58.55 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 55.19% (Q1 2026), 49.90% (Q4 2025) and 49.21% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 48.60% |
| Mar 31, 2026 | 55.19% |
| Dec 31, 2025 | 49.90% |
| Sep 30, 2025 | 49.21% |
| Jun 30, 2025 | 34.28% |
| Mar 31, 2025 | 39.96% |
| Dec 31, 2024 | 36.89% |
| Sep 30, 2024 | 34.03% |
| Jun 30, 2024 | 27.71% |
| Mar 31, 2024 | 23.35% |
| Dec 31, 2023 | 20.57% |
| Sep 30, 2023 | 17.63% |
| Jun 30, 2023 | 9.47% |
| Mar 31, 2023 | 4.68% |
| Dec 31, 2022 | 2.06% |
| Sep 30, 2022 | 15.45% |
| Jun 30, 2022 | 35.16% |
| Mar 31, 2022 | 41.41% |
| Dec 31, 2021 | 60.61% |
| Sep 30, 2021 | 56.32% |
OppFi Inc. Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=OPFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();