Lufax Holding (LU) Interest Coverage Ratio (2019 - 2024)
Lufax Holding (LU) posted quarterly Interest Coverage Ratio of 5.69 for Q4 2024, down 124.93% YoY from 22.82 in Q1 2024, and down 144.45% sequentially from 12.8 in Q3 2024.
Lufax Holding (LU) Interest Coverage Ratio (2019 - 2024) Analysis & Trends
Lufax Holding has disclosed Interest Coverage Ratio across 6 years of filings, most recently posting 5.69 for Q4 2024.
- In Q4 2024, Interest Coverage Ratio fell 124.93% year-over-year to 5.69; the TTM figure through Dec 2024 stood at 23.74 (down 703.42% YoY), while the FY2025 annual figure was 1.24, up 94.74% from the prior year.
- Interest Coverage Ratio slipped to 5.69 in Q4 2024, from 12.8 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for LU reached as high as 28.62 in Q2 2024 and fell as low as 34.49 in Q3 2021.
- The 5-year median for Interest Coverage Ratio is 7.72 (2023), against an average of 7.63.
- Annual changes were most pronounced in 2021 — Interest Coverage Ratio sank 2794.18% — and 2023, when it jumped 935.42%.
- A 5-year view of Interest Coverage Ratio shows it stood at 11.82 in 2020, then dropped by 28.81% to 15.23 in 2021, then surged by 114.47% to 2.2 in 2022, then jumped by 935.42% to 22.82 in 2023, then tumbled by 124.93% to 5.69 in 2024.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 5.69, 12.8, and 28.62 for Q4 2024, Q3 2024, and Q2 2024 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Lufax Holding | - | - | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2024 | -5.69 |
| Sep 30, 2024 | 12.80 |
| Jun 30, 2024 | 28.62 |
| Mar 31, 2024 | -6.76 |
| Dec 31, 2023 | 22.82 |
| Sep 30, 2023 | -6.65 |
| Jun 30, 2023 | -8.99 |
| Mar 31, 2023 | -4.93 |
| Dec 31, 2022 | 2.20 |
| Sep 30, 2022 | -5.90 |
| Jun 30, 2022 | -18.97 |
| Mar 31, 2022 | -32.89 |
| Dec 31, 2021 | -15.23 |
| Sep 30, 2021 | -34.63 |
| Jun 30, 2021 | -22.00 |
| Mar 31, 2021 | -22.90 |
| Dec 31, 2020 | -11.82 |
| Sep 30, 2020 | -1.19 |
| Jun 30, 2020 | -8.85 |
| Mar 31, 2020 | -11.91 |