Synchrony Financial (SYF) Return on Equity [ROE] (2014 - 2026)
Synchrony Financial (SYF) posted Return on Equity [ROE] of 21.08% for Q2 2026, up 1.48 percentage points from 19.60% a year earlier but down 0.58 percentage points from the prior quarter.
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Analysis
Synchrony Financial (SYF) Return on Equity [ROE] (2014 - 2026) Analysis & Trends
For FY2025, Synchrony Financial's Return on Equity [ROE] came in at 21.30%, down 1.65 percentage points from FY2024.
- Annual Return on Equity [ROE] shows a five-year change of +11.34 percentage points (FY2020 to FY2025).
- In prior years, Synchrony Financial's Return on Equity [ROE] was 22.96% in FY2024 (+6.24 pp), 16.72% in FY2023 (-6.02 pp), 22.74% in FY2022 (-9.29 pp) and 32.03% in FY2021 (+22.06 pp).
- Quarterly Return on Equity [ROE] has run from a low of 16.18% in Q4 2023 to a high of 30.60% in Q4 2021 over five years.
- On a year-over-year basis, Return on Equity [ROE] increased in six of the last eight quarters, with an average year-over-year change of +1.44 percentage points.
- The strongest year-over-year quarter for Return on Equity [ROE] in the past five years was Q4 2021, with a gain of 19.43 percentage points; the weakest was Q1 2023, with a drop of 9.89 percentage points.
- According to Business Quant data, Return on Equity [ROE] for the three prior quarters was 21.66% (Q1 2026), 21.00% (Q4 2025) and 21.02% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | 13.99% |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | 2.01% |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | 13.69% |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 13.17% |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 21.08% |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | 41.65% |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 9.87% |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | 17.89% |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 12.68 Bn | -6.06 Bn | - | 17.07% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 21.08% |
| Mar 31, 2026 | 21.66% |
| Dec 31, 2025 | 21.00% |
| Sep 30, 2025 | 21.02% |
| Jun 30, 2025 | 19.60% |
| Mar 31, 2025 | 17.87% |
| Dec 31, 2024 | 21.49% |
| Sep 30, 2024 | 20.08% |
| Jun 30, 2024 | 19.49% |
| Mar 31, 2024 | 20.08% |
| Dec 31, 2023 | 16.18% |
| Sep 30, 2023 | 17.50% |
| Jun 30, 2023 | 18.44% |
| Mar 31, 2023 | 20.60% |
| Dec 31, 2022 | 23.30% |
| Sep 30, 2022 | 24.63% |
| Jun 30, 2022 | 27.53% |
| Mar 31, 2022 | 30.50% |
| Dec 31, 2021 | 30.60% |
| Sep 30, 2021 | 29.47% |
API Access
Synchrony Financial Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();