Lufax Holding (LU) FCF Payout Ratio (2022 - 2024)
Lufax Holding (LU) posted quarterly FCF Payout Ratio of 19.78 for Q3 2024, up 431.4% year-over-year from 3.72 in Q4 2023, and up 190.73% quarter-over-quarter from 6.8 in Q2 2024.
Analysis
Lufax Holding (LU) FCF Payout Ratio (2022 - 2024) Analysis & Trends
Lufax Holding (LU) has reported FCF Payout Ratio for 6 consecutive years, with 19.78 the latest figure, recorded in Q3 2024.
- In Q3 2024, FCF Payout Ratio rose 431.4% year-over-year to 19.78; the TTM figure through Sep 2024 stood at 8.16 (up 16.17% YoY), while the FY2023 annual figure was 1.23, down 81.45% from the prior year.
- FCF Payout Ratio advanced to 19.78 in Q3 2024 per LU's latest filing, from 6.8 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 44.25 in Q1 2024 and bottomed at 42.09 in Q4 2021.
- Historically, FCF Payout Ratio has averaged 4.05 across 5 years, with a median of 6.8 in 2024.
- Annual changes were most pronounced in 2021 — FCF Payout Ratio soared 441.46% — and 2022, when it tumbled 343.67%.
- Lufax Holding's FCF Payout Ratio stood at 10.0 in 2020, then slumped by 320.78% to 42.09 in 2021, then surged by 114.55% to 6.12 in 2022, then tumbled by 35.68% to 3.94 in 2023, then surged by 402.32% to 19.78 in 2024.
- Business Quant data shows LU's FCF Payout Ratio at 19.78 in Q3 2024, 6.8 in Q2 2024, and 44.25 in Q1 2024.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.21 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.22 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.15 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.06 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.07 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.04 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.07 |
| 10 | Lufax Holding | 1.14 Bn | -1.14 Bn | - | - |