Royal Bank Of Canada (RY) Card Income (2009 - 2026)
Royal Bank Of Canada's Card Income came in at $309.83 million for fiscal Q3 2026 (quarter ended Jul 31, 2026), up 7.8% from $287.48 million a year earlier but down 5.6% from the prior quarter.
Royal Bank Of Canada (RY) Card Income (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jul 31, 2026, Royal Bank Of Canada reported Card Income of $1.28 billion, up 14.8% year-over-year; for FY2025 (ended Oct 31, 2025), it came in at $1.19 billion, up 1.9% from FY2024.
- Card Income carries a five-year compound annual growth rate of 4.0% (FY2020 to FY2025).
- Going back by fiscal year, Card Income was $1.17 billion in FY2024 (+5.9%), $1.1 billion in FY2023 (-6.1%), $1.18 billion in FY2022 (-3.4%) and $1.22 billion in FY2021 (+23.8%).
- The five-year range for quarterly Card Income is $234.04 million (fiscal Q3 2022) to $376.08 million (fiscal Q1 2022).
- Year-over-year, Card Income increased in four of the last eight quarters, with growth averaging 4.1%.
- The fastest year-over-year change in Card Income over five years came in fiscal Q1 2022 (growth of 45.7%), and the weakest in fiscal Q3 2022 (a decline of 30.2%).
- Business Quant data shows RY's Card Income at $328.28 million (Q2 2026), $304.8 million (Q1 2026) and $338.81 million (Q4 2025) in the three fiscal quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn |
| 10 | American Express | 217.14 Bn | 16.62 Bn | - |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 309.83 Mn |
| Apr 30, 2026 | 328.28 Mn |
| Jan 31, 2026 | 304.80 Mn |
| Oct 31, 2025 | 338.81 Mn |
| Jul 31, 2025 | 287.48 Mn |
| Apr 30, 2025 | 260.01 Mn |
| Jan 31, 2025 | 306.43 Mn |
| Oct 31, 2024 | 262.16 Mn |
| Jul 31, 2024 | 295.78 Mn |
| Apr 30, 2024 | 320.08 Mn |
| Jan 31, 2024 | 292.19 Mn |
| Oct 31, 2023 | 303.11 Mn |
| Jul 31, 2023 | 256.23 Mn |
| Apr 30, 2023 | 263.84 Mn |
| Jan 31, 2023 | 280.99 Mn |
| Oct 31, 2022 | 253.73 Mn |
| Jul 31, 2022 | 234.04 Mn |
| Apr 30, 2022 | 314.24 Mn |
| Jan 31, 2022 | 376.08 Mn |
| Oct 31, 2021 | 332.49 Mn |
Royal Bank Of Canada Card Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=card-income&ticker=RY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "card-income", "ticker": "RY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=card-income&ticker=RY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();