Northpointe Bancshares (NPB) Loans - Loss Allowance (2023 - 2026)
Northpointe Bancshares' (NPB) quarterly Loans - Loss Allowance came in at $10.4 million in Q4 2025, down 6.75% YoY from $11.2 million in Q4 2024, and down 14.82% on a QoQ basis from $12.2 million in Q3 2025.
Northpointe Bancshares (NPB) Loans - Loss Allowance (2023 - 2026) Analysis & Trends
Northpointe Bancshares (NPB) has 3 years of Loans - Loss Allowance data on file, last reported at $10.4 million in Q4 2025.
- Quarterly Loans - Loss Allowance fell 6.75% year-over-year to $10.4 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $10.4 million (down 6.75% YoY) and the FY2025 annual result came in at $10.4 million, down 6.75% from the prior year.
- Loans - Loss Allowance declined to $10.4 million in Q4 2025, from $12.2 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $12.6 million in Q1 2024 to a low of $10.4 million in Q4 2025.
- A 3-year average of $12.0 million and a median of $12.3 million in 2024 frame the typical range for Loans - Loss Allowance.
- Annual changes were most pronounced in 2024 — Loans - Loss Allowance declined 8.99% — and 2025, when it rose 0.69%.
- Tracing NPB's Loans - Loss Allowance over 3 years: stood at $12.3 million in 2023, then declined by 8.99% to $11.2 million in 2024, then dropped by 6.75% to $10.4 million in 2025.
- The last three Loans - Loss Allowance figures came in at $10.4 million (Q4 2025), $12.2 million (Q3 2025), and $12.4 million (Q2 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Northpointe Bancshares | 598.92 Mn | 60.57 Mn | - | 9.44 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 9.44 Mn |
| Dec 31, 2025 | 10.44 Mn |
| Sep 30, 2025 | 12.25 Mn |
| Jun 30, 2025 | 12.38 Mn |
| Mar 31, 2025 | 12.32 Mn |
| Dec 31, 2024 | 11.19 Mn |
| Sep 30, 2024 | 12.22 Mn |
| Jun 30, 2024 | 12.29 Mn |
| Mar 31, 2024 | 12.64 Mn |
| Dec 31, 2023 | 12.30 Mn |