Mercer Bancorp (MSBB) Interest Coverage Ratio (2022 - 2026)
Mercer Bancorp (MSBB) posted Interest Coverage Ratio of 1.61 for Q1 2026, up 60.51% sequentially from 1.0 in Q4 2025, and up 51.28% YoY from 1.06 in Q1 2025.
Mercer Bancorp (MSBB) Interest Coverage Ratio (2022 - 2026) Analysis & Trends
Mercer Bancorp has reported Interest Coverage Ratio for 5 years, with the latest figure at 1.61 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 51.28% year-over-year to 1.61 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1117.18 (up 20818.13% YoY) and the FY2025 annual result came in at 1.01, down 24.52% from the prior year.
- Interest Coverage Ratio climbed to 1.61 in Q1 2026 per MSBB's latest filing, from 1.0 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 8.25 in Q4 2022 and troughed at 0.78 in Q3 2025.
- A 5-year average of 2.57 and a median of 1.43 in 2023 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2026: Interest Coverage Ratio sank 84.08% in 2023, then surged 51.28% in 2026.
- Over 5 years, Interest Coverage Ratio stood at 8.25 in 2022, then tumbled by 84.08% to 1.31 in 2023, then grew by 11.69% to 1.47 in 2024, then sank by 31.71% to 1.0 in 2025, then jumped by 60.51% to 1.61 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.61, 1.0, and 0.78 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.09 Bn | 84.90 Bn | - | - |
| 2 | Pnc Financial Services | 97.82 Bn | 97.82 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.01 Bn | 96.01 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.82 Bn | -144.27 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.05 Bn | -81.26 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.31 Bn | 57.62 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.60 Bn | 61.60 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.59 Bn | 25.87 Bn | - | 1.90 |
| 10 | Mercer Bancorp | 20.27 Mn | 8.09 Mn | - | 1.61 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.61 |
| Dec 31, 2025 | 1.00 |
| Sep 30, 2025 | 0.78 |
| Jun 30, 2025 | 1.01 |
| Mar 31, 2025 | 1.06 |
| Dec 31, 2024 | 1.47 |
| Sep 30, 2024 | 1.44 |
| Jun 30, 2024 | 1.24 |
| Mar 31, 2024 | 1.23 |
| Dec 31, 2023 | 1.31 |
| Sep 30, 2023 | 3.03 |
| Jun 30, 2023 | 1.39 |
| Mar 31, 2023 | 1.43 |
| Dec 31, 2022 | 8.25 |
| Sep 30, 2022 | 8.13 |
| Jun 30, 2022 | 5.66 |
| Mar 31, 2022 | 3.56 |