Mechanics Bancorp (MCHB) Loans - Loss Allowance (2010 - 2026)
Mechanics Bancorp (MCHB) reported Loans - Loss Allowance of $156.8 million for Q1 2026, up 107.64% year-over-year from $75.5 million in Q1 2025, and up 2.27% quarter-over-quarter from $153.3 million in Q4 2025.
Mechanics Bancorp (MCHB) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
Mechanics Bancorp (MCHB) has 16 years of Loans - Loss Allowance data on file, last reported at $156.8 million in Q1 2026.
- Loans - Loss Allowance for Q1 2026 came in at $156.8 million, up 107.64% year-over-year; the trailing twelve-month figure through Mar 2026 was $156.8 million (up 107.64% YoY), and the FY2025 annual result was $153.3 million, up 73.13% from the prior year.
- Loans - Loss Allowance advanced to $156.8 million in Q1 2026 per MCHB's latest filing, from $153.3 million in the prior quarter.
- Over five years, Loans - Loss Allowance peaked at $169.0 million in Q3 2025 and troughed at $37.4 million in Q2 2022.
- A 5-year average of $80.8 million and a median of $68.3 million in 2025 frame the typical range for Loans - Loss Allowance.
- The sharpest annual moves came in 2022 and 2023: Loans - Loss Allowance tumbled 40.76% in 2022, then surged 222.36% in 2023.
- A 5-year view of Loans - Loss Allowance shows it stood at $41.5 million in 2022, then surged by 222.36% to $133.8 million in 2023, then slumped by 33.8% to $88.6 million in 2024, then jumped by 73.13% to $153.3 million in 2025, then gained by 2.27% to $156.8 million in 2026.
- Business Quant data shows MCHB's Loans - Loss Allowance at $156.8 million in Q1 2026, $153.3 million in Q4 2025, and $169.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,269.32 Bn | 97,269.32 Bn | - | - |
| 2 | Bank Bradesco | 6,591.89 Bn | 6,575.95 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 209.71 Bn | 209.56 Bn | - | 10.35 Mn |
| 5 | Itau Unibanco Holding | 198.08 Bn | 198.08 Bn | - | - |
| 6 | Landmark Bancorp | 177.39 Bn | 177.36 Bn | - | 12.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 135.71 Bn | 103.28 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -819.67 Mn |
| 10 | Mechanics Bancorp | 3.26 Bn | 2.78 Bn | 9.51 Mn | 156.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 156.80 Mn |
| Dec 31, 2025 | 153.32 Mn |
| Sep 30, 2025 | 168.96 Mn |
| Jun 30, 2025 | 68.33 Mn |
| Mar 31, 2025 | 75.52 Mn |
| Dec 31, 2024 | 88.56 Mn |
| Sep 30, 2024 | 103.48 Mn |
| Jun 30, 2024 | 108.02 Mn |
| Mar 31, 2024 | 39.68 Mn |
| Dec 31, 2023 | 133.78 Mn |
| Sep 30, 2023 | 40.00 Mn |
| Jun 30, 2023 | 41.50 Mn |
| Mar 31, 2023 | 41.50 Mn |
| Dec 31, 2022 | 41.50 Mn |
| Sep 30, 2022 | 37.61 Mn |
| Jun 30, 2022 | 37.36 Mn |
| Mar 31, 2022 | 37.94 Mn |
| Dec 31, 2021 | 47.12 Mn |
| Sep 30, 2021 | 54.52 Mn |
| Jun 30, 2021 | 59.90 Mn |