OppFi (OPFI-WT) Net Cash Flow (2020 - 2026)

OppFi (OPFI-WT) reported Net Cash Flow of $6.7 million for Q1 2026, up 168.43% year-over-year from $2.5 million in Q1 2025, and down 63.16% quarter-over-quarter from $18.1 million in Q4 2025.

OppFi (OPFI-WT) Net Cash Flow (2020 - 2026) Analysis & Trends

OppFi (OPFI-WT) has 7 years of Net Cash Flow data on file, last reported at $6.7 million in Q1 2026.

  • Net Cash Flow for Q1 2026 came in at $6.7 million, up 168.43% year-over-year; the trailing twelve-month figure through Mar 2026 was $9.2 million (up 347.09% YoY), and the FY2025 annual result was $5.0 million, down 65.32% from the prior year.
  • Net Cash Flow declined to $6.7 million in Q1 2026 per OPFI-WT's latest filing, from $18.1 million in the prior quarter.
  • Over five years, Net Cash Flow peaked at $21.7 million in Q1 2023 and troughed at -$12.5 million in Q2 2025.
  • A 5-year average of $2.2 million and a median of -$799000.0 in 2022 frame the typical range for Net Cash Flow.
  • On a YoY basis, Net Cash Flow climbed as much as 1090.74% in 2023 and fell as far as 301.47% in 2023.
  • A 5-year view of Net Cash Flow shows it stood at -$799000.0 in 2022, then soared by 1090.74% to $7.9 million in 2023, then surged by 77.55% to $14.1 million in 2024, then rose by 28.57% to $18.1 million in 2025, then plunged by 63.16% to $6.7 million in 2026.
  • Business Quant data shows OPFI-WT's Net Cash Flow at $6.7 million in Q1 2026, $18.1 million in Q4 2025, and -$3.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -4.28 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -2.37 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 5.91 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.16 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -1.53 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 5.59 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 383.32 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -1.59 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -577.00 Mn
10 OppFi - - 76.91 Mn 6.66 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 6.66 Mn
Mar 31, 2026 6.66 Mn
Dec 31, 2025 18.07 Mn
Dec 31, 2025 18.07 Mn
Sep 30, 2025 -3.07 Mn
Sep 30, 2025 -3.07 Mn
Jun 30, 2025 -12.50 Mn
Jun 30, 2025 -12.50 Mn
Mar 31, 2025 2.48 Mn
Mar 31, 2025 2.48 Mn
Dec 31, 2024 14.06 Mn
Dec 31, 2024 14.06 Mn
Sep 30, 2024 -6.60 Mn
Sep 30, 2024 -6.60 Mn
Jun 30, 2024 -7.88 Mn
Jun 30, 2024 -7.88 Mn
Mar 31, 2024 14.78 Mn
Mar 31, 2024 14.78 Mn
Dec 31, 2023 7.92 Mn
Dec 31, 2023 7.92 Mn