OneMain Holdings (OMF) Loans - Loss Allowance (2012 - 2026)
OneMain Holdings (OMF) posted Loans - Loss Allowance of $2.92 billion for Q2 2026, up 6.1% from $2.75 billion a year earlier and up 3.7% from the prior quarter.
OneMain Holdings (OMF) Loans - Loss Allowance (2012 - 2026) Analysis & Trends
At the end of FY2025, OneMain Holdings' Loans - Loss Allowance came in at $2.87 billion, up 5.9% from FY2024.
- Annual Loans - Loss Allowance has increased for four consecutive years, with a five-year compound annual growth rate of 4.8% (FY2020 to FY2025).
- In prior years, OneMain Holdings' Loans - Loss Allowance was $2.71 billion in FY2024 (+9.1%), $2.48 billion in FY2023 (+7.3%), $2.31 billion in FY2022 (+10.3%) and $2.1 billion in FY2021 (-7.7%).
- The Q2 2026 figure stands as the highest quarterly Loans - Loss Allowance in data going back to Q2 2012.
- On a year-over-year basis, Loans - Loss Allowance has increased in each of the last 18 quarters, with growth averaging 7.2% over the last eight quarters.
- The strongest year-over-year quarter for Loans - Loss Allowance in the past five years was Q2 2023, with growth of 12.5%; the weakest was Q3 2021, with a decline of 11.3%.
- According to Business Quant data, Loans - Loss Allowance for the three prior quarters was $2.82 billion (Q1 2026), $2.87 billion (Q4 2025) and $2.82 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 9.42 Bn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | - |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 10.34 Bn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 636.12 Mn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | - |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | OneMain Holdings | 6.38 Bn | 3.41 Bn | 1.25 Bn | 2.92 Bn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.92 Bn |
| Mar 31, 2026 | 2.82 Bn |
| Dec 31, 2025 | 2.87 Bn |
| Sep 30, 2025 | 2.82 Bn |
| Jun 30, 2025 | 2.75 Bn |
| Mar 31, 2025 | 2.69 Bn |
| Dec 31, 2024 | 2.71 Bn |
| Sep 30, 2024 | 2.65 Bn |
| Jun 30, 2024 | 2.56 Bn |
| Mar 31, 2024 | 2.45 Bn |
| Dec 31, 2023 | 2.48 Bn |
| Sep 30, 2023 | 2.45 Bn |
| Jun 30, 2023 | 2.39 Bn |
| Mar 31, 2023 | 2.30 Bn |
| Dec 31, 2022 | 2.31 Bn |
| Sep 30, 2022 | 2.26 Bn |
| Jun 30, 2022 | 2.13 Bn |
| Mar 31, 2022 | 2.07 Bn |
| Dec 31, 2021 | 2.10 Bn |
| Sep 30, 2021 | 2.06 Bn |
OneMain Holdings Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=OMF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "OMF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=OMF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();