Northpointe Bancshares (NPB) Loans - Loss Allowance (2023 - 2025)
Northpointe Bancshares (NPB) posted Loans - Loss Allowance of $10.4 million for Q4 2025, down 14.82% on a QoQ basis from $12.2 million in Q3 2025, and down 6.75% year-over-year from $11.2 million in Q4 2024.
Northpointe Bancshares (NPB) Loans - Loss Allowance (2023 - 2025) Analysis & Trends
Northpointe Bancshares' Loans - Loss Allowance history runs 3 years deep, the most recent figure standing at $10.4 million for Q4 2025.
- Quarterly Loans - Loss Allowance fell 6.75% year-over-year to $10.4 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $10.4 million (down 6.75% YoY) and the FY2025 annual result came in at $10.4 million, down 6.75% from the prior year.
- Loans - Loss Allowance was $10.4 million for Q4 2025 at Northpointe Bancshares, down from $12.2 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $12.6 million in Q1 2024 and bottomed at $10.4 million in Q4 2025.
- A 3-year average of $12.0 million and a median of $12.3 million in 2024 frame the typical range for Loans - Loss Allowance.
- Annual changes were most pronounced in 2024 — Loans - Loss Allowance decreased 8.99% — and 2025, when it climbed 0.69%.
- Northpointe Bancshares' Loans - Loss Allowance stood at $12.3 million in 2023, then retreated by 8.99% to $11.2 million in 2024, then fell by 6.75% to $10.4 million in 2025.
- Business Quant data shows NPB's Loans - Loss Allowance at $10.4 million in Q4 2025, $12.2 million in Q3 2025, and $12.4 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | - |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 10.35 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 4.66 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 7.65 Bn |
| 10 | Northpointe Bancshares | 578.39 Mn | 81.93 Mn | - | 10.44 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 10.44 Mn |
| Sep 30, 2025 | 12.25 Mn |
| Jun 30, 2025 | 12.38 Mn |
| Mar 31, 2025 | 12.32 Mn |
| Dec 31, 2024 | 11.19 Mn |
| Sep 30, 2024 | 12.22 Mn |
| Jun 30, 2024 | 12.29 Mn |
| Mar 31, 2024 | 12.64 Mn |
| Dec 31, 2023 | 12.30 Mn |