Mechanics Bancorp (MCHB) Loans - Loss Allowance (2010 - 2026)
Mechanics Bancorp's (MCHB) quarterly Loans - Loss Allowance came in at $156.8 million in Q1 2026, up 107.64% year-on-year from $75.5 million in Q1 2025, and up 2.27% on a QoQ basis from $153.3 million in Q4 2025.
Mechanics Bancorp (MCHB) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
Mechanics Bancorp (MCHB) has 16 years of Loans - Loss Allowance data on file, last reported at $156.8 million in Q1 2026.
- On a quarterly basis, Loans - Loss Allowance rose 107.64% year-over-year to $156.8 million in Q1 2026; TTM through Mar 2026 was $156.8 million, a 107.64% increase from a year earlier, with the FY2025 full-year figure at $153.3 million, up 73.13% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $156.8 million, up from $153.3 million in the prior quarter.
- Over the last five years, Loans - Loss Allowance for MCHB reached as high as $169.0 million in Q3 2025 and fell as low as $37.4 million in Q2 2022.
- Historically, Loans - Loss Allowance has averaged $80.8 million across 5 years, with a median of $68.3 million in 2025.
- Across the five-year window, Loans - Loss Allowance sank 40.76% in 2022 and soared 222.36% in 2023, its largest moves.
- Year by year, Loans - Loss Allowance stood at $41.5 million in 2022, then surged by 222.36% to $133.8 million in 2023, then tumbled by 33.8% to $88.6 million in 2024, then jumped by 73.13% to $153.3 million in 2025, then grew by 2.27% to $156.8 million in 2026.
- Per Business Quant data, the three most recent Loans - Loss Allowance figures were $156.8 million in Q1 2026, $153.3 million in Q4 2025, and $169.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | Mechanics Bancorp | 301.60 Mn | -231.38 Mn | 9.51 Mn | 156.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 156.80 Mn |
| Dec 31, 2025 | 153.32 Mn |
| Sep 30, 2025 | 168.96 Mn |
| Jun 30, 2025 | 68.33 Mn |
| Mar 31, 2025 | 75.52 Mn |
| Dec 31, 2024 | 88.56 Mn |
| Sep 30, 2024 | 103.48 Mn |
| Jun 30, 2024 | 108.02 Mn |
| Mar 31, 2024 | 39.68 Mn |
| Dec 31, 2023 | 133.78 Mn |
| Sep 30, 2023 | 40.00 Mn |
| Jun 30, 2023 | 41.50 Mn |
| Mar 31, 2023 | 41.50 Mn |
| Dec 31, 2022 | 41.50 Mn |
| Sep 30, 2022 | 37.61 Mn |
| Jun 30, 2022 | 37.36 Mn |
| Mar 31, 2022 | 37.94 Mn |
| Dec 31, 2021 | 47.12 Mn |
| Sep 30, 2021 | 54.52 Mn |
| Jun 30, 2021 | 59.90 Mn |