Merchants Bancorp (MBIN) Loans - Loss Allowance (2016 - 2026)
Merchants Bancorp (MBIN) recorded Loans - Loss Allowance of $75.8 million in Q2 2026, down 17.4% from $91.81 million a year earlier and down 1.3% from the prior quarter.
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Analysis
Merchants Bancorp (MBIN) Loans - Loss Allowance (2016 - 2026) Analysis & Trends
At the end of FY2025, Merchants Bancorp reported Loans - Loss Allowance of $83.3 million, down 1.3% from FY2024.
- Annual Loans - Loss Allowance has a five-year compound annual growth rate of 24.8% (FY2020 to FY2025).
- Across earlier years, Loans - Loss Allowance came in at $84.39 million in FY2024 (+17.6%), $71.75 million in FY2023 (+63.0%), $44.01 million in FY2022 (+40.4%) and $31.34 million in FY2021 (+14.0%).
- The Q2 2026 figure is the lowest quarterly Loans - Loss Allowance since Q1 2024.
- On a year-over-year basis, Loans - Loss Allowance has declined for three consecutive quarters, with growth averaging 6.4% over the last eight quarters.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 71.5% in Q3 2023, against a decline of 17.4% in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at $76.83 million (Q1 2026), $83.3 million (Q4 2025) and $93.33 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Merchants Bancorp | 2.25 Bn | -1.25 Bn | - | 75.80 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 75.80 Mn |
| Mar 31, 2026 | 76.83 Mn |
| Dec 31, 2025 | 83.30 Mn |
| Sep 30, 2025 | 93.33 Mn |
| Jun 30, 2025 | 91.81 Mn |
| Mar 31, 2025 | 83.41 Mn |
| Dec 31, 2024 | 84.39 Mn |
| Sep 30, 2024 | 84.55 Mn |
| Jun 30, 2024 | 81.03 Mn |
| Mar 31, 2024 | 75.71 Mn |
| Dec 31, 2023 | 71.75 Mn |
| Sep 30, 2023 | 66.86 Mn |
| Jun 30, 2023 | 62.99 Mn |
| Mar 31, 2023 | 51.84 Mn |
| Dec 31, 2022 | 44.01 Mn |
| Sep 30, 2022 | 39.00 Mn |
| Jun 30, 2022 | 37.47 Mn |
| Mar 31, 2022 | 32.10 Mn |
| Dec 31, 2021 | 31.34 Mn |
| Sep 30, 2021 | 29.13 Mn |
API Access
Merchants Bancorp Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=MBIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "MBIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=MBIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();