Lufax Holding (LU) Interest Coverage Ratio (2019 - 2024)

Lufax Holding (LU) reported Interest Coverage Ratio of 5.69 for Q4 2024, down 124.93% year-over-year from 22.82 in Q1 2024, and down 144.45% quarter-over-quarter from 12.8 in Q3 2024.

Lufax Holding (LU) Interest Coverage Ratio (2019 - 2024) Analysis & Trends

Lufax Holding (LU) has 6 years of Interest Coverage Ratio data on file, last reported at 5.69 in Q4 2024.

  • Interest Coverage Ratio for Q4 2024 came in at 5.69, down 124.93% year-over-year; the trailing twelve-month figure through Dec 2024 was 23.74 (down 703.42% YoY), and the FY2025 annual result was 1.24, up 94.74% from the prior year.
  • Interest Coverage Ratio fell to 5.69 in Q4 2024 per LU's latest filing, from 12.8 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 28.62 in Q2 2024 and troughed at 34.63 in Q3 2021.
  • A 5-year average of 7.6 and a median of 7.72 in 2023 frame the typical range for Interest Coverage Ratio.
  • The sharpest annual moves came in 2021 and 2023: Interest Coverage Ratio tumbled 2805.74% in 2021, then jumped 935.42% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 11.82 in 2020, then dropped by 28.81% to 15.23 in 2021, then surged by 114.47% to 2.2 in 2022, then jumped by 935.42% to 22.82 in 2023, then sank by 124.93% to 5.69 in 2024.
  • Business Quant data shows LU's Interest Coverage Ratio at 5.69 in Q4 2024, 12.8 in Q3 2024, and 28.62 in Q2 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 Lufax Holding 354.37 Mn -1.21 Bn - -

Historic Data

Download Data
DateValue
Dec 31, 2024 -5.69
Sep 30, 2024 12.80
Jun 30, 2024 28.62
Mar 31, 2024 -6.76
Dec 31, 2023 22.82
Sep 30, 2023 -6.59
Jun 30, 2023 -8.68
Mar 31, 2023 -4.91
Dec 31, 2022 2.20
Sep 30, 2022 -5.90
Jun 30, 2022 -18.67
Mar 31, 2022 -32.93
Dec 31, 2021 -15.23
Sep 30, 2021 -34.63
Jun 30, 2021 -22.01
Mar 31, 2021 -22.66
Dec 31, 2020 -11.82
Sep 30, 2020 -1.19
Jun 30, 2020 -8.85
Mar 31, 2020 -11.91