Metropolitan Bank Holding (MCB) Loans - Loss Allowance (2016 - 2026)
Metropolitan Bank Holding (MCB) recorded Loans - Loss Allowance of $62.01 million in Q2 2026, down 16.3% from $74.07 million a year earlier and down 24.4% from the prior quarter.
Metropolitan Bank Holding (MCB) Loans - Loss Allowance (2016 - 2026) Analysis & Trends
At the end of FY2025, Metropolitan Bank Holding reported Loans - Loss Allowance of $97.08 million, up 53.4% from FY2024.
- Annual Loans - Loss Allowance has increased for four straight years, with a five-year compound annual growth rate of 22.4% (FY2020 to FY2025).
- Across earlier years, Loans - Loss Allowance came in at $63.27 million in FY2024 (+9.2%), $57.97 million in FY2023 (+29.2%), $44.88 million in FY2022 (+29.2%) and $34.73 million in FY2021 (-1.9%).
- The Q2 2026 figure is the lowest quarterly Loans - Loss Allowance since Q2 2024.
- On a year-over-year basis, Loans - Loss Allowance rose in seven of the last eight quarters, with growth averaging 22.1%.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 53.4% in Q4 2025, against a decline of 16.3% in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at $82.07 million (Q1 2026), $97.08 million (Q4 2025) and $94.24 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | 347,603.00 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | - |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | - |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 13.91 Bn |
| 10 | Metropolitan Bank Holding | 1.09 Bn | -603.87 Mn | - | 62.01 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 62.01 Mn |
| Mar 31, 2026 | 82.07 Mn |
| Dec 31, 2025 | 97.08 Mn |
| Sep 30, 2025 | 94.24 Mn |
| Jun 30, 2025 | 74.07 Mn |
| Mar 31, 2025 | 67.80 Mn |
| Dec 31, 2024 | 63.27 Mn |
| Sep 30, 2024 | 62.49 Mn |
| Jun 30, 2024 | 60.01 Mn |
| Mar 31, 2024 | 58.54 Mn |
| Dec 31, 2023 | 57.97 Mn |
| Sep 30, 2023 | 52.30 Mn |
| Jun 30, 2023 | 51.65 Mn |
| Mar 31, 2023 | 47.75 Mn |
| Dec 31, 2022 | 44.88 Mn |
| Sep 30, 2022 | 42.54 Mn |
| Jun 30, 2022 | 40.53 Mn |
| Mar 31, 2022 | 38.13 Mn |
| Dec 31, 2021 | 34.73 Mn |
| Sep 30, 2021 | 38.12 Mn |
Metropolitan Bank Holding Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=MCB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "MCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=MCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();