OppFi (OPFI-WT) EBT (2020 - 2026)

OppFi (OPFI-WT) reported EBT of $58.0 million for Q1 2026, up 163.68% year-over-year from $22.0 million in Q1 2025, and up 45.63% quarter-over-quarter from $39.8 million in Q4 2025.

OppFi (OPFI-WT) EBT (2020 - 2026) Analysis & Trends

OppFi (OPFI-WT) has 7 years of EBT data on file, last reported at $58.0 million in Q1 2026.

  • EBT for Q1 2026 came in at $58.0 million, up 163.68% year-over-year; the trailing twelve-month figure through Mar 2026 was $192.1 million (up 93.05% YoY), and the FY2025 annual result was $156.1 million, up 77.32% from the prior year.
  • EBT climbed to $58.0 million in Q1 2026 per OPFI-WT's latest filing, from $39.8 million in the prior quarter.
  • Over five years, EBT peaked at $81.6 million in Q3 2025 and troughed at -$7.2 million in Q4 2022.
  • A 5-year average of $20.4 million and a median of $14.6 million in 2024 frame the typical range for EBT.
  • The sharpest annual moves came in 2022 and 2023: EBT tumbled 143.47% in 2022, then surged 3900.0% in 2023.
  • A 5-year view of EBT shows it stood at -$7.2 million in 2022, then surged by 141.13% to $3.0 million in 2023, then soared by 389.85% to $14.6 million in 2024, then jumped by 173.33% to $39.8 million in 2025, then jumped by 45.63% to $58.0 million in 2026.
  • Business Quant data shows OPFI-WT's EBT at $58.0 million in Q1 2026, $39.8 million in Q4 2025, and $81.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.17 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.81 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.70 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.39 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.05 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 107.38 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 400.00 Mn
10 OppFi - - 76.91 Mn 58.01 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 58.01 Mn
Dec 31, 2025 39.83 Mn
Sep 30, 2025 81.60 Mn
Jun 30, 2025 12.70 Mn
Mar 31, 2025 22.00 Mn
Dec 31, 2024 14.57 Mn
Sep 30, 2024 34.35 Mn
Jun 30, 2024 28.60 Mn
Mar 31, 2024 10.54 Mn
Dec 31, 2023 2.98 Mn
Sep 30, 2023 16.00 Mn
Jun 30, 2023 18.80 Mn
Mar 31, 2023 4.10 Mn
Dec 31, 2022 -7.23 Mn
Sep 30, 2022 400,000.00
Jun 30, 2022 9.70 Mn
Mar 31, 2022 200,000.00
Dec 31, 2021 16.64 Mn
Sep 30, 2021 31.10 Mn
Jun 30, 2021 17.99 Mn