Merchants Bancorp (MBIN) Loans - Loss Allowance (2016 - 2026)
Merchants Bancorp (MBIN) recorded quarterly Loans - Loss Allowance of $76.8 million in Q1 2026, down 7.77% quarter-over-quarter from $83.3 million in Q4 2025, and down 7.89% on a YoY basis from $83.4 million in Q1 2025.
Merchants Bancorp (MBIN) Loans - Loss Allowance (2016 - 2026) Analysis & Trends
Merchants Bancorp's Loans - Loss Allowance history runs 11 years deep, the most recent figure standing at $76.8 million for Q1 2026.
- In Q1 2026, Loans - Loss Allowance fell 7.89% year-over-year to $76.8 million; the TTM figure through Mar 2026 stood at $76.8 million (down 7.89% YoY), while the FY2025 annual figure was $83.3 million, down 1.29% from the prior year.
- Loans - Loss Allowance was $76.8 million for Q1 2026 at Merchants Bancorp, down from $83.3 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $93.3 million in Q3 2025 to a low of $32.1 million in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $68.3 million across 5 years, with a median of $75.7 million in 2024.
- The sharpest annual moves came in 2023 and 2026: Loans - Loss Allowance soared 71.46% in 2023, then dropped 7.89% in 2026.
- A 5-year view of Loans - Loss Allowance shows it stood at $44.0 million in 2022, then surged by 63.02% to $71.8 million in 2023, then rose by 17.61% to $84.4 million in 2024, then fell by 1.29% to $83.3 million in 2025, then dropped by 7.77% to $76.8 million in 2026.
- The last three Loans - Loss Allowance figures came in at $76.8 million (Q1 2026), $83.3 million (Q4 2025), and $93.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.35 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 12.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -819.67 Mn |
| 10 | Merchants Bancorp | 2.30 Bn | 1.66 Bn | - | 76.83 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 76.83 Mn |
| Dec 31, 2025 | 83.30 Mn |
| Sep 30, 2025 | 93.33 Mn |
| Jun 30, 2025 | 91.81 Mn |
| Mar 31, 2025 | 83.41 Mn |
| Dec 31, 2024 | 84.39 Mn |
| Sep 30, 2024 | 84.55 Mn |
| Jun 30, 2024 | 81.03 Mn |
| Mar 31, 2024 | 75.71 Mn |
| Dec 31, 2023 | 71.75 Mn |
| Sep 30, 2023 | 66.86 Mn |
| Jun 30, 2023 | 62.99 Mn |
| Mar 31, 2023 | 51.84 Mn |
| Dec 31, 2022 | 44.01 Mn |
| Sep 30, 2022 | 39.00 Mn |
| Jun 30, 2022 | 37.47 Mn |
| Mar 31, 2022 | 32.10 Mn |
| Dec 31, 2021 | 31.34 Mn |
| Sep 30, 2021 | 29.13 Mn |
| Jun 30, 2021 | 28.70 Mn |