Mercer Bancorp MSBB Income Statement (2022-2026)

OTC MSBB
$21.50 +1.23 (+6.07%)
At close: Oct 20, 2026 · 4:00 PM EDT
Reported Financials

Mercer Bancorp Quarterly Income Statement

Periods 17 quarters
Latest Mar 2026

Mercer Bancorp reported revenue of $1.95M and net income of $0.27M for the quarter ended Mar 2026, up 9.0% year over year. This income statement covers 17 quarters of results from Mar 2022 through Mar 2026, standardized by Business Quant from the company’s SEC filings.

Income StatementIncome Statement Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026
Revenue & Cost
Interest income
Interest income - Loans 1.05M1.06M1.14M1.22M1.26M1.36M1.54M1.72M1.82M1.95M2.11M2.17M2.15M2.24M2.24M2.19M2.23M
Interest Income - Debt Securities 0.02M0.05M0.02M0.07M0.07M0.06M0.06M0.07M0.07M0.09M0.09M0.09M0.08M0.08M0.08M0.08M0.09M
Interest Income - Deposits 0.01M0.04M0.09M0.11M0.12M0.08M0.06M0.09M0.07M0.08M0.10M0.08M0.07M0.08M0.06M0.06M0.06M
Interest Income - Total 1.09M1.15M1.25M1.39M1.44M1.51M1.66M1.88M1.96M2.12M2.30M2.33M2.31M2.40M2.39M2.34M2.37M
Interest expenses
Interest Expense - Deposits 0.06M0.06M0.05M0.05M0.11M0.15M0.18M0.33M0.44M0.47M0.50M0.46M0.41M0.46M0.51M0.55M0.54M
Interest Expense - Debt 0.01M0.01M0.01M0.01M0.01M0.02M0.08M0.17M0.14M0.20M0.29M0.28M0.25M0.17M0.10M0.04M0.01M
Interest ExpensesInterest Expense 0.07M0.06M0.06M0.06M0.12M0.17M0.26M0.50M0.58M0.67M0.79M0.74M0.66M0.63M0.60M0.59M0.55M
Net interest income
Interest Income - Net 1.02M1.09M1.19M1.34M1.32M1.34M1.40M1.38M1.38M1.45M1.51M1.59M1.65M1.77M1.79M1.75M1.82M
Provision for Credit LossesProvisions 0.01M0.06M0.07M-0.14M0.28M0.01M-0.03M0.07M-0.01M915.000.03M0.04M0.05M0.04M0.02M
Net Interest Income After ProvisionsNII After Provisions 1.01M1.09M1.19M1.34M1.32M1.34M1.40M1.38M1.38M1.38M1.51M1.59M1.62M1.73M1.79M1.75M1.81M
Non-interest income
Investment Gain (Loss) -0.01M0.00M-0.01M
Gain (Loss) on Sale of LoansGain on Loan Sales 0.00M0.01M-985.000.01M0.01M0.01M0.01M0.01M0.00M
Bank-Owned Life Insurance IncomeBOLI Income 0.01M0.01M0.02M0.01M0.01M0.01M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.00M0.01M0.01M
Other Non-Interest Income 0.13M0.14M0.28M0.12M0.13M0.18M0.15M0.15M0.14M0.18M0.32M0.13M0.12M0.07M0.11M0.11M0.12M
Non-Interest Income - Total 0.14M0.16M0.30M0.13M0.15M0.20M0.17M0.16M0.15M0.20M0.33M0.15M0.14M0.09M0.12M0.11M0.13M
Revenue 1.16M1.25M1.49M1.47M1.47M1.54M1.57M1.54M1.53M1.65M1.84M1.74M1.79M1.86M1.90M1.86M1.95M
Operating Items
Wages, Salaries and OtherWages 0.50M0.51M0.55M0.54M0.54M0.57M0.55M0.62M0.63M0.63M0.64M0.63M0.61M0.70M0.76M0.76M0.81M
Occupancy ExpenseOccupancy 0.09M0.08M0.09M0.11M0.11M0.11M0.12M0.12M0.13M0.13M0.13M0.12M0.14M0.14M0.16M0.17M0.17M
Technology and CommunicationsTechnology 0.11M0.11M0.12M0.13M0.13M0.13M0.13M0.13M0.15M0.18M0.19M0.18M0.37M0.16M0.14M0.20M0.15M
Professional Fees 0.04M0.03M0.04M0.05M0.05M0.06M0.12M0.11M0.11M0.13M0.16M0.10M0.18M0.11M0.13M0.15M0.12M
Marketing and AdvertisingMarketing 0.02M0.02M0.03M0.02M0.02M0.03M0.03M0.02M0.04M0.02M0.04M0.02M0.02M0.02M0.03M0.03M0.02M
FDIC Insurance 0.01M0.01M0.01M0.01M0.01M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M0.02M
Other Non-Interest ExpenseOther Non-Int. Exp. 0.18M0.18M0.18M0.18M0.19M0.22M0.83M0.28M0.27M0.29M0.34M0.30M0.36M0.21M0.22M0.31M0.29M
Operating ExpensesOpex 0.98M0.96M1.05M1.06M1.08M1.18M1.81M1.33M1.37M1.41M1.53M1.40M1.72M1.40M1.49M1.65M1.60M
Net income details
EBT 0.17M0.29M0.44M0.40M0.39M0.36M-0.24M0.22M0.17M0.17M0.31M0.35M0.04M0.43M0.41M0.21M0.34M
Tax ProvisionsTaxes 0.03M0.06M0.06M0.08M0.08M0.07M-0.05M0.04M0.04M0.02M0.06M0.07M0.01M0.09M0.08M0.04M0.06M
Profit After TaxPAT 0.14M0.24M0.38M0.33M0.31M0.29M-0.19M0.17M0.13M0.14M0.25M0.28M0.04M0.33M0.33M0.17M0.27M
Income from Continuing OperationsIncome (Continuing) 0.14M0.24M0.38M0.33M0.31M0.29M-0.19M0.17M0.13M0.14M0.25M0.28M0.04M0.33M0.33M0.17M0.27M
Consolidated Net IncomeConsol Net Inc. 0.14M0.24M0.38M0.33M0.31M0.29M-0.19M0.17M0.13M0.14M0.25M0.28M0.04M0.33M0.33M0.17M0.27M
Income towards Parent CompanyParent Net Inc 0.14M0.24M0.38M0.33M0.31M0.29M-0.19M0.17M0.13M0.14M0.25M0.28M0.04M0.33M0.33M0.17M0.27M
Net Income towards Common StockholdersNet Income 0.14M0.24M0.38M0.33M0.31M0.29M-0.19M0.17M0.13M0.14M0.25M0.28M0.04M0.33M0.33M0.17M0.27M
Additional items
EPS (Basic) 0.170.130.140.260.270.040.360.350.180.28
EPS (Diluted) 0.140.150.260.290.040.360.340.180.28
Weighted Average Shares OutstandingWtd. Avg. Shares 1.02M1.02M1.02M0.94M1.02M0.95M0.93M0.94M0.96M0.96M
Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.) 0.95M0.95M0.94M0.95M0.95M0.94M0.95M0.97M0.97M
Shares Outstanding (Entity)Shares Outstanding (Entity.) 1.02M1.02M1.02M1.02M1.02M1.02M1.01M1.03M1.03M1.03M1.01M

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