Affirm Holdings (AFRM) Return on Equity [ROE] (2021 - 2026)
Affirm Holdings (AFRM) reported Return on Equity [ROE] of 35.93% for fiscal Q1 2027 (quarter ended Sep 30, 2026), up 28.90 percentage points from 7.03% a year earlier but down 5.52 percentage points from the prior quarter.
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Analysis
Affirm Holdings (AFRM) Return on Equity [ROE] (2021 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Affirm Holdings posted Return on Equity [ROE] of 45.13%, up 43.33 percentage points from FY2025.
- Return on Equity [ROE] has increased for three consecutive fiscal years, with a five-year change of +84.43 percentage points (FY2021 to FY2026).
- By fiscal year, Return on Equity [ROE] came in at 1.80% in FY2025 (+21.70 pp), -19.90% in FY2024 (+18.67 pp), -38.57% in FY2023 (-10.79 pp) and -27.78% in FY2022 (+11.52 pp).
- Five-year quarterly Return on Equity [ROE] spans a low of -39.66% in fiscal Q3 2023 and a high of 41.45% in fiscal Q4 2026.
- Year over year, Return on Equity [ROE] has now increased in each of the last 12 quarters, with an average year-over-year change of +23.03 percentage points over the last eight quarters.
- The high point for year-over-year Return on Equity [ROE] in five years was fiscal Q4 2026 (a gain of 39.27 percentage points); the low point was fiscal Q3 2023 (a drop of 14.23 percentage points).
- Per Business Quant data, the three fiscal quarters before Q1 2027 came in at 41.45% (Q4 2026), 10.18% (Q3 2026) and 7.97% (Q2 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Royalty Pharma | 39.80 Bn | 40.13 Bn | - | 11.98% |
| 2 | Rocket Companies | 38.90 Bn | 27.72 Bn | - | 5.45% |
| 3 | Orix | 38.66 Bn | 9.30 Bn | 13.83 Bn | 21.12% |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | -16,107.65 Bn | - | 13.05% |
| 5 | Synchrony Financial | 22.47 Bn | -45.15 Bn | - | 19.93% |
| 6 | Affirm Holdings | 22.07 Bn | 15.11 Bn | - | 35.93% |
| 7 | Royal Gold | 21.71 Bn | 20.92 Bn | 402.46 Mn | 10.92% |
| 8 | Ares Capital | 13.84 Bn | 11.59 Bn | - | - |
| 9 | Annaly Capital Management | 13.83 Bn | 4.86 Bn | - | 6.91% |
| 10 | Federal Home Loan Mortgage | 12.64 Bn | -328.33 Bn | - | 13.34% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 35.93% |
| Jun 30, 2026 | 41.45% |
| Mar 31, 2026 | 10.18% |
| Dec 31, 2025 | 7.97% |
| Sep 30, 2025 | 7.03% |
| Jun 30, 2025 | 2.17% |
| Mar 31, 2025 | -1.91% |
| Dec 31, 2024 | -7.15% |
| Sep 30, 2024 | -15.45% |
| Jun 30, 2024 | -19.57% |
| Mar 31, 2024 | -25.62% |
| Dec 31, 2023 | -28.10% |
| Sep 30, 2023 | -35.16% |
| Jun 30, 2023 | -39.39% |
| Mar 31, 2023 | -39.66% |
| Dec 31, 2022 | -33.34% |
| Sep 30, 2022 | -26.59% |
| Jun 30, 2022 | -27.77% |
| Mar 31, 2022 | -25.43% |
| Dec 31, 2021 | -36.09% |
API Access
Affirm Holdings Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=AFRM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();