Mechanics Bancorp (MCHB) Loans - Loss Allowance (2010 - 2026)
Mechanics Bancorp's Loans - Loss Allowance came in at $152.6 million for Q2 2026, up 123.3% from $68.33 million a year earlier but down 2.7% from the prior quarter.
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Analysis
Mechanics Bancorp (MCHB) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
At the end of FY2025, Mechanics Bancorp's Loans - Loss Allowance was $153.32 million, up 73.1% from FY2024.
- Loans - Loss Allowance carries a five-year compound annual growth rate of 19.0% (FY2020 to FY2025).
- Going back by year, Loans - Loss Allowance was $88.56 million in FY2024 (-33.8%), $133.78 million in FY2023 (+222.4%), $41.5 million in FY2022 (-11.9%) and $47.12 million in FY2021 (-26.7%).
- The five-year range for quarterly Loans - Loss Allowance is $37.36 million (Q2 2022) to $168.96 million (Q3 2025).
- Year-over-year, Loans - Loss Allowance has increased for four consecutive quarters, with growth averaging 68.2% over the last eight quarters.
- The fastest year-over-year change in Loans - Loss Allowance over five years came in Q4 2023 (growth of 222.4%), and the weakest in Q1 2022 (a decline of 40.8%).
- Business Quant data shows MCHB's Loans - Loss Allowance at $156.8 million (Q1 2026), $153.32 million (Q4 2025) and $168.96 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Mechanics Bancorp | 3.27 Bn | -433.32 Mn | - | 152.60 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 152.60 Mn |
| Mar 31, 2026 | 156.80 Mn |
| Dec 31, 2025 | 153.32 Mn |
| Sep 30, 2025 | 168.96 Mn |
| Jun 30, 2025 | 68.33 Mn |
| Mar 31, 2025 | 75.52 Mn |
| Dec 31, 2024 | 88.56 Mn |
| Sep 30, 2024 | 103.48 Mn |
| Jun 30, 2024 | 108.02 Mn |
| Mar 31, 2024 | 39.68 Mn |
| Dec 31, 2023 | 133.78 Mn |
| Sep 30, 2023 | 40.00 Mn |
| Jun 30, 2023 | 41.50 Mn |
| Mar 31, 2023 | 41.50 Mn |
| Dec 31, 2022 | 41.50 Mn |
| Sep 30, 2022 | 37.61 Mn |
| Jun 30, 2022 | 37.36 Mn |
| Mar 31, 2022 | 37.94 Mn |
| Dec 31, 2021 | 47.12 Mn |
| Sep 30, 2021 | 54.52 Mn |
API Access
Mechanics Bancorp Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=MCHB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "MCHB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=MCHB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();