Mercantile Bank (MBWM) Loans - Loss Allowance (2016 - 2025)

Mercantile Bank's Loans - Loss Allowance history spans 10 years, with the latest figure at $58.2 million for Q4 2025.

  • For Q4 2025, Loans - Loss Allowance rose 6.86% year-over-year to $58.2 million; the TTM value through Dec 2025 reached $58.2 million, up 6.86%, while the annual FY2025 figure was $58.2 million, 6.86% up from the prior year.
  • Loans - Loss Allowance reached $58.2 million in Q4 2025 per MBWM's latest filing, down from $59.1 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $59.1 million in Q3 2025 to a low of $35.2 million in Q1 2022.
  • Average Loans - Loss Allowance over 5 years is $46.8 million, with a median of $46.4 million recorded in 2023.
  • Peak YoY movement for Loans - Loss Allowance: skyrocketed 55.85% in 2021, then dropped 9.15% in 2022.
  • A 5-year view of Loans - Loss Allowance shows it stood at $35.4 million in 2021, then grew by 19.46% to $42.2 million in 2022, then rose by 18.15% to $49.9 million in 2023, then rose by 9.1% to $54.5 million in 2024, then rose by 6.86% to $58.2 million in 2025.
  • Per Business Quant, the three most recent readings for MBWM's Loans - Loss Allowance are $58.2 million (Q4 2025), $59.1 million (Q3 2025), and $58.4 million (Q2 2025).