OppFi (OPFI-WT) EBT (2020 - 2026)

OppFi (OPFI-WT) posted quarterly EBT of $58.0 million for Q1 2026, up 163.68% YoY from $22.0 million in Q1 2025, and up 45.63% sequentially from $39.8 million in Q4 2025.

OppFi (OPFI-WT) EBT (2020 - 2026) Analysis & Trends

OppFi has disclosed EBT across 7 years of filings, most recently posting $58.0 million for Q1 2026.

  • In Q1 2026, EBT rose 163.68% year-over-year to $58.0 million; the TTM figure through Mar 2026 stood at $192.1 million (up 93.05% YoY), while the FY2025 annual figure was $156.1 million, up 77.32% from the prior year.
  • EBT rose to $58.0 million in Q1 2026, from $39.8 million in the prior quarter.
  • Over the last five years, EBT for OPFI-WT reached as high as $81.6 million in Q3 2025 and fell as low as -$7.2 million in Q4 2022.
  • The 5-year median for EBT is $14.6 million (2024), against an average of $20.4 million.
  • Annual changes were most pronounced in 2022 — EBT sank 143.47% — and 2023, when it surged 3900.0%.
  • A 5-year view of EBT shows it stood at -$7.2 million in 2022, then surged by 141.13% to $3.0 million in 2023, then soared by 389.85% to $14.6 million in 2024, then jumped by 173.33% to $39.8 million in 2025, then jumped by 45.63% to $58.0 million in 2026.
  • According to Business Quant data, EBT over the past three periods registered $58.0 million, $39.8 million, and $81.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.17 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.81 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.78 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.39 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 107.38 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 199.55 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 400.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 157.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.99 Mn
10 OppFi 1.07 Mn 204.53 Mn 76.91 Mn 58.01 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 58.01 Mn
Dec 31, 2025 39.83 Mn
Sep 30, 2025 81.60 Mn
Jun 30, 2025 12.70 Mn
Mar 31, 2025 22.00 Mn
Dec 31, 2024 14.57 Mn
Sep 30, 2024 34.35 Mn
Jun 30, 2024 28.60 Mn
Mar 31, 2024 10.54 Mn
Dec 31, 2023 2.98 Mn
Sep 30, 2023 16.00 Mn
Jun 30, 2023 18.80 Mn
Mar 31, 2023 4.10 Mn
Dec 31, 2022 -7.23 Mn
Sep 30, 2022 400,000.00
Jun 30, 2022 9.70 Mn
Mar 31, 2022 200,000.00
Dec 31, 2021 16.64 Mn
Sep 30, 2021 31.10 Mn
Jun 30, 2021 17.99 Mn