Navient (NAVI) Return on Equity [ROE] (2017 - 2026)
Navient (NAVI) posted Return on Equity [ROE] of -2.05% for Q2 2026, down 3.37 percentage points from 1.32% a year earlier but up 0.46 percentage points from the prior quarter.
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Analysis
Navient (NAVI) Return on Equity [ROE] (2017 - 2026) Analysis & Trends
For FY2025, Navient's Return on Equity [ROE] came in at -3.17%, down 8.03 percentage points from FY2024.
- Annual Return on Equity [ROE] has declined for four consecutive years, with a five-year change of -17.39 percentage points (FY2020 to FY2025).
- In prior years, Navient's Return on Equity [ROE] was 4.85% in FY2024 (-3.10 pp), 7.95% in FY2023 (-15.15 pp), 23.10% in FY2022 (-5.27 pp) and 28.37% in FY2021 (+14.15 pp).
- Quarterly Return on Equity [ROE] has run from a low of -3.27% in Q4 2025 to a high of 33.53% in Q3 2021 over five years.
- On a year-over-year basis, Return on Equity [ROE] has declined in each of the last 18 quarters, with an average year-over-year change of -5.37 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Return on Equity [ROE] in the past five years was Q3 2021, with a gain of 15.49 percentage points; the weakest was Q3 2022, with a drop of 15.60 percentage points.
- According to Business Quant data, Return on Equity [ROE] for the three prior quarters was -2.51% (Q1 2026), -3.27% (Q4 2025) and -2.00% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | 2.01% |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | 13.99% |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 13.69% |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | 13.17% |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 41.65% |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 21.08% |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 9.87% |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | 17.89% |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | - |
| 10 | Navient | 850.62 Mn | -1.75 Bn | - | -2.05% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -2.05% |
| Mar 31, 2026 | -2.51% |
| Dec 31, 2025 | -3.27% |
| Sep 30, 2025 | -2.00% |
| Jun 30, 2025 | 1.32% |
| Mar 31, 2025 | 2.14% |
| Dec 31, 2024 | 4.91% |
| Sep 30, 2024 | 2.90% |
| Jun 30, 2024 | 5.80% |
| Mar 31, 2024 | 6.88% |
| Dec 31, 2023 | 8.06% |
| Sep 30, 2023 | 12.39% |
| Jun 30, 2023 | 13.15% |
| Mar 31, 2023 | 16.88% |
| Dec 31, 2022 | 21.68% |
| Sep 30, 2022 | 17.93% |
| Jun 30, 2022 | 20.74% |
| Mar 31, 2022 | 22.14% |
| Dec 31, 2021 | 26.84% |
| Sep 30, 2021 | 33.53% |
API Access
Navient Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();