Mechanics Bancorp (MCHB) Loans - Loss Allowance (2010 - 2026)

Mechanics Bancorp's (MCHB) quarterly Loans - Loss Allowance came in at $156.8 million in Q1 2026, up 107.64% year-on-year from $75.5 million in Q1 2025, and up 2.27% on a QoQ basis from $153.3 million in Q4 2025.

Mechanics Bancorp (MCHB) Loans - Loss Allowance (2010 - 2026) Analysis & Trends

Mechanics Bancorp (MCHB) has 16 years of Loans - Loss Allowance data on file, last reported at $156.8 million in Q1 2026.

  • On a quarterly basis, Loans - Loss Allowance rose 107.64% year-over-year to $156.8 million in Q1 2026; TTM through Mar 2026 was $156.8 million, a 107.64% increase from a year earlier, with the FY2025 full-year figure at $153.3 million, up 73.13% from the prior year.
  • Loans - Loss Allowance for Q1 2026 stood at $156.8 million, up from $153.3 million in the prior quarter.
  • Over the last five years, Loans - Loss Allowance for MCHB reached as high as $169.0 million in Q3 2025 and fell as low as $37.4 million in Q2 2022.
  • Historically, Loans - Loss Allowance has averaged $80.8 million across 5 years, with a median of $68.3 million in 2025.
  • Across the five-year window, Loans - Loss Allowance sank 40.76% in 2022 and soared 222.36% in 2023, its largest moves.
  • Year by year, Loans - Loss Allowance stood at $41.5 million in 2022, then surged by 222.36% to $133.8 million in 2023, then tumbled by 33.8% to $88.6 million in 2024, then jumped by 73.13% to $153.3 million in 2025, then grew by 2.27% to $156.8 million in 2026.
  • Per Business Quant data, the three most recent Loans - Loss Allowance figures were $156.8 million in Q1 2026, $153.3 million in Q4 2025, and $169.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 4.83 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 10.35 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 12.61 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 4.66 Bn
10 Mechanics Bancorp 301.60 Mn -231.38 Mn 9.51 Mn 156.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 156.80 Mn
Dec 31, 2025 153.32 Mn
Sep 30, 2025 168.96 Mn
Jun 30, 2025 68.33 Mn
Mar 31, 2025 75.52 Mn
Dec 31, 2024 88.56 Mn
Sep 30, 2024 103.48 Mn
Jun 30, 2024 108.02 Mn
Mar 31, 2024 39.68 Mn
Dec 31, 2023 133.78 Mn
Sep 30, 2023 40.00 Mn
Jun 30, 2023 41.50 Mn
Mar 31, 2023 41.50 Mn
Dec 31, 2022 41.50 Mn
Sep 30, 2022 37.61 Mn
Jun 30, 2022 37.36 Mn
Mar 31, 2022 37.94 Mn
Dec 31, 2021 47.12 Mn
Sep 30, 2021 54.52 Mn
Jun 30, 2021 59.90 Mn