Mercantile Bank (MBWM) Change in Net Loans (2010 - 2026)
Mercantile Bank (MBWM) reported Change in Net Loans of $98.21 million for Q2 2026, up 60.1% from $61.36 million a year earlier.
Mercantile Bank (MBWM) Change in Net Loans (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Mercantile Bank's Change in Net Loans came in at $14.74 million, down 94.6% year-over-year; for FY2025, it came in at $19.25 million, down 93.8% from FY2024.
- Change in Net Loans has declined for three consecutive years, with a five-year compound annual growth rate of -43.7% (FY2020 to FY2025).
- By year, Change in Net Loans came in at $309.83 million in FY2024 (-20.0%), $387.28 million in FY2023 (-16.2%), $462.43 million in FY2022 (+72.6%) and $267.9 million in FY2021 (-21.5%).
- The Q2 2026 figure ranks as the highest quarterly Change in Net Loans since Q3 2024.
- Year over year, Change in Net Loans gained in three of the last six quarters, with growth averaging 11.8%.
- The high point for year-over-year Change in Net Loans in five years was Q4 2023 (growth of 460.0%); the low point was Q4 2025 (a decline of 90.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at -$5.71 million (Q1 2026), $5.65 million (Q4 2025) and -$83.41 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 886.05 Bn | 915.53 Bn | - | - |
| 2 | Banco Santander Chile | 409.93 Bn | 529.88 Bn | - | - |
| 3 | Bank Of America | 377.01 Bn | -1,999.06 Bn | - | - |
| 4 | Hsbc Holdings | 329.11 Bn | 329.16 Bn | - | - |
| 5 | Morgan Stanley | 295.54 Bn | -213.55 Bn | - | 12.69 Bn |
| 6 | Royal Bank Of Canada | 273.59 Bn | 124.33 Bn | - | -22.01 Bn |
| 7 | Mitsubishi Ufj Financial | 268.33 Bn | -1,320.16 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 261.29 Bn | -3,295.82 Bn | - | 7.29 Bn |
| 9 | Wells Fargo & Company | 243.13 Bn | 245.26 Bn | - | -19.63 Bn |
| 10 | Mercantile Bank | 1.02 Bn | 1.02 Bn | - | 98.21 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 98.21 Mn |
| Mar 31, 2026 | -5.71 Mn |
| Dec 31, 2025 | 5.65 Mn |
| Sep 30, 2025 | -83.41 Mn |
| Jun 30, 2025 | 61.36 Mn |
| Mar 31, 2025 | 35.66 Mn |
| Dec 31, 2024 | 61.35 Mn |
| Sep 30, 2024 | 114.69 Mn |
| Jun 30, 2024 | 115.97 Mn |
| Mar 31, 2024 | 17.82 Mn |
| Dec 31, 2023 | 199.28 Mn |
| Sep 30, 2023 | 52.60 Mn |
| Jun 30, 2023 | 86.47 Mn |
| Mar 31, 2023 | 48.94 Mn |
| Dec 31, 2022 | 35.59 Mn |
| Sep 30, 2022 | 156.91 Mn |
| Jun 30, 2022 | 167.69 Mn |
| Mar 31, 2022 | 102.24 Mn |
| Dec 31, 2021 | 138.38 Mn |
| Sep 30, 2021 | 65.22 Mn |
Mercantile Bank Change in Net Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=MBWM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-net-loans", "ticker": "MBWM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=MBWM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();