Lufax Holding (LU) Interest Coverage Ratio (2019 - 2024)
Lufax Holding (LU) posted quarterly Interest Coverage Ratio of 4.0 for Q4 2024, down 117.53% year-over-year from 22.82 in Q1 2024, and down 130.59% quarter-over-quarter from 13.07 in Q3 2024.
Lufax Holding (LU) Interest Coverage Ratio (2019 - 2024) Analysis & Trends
Lufax Holding (LU) has reported Interest Coverage Ratio for 6 consecutive years, with 4.0 the latest figure, recorded in Q4 2024.
- In Q4 2024, Interest Coverage Ratio fell 117.53% year-over-year to 4.0; the TTM figure through Dec 2024 stood at 6.7 (down 126.6% YoY), while the FY2025 annual figure was 0.04, up 100.63% from the prior year.
- Interest Coverage Ratio declined to 4.0 in Q4 2024 per LU's latest filing, from 13.07 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 28.51 in Q2 2024 and bottomed at 34.63 in Q3 2021.
- Historically, Interest Coverage Ratio has averaged 7.5 across 5 years, with a median of 7.69 in 2023.
- Annual changes were most pronounced in 2021 — Interest Coverage Ratio tumbled 2805.74% — and 2023, when it jumped 935.42%.
- Lufax Holding's Interest Coverage Ratio stood at 11.82 in 2020, then declined by 28.81% to 15.23 in 2021, then soared by 114.47% to 2.2 in 2022, then surged by 935.42% to 22.82 in 2023, then tumbled by 117.53% to 4.0 in 2024.
- Business Quant data shows LU's Interest Coverage Ratio at 4.0 in Q4 2024, 13.07 in Q3 2024, and 28.51 in Q2 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | Lufax Holding | 2.51 Bn | -5.06 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2024 | -4.00 |
| Sep 30, 2024 | 13.07 |
| Jun 30, 2024 | 28.51 |
| Mar 31, 2024 | -6.69 |
| Dec 31, 2023 | 22.82 |
| Sep 30, 2023 | -6.59 |
| Jun 30, 2023 | -8.68 |
| Mar 31, 2023 | -4.91 |
| Dec 31, 2022 | 2.20 |
| Sep 30, 2022 | -5.90 |
| Jun 30, 2022 | -18.67 |
| Mar 31, 2022 | -32.93 |
| Dec 31, 2021 | -15.23 |
| Sep 30, 2021 | -34.63 |
| Jun 30, 2021 | -22.01 |
| Mar 31, 2021 | -22.66 |
| Dec 31, 2020 | -11.82 |
| Sep 30, 2020 | -1.19 |
| Jun 30, 2020 | -8.85 |
| Mar 31, 2020 | -11.91 |