Lufax Holding (LU) Interest Coverage Ratio (2019 - 2024)
Lufax Holding (LU) reported Interest Coverage Ratio of 5.69 for Q4 2024, down 124.93% year-over-year from 22.82 in Q1 2024, and down 144.45% quarter-over-quarter from 12.8 in Q3 2024.
Lufax Holding (LU) Interest Coverage Ratio (2019 - 2024) Analysis & Trends
Lufax Holding (LU) has 6 years of Interest Coverage Ratio data on file, last reported at 5.69 in Q4 2024.
- Interest Coverage Ratio for Q4 2024 came in at 5.69, down 124.93% year-over-year; the trailing twelve-month figure through Dec 2024 was 23.74 (down 703.42% YoY), and the FY2025 annual result was 1.24, up 94.74% from the prior year.
- Interest Coverage Ratio fell to 5.69 in Q4 2024 per LU's latest filing, from 12.8 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 28.62 in Q2 2024 and troughed at 34.63 in Q3 2021.
- A 5-year average of 7.6 and a median of 7.72 in 2023 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2021 and 2023: Interest Coverage Ratio tumbled 2805.74% in 2021, then jumped 935.42% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 11.82 in 2020, then dropped by 28.81% to 15.23 in 2021, then surged by 114.47% to 2.2 in 2022, then jumped by 935.42% to 22.82 in 2023, then sank by 124.93% to 5.69 in 2024.
- Business Quant data shows LU's Interest Coverage Ratio at 5.69 in Q4 2024, 12.8 in Q3 2024, and 28.62 in Q2 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 40.64 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 26.52 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.66 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.08 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.49 |
| 10 | Lufax Holding | 354.37 Mn | -1.21 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2024 | -5.69 |
| Sep 30, 2024 | 12.80 |
| Jun 30, 2024 | 28.62 |
| Mar 31, 2024 | -6.76 |
| Dec 31, 2023 | 22.82 |
| Sep 30, 2023 | -6.59 |
| Jun 30, 2023 | -8.68 |
| Mar 31, 2023 | -4.91 |
| Dec 31, 2022 | 2.20 |
| Sep 30, 2022 | -5.90 |
| Jun 30, 2022 | -18.67 |
| Mar 31, 2022 | -32.93 |
| Dec 31, 2021 | -15.23 |
| Sep 30, 2021 | -34.63 |
| Jun 30, 2021 | -22.01 |
| Mar 31, 2021 | -22.66 |
| Dec 31, 2020 | -11.82 |
| Sep 30, 2020 | -1.19 |
| Jun 30, 2020 | -8.85 |
| Mar 31, 2020 | -11.91 |