OppFi (OPFI-WT) Net Cash Flow (2020 - 2026)

OppFi (OPFI-WT) posted quarterly Net Cash Flow of $6.7 million for Q1 2026, up 168.43% YoY from $2.5 million in Q1 2025, and down 63.16% sequentially from $18.1 million in Q4 2025.

OppFi (OPFI-WT) Net Cash Flow (2020 - 2026) Analysis & Trends

OppFi has disclosed Net Cash Flow across 7 years of filings, most recently posting $6.7 million for Q1 2026.

  • In Q1 2026, Net Cash Flow rose 168.43% year-over-year to $6.7 million; the TTM figure through Mar 2026 stood at $9.2 million (up 347.09% YoY), while the FY2025 annual figure was $5.0 million, down 65.32% from the prior year.
  • Net Cash Flow retreated to $6.7 million in Q1 2026, from $18.1 million in the prior quarter.
  • Over the last five years, Net Cash Flow for OPFI-WT reached as high as $21.7 million in Q1 2023 and fell as low as -$12.5 million in Q2 2025.
  • The 5-year median for Net Cash Flow is -$799000.0 (2022), against an average of $2.2 million.
  • The widest YoY moves for Net Cash Flow: up 1090.74% in 2023, down 301.47% in 2023.
  • A 5-year view of Net Cash Flow shows it stood at -$799000.0 in 2022, then soared by 1090.74% to $7.9 million in 2023, then surged by 77.55% to $14.1 million in 2024, then rose by 28.57% to $18.1 million in 2025, then slumped by 63.16% to $6.7 million in 2026.
  • According to Business Quant data, Net Cash Flow over the past three periods registered $6.7 million, $18.1 million, and -$3.1 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) NCF (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -4.28 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -2.37 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 5.91 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -1.53 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 383.32 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -1.59 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -577.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -56.65 Mn
10 OppFi 1.07 Mn 204.53 Mn 76.91 Mn 6.66 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 6.66 Mn
Mar 31, 2026 6.66 Mn
Dec 31, 2025 18.07 Mn
Dec 31, 2025 18.07 Mn
Sep 30, 2025 -3.07 Mn
Sep 30, 2025 -3.07 Mn
Jun 30, 2025 -12.50 Mn
Jun 30, 2025 -12.50 Mn
Mar 31, 2025 2.48 Mn
Mar 31, 2025 2.48 Mn
Dec 31, 2024 14.06 Mn
Dec 31, 2024 14.06 Mn
Sep 30, 2024 -6.60 Mn
Sep 30, 2024 -6.60 Mn
Jun 30, 2024 -7.88 Mn
Jun 30, 2024 -7.88 Mn
Mar 31, 2024 14.78 Mn
Mar 31, 2024 14.78 Mn
Dec 31, 2023 7.92 Mn
Dec 31, 2023 7.92 Mn