Mechanics Bancorp (MCHB) Loans - Loss Allowance (2010 - 2026)
Mechanics Bancorp (MCHB) posted quarterly Loans - Loss Allowance of $156.8 million for Q1 2026, up 107.64% year-over-year from $75.5 million in Q1 2025, and up 2.27% quarter-over-quarter from $153.3 million in Q4 2025.
Mechanics Bancorp (MCHB) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
Mechanics Bancorp (MCHB) has reported Loans - Loss Allowance for 16 consecutive years, with $156.8 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 107.64% year-over-year to $156.8 million; the TTM figure through Mar 2026 stood at $156.8 million (up 107.64% YoY), while the FY2025 annual figure was $153.3 million, up 73.13% from the prior year.
- Loans - Loss Allowance rose to $156.8 million in Q1 2026 per MCHB's latest filing, from $153.3 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $169.0 million in Q3 2025 and bottomed at $37.4 million in Q2 2022.
- Historically, Loans - Loss Allowance has averaged $80.8 million across 5 years, with a median of $68.3 million in 2025.
- Annual changes were most pronounced in 2022 — Loans - Loss Allowance tumbled 40.76% — and 2023, when it surged 222.36%.
- Mechanics Bancorp's Loans - Loss Allowance stood at $41.5 million in 2022, then soared by 222.36% to $133.8 million in 2023, then tumbled by 33.8% to $88.6 million in 2024, then surged by 73.13% to $153.3 million in 2025, then advanced by 2.27% to $156.8 million in 2026.
- Business Quant data shows MCHB's Loans - Loss Allowance at $156.8 million in Q1 2026, $153.3 million in Q4 2025, and $169.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Mechanics Bancorp | 3.59 Bn | 2.99 Bn | - | 152.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 152.60 Mn |
| Mar 31, 2026 | 156.80 Mn |
| Dec 31, 2025 | 153.32 Mn |
| Sep 30, 2025 | 168.96 Mn |
| Jun 30, 2025 | 68.33 Mn |
| Mar 31, 2025 | 75.52 Mn |
| Dec 31, 2024 | 88.56 Mn |
| Sep 30, 2024 | 103.48 Mn |
| Jun 30, 2024 | 108.02 Mn |
| Mar 31, 2024 | 39.68 Mn |
| Dec 31, 2023 | 133.78 Mn |
| Sep 30, 2023 | 40.00 Mn |
| Jun 30, 2023 | 41.50 Mn |
| Mar 31, 2023 | 41.50 Mn |
| Dec 31, 2022 | 41.50 Mn |
| Sep 30, 2022 | 37.61 Mn |
| Jun 30, 2022 | 37.36 Mn |
| Mar 31, 2022 | 37.94 Mn |
| Dec 31, 2021 | 47.12 Mn |
| Sep 30, 2021 | 54.52 Mn |