Jefferson Capital (JCAP) FCF Payout Ratio (2024 - 2025)

Jefferson Capital (JCAP) reported FCF Payout Ratio of 0.02 for Q4 2025, up 17.25% year-over-year from 0.02 in Q4 2024, and down 108.32% quarter-over-quarter from 0.25 in Q3 2025.

Jefferson Capital (JCAP) FCF Payout Ratio (2024 - 2025) Analysis & Trends

Jefferson Capital (JCAP) has 2 years of FCF Payout Ratio data on file, last reported at 0.02 in Q4 2025.

  • FCF Payout Ratio for Q4 2025 came in at 0.02, up 17.25% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.05 (changed N/A YoY), and the FY2025 annual result was 0.11, down 73.69% from the prior year.
  • FCF Payout Ratio slipped to 0.02 in Q4 2025 per JCAP's latest filing, from 0.25 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 2.64 in Q3 2024 and troughed at 0.02 in Q4 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.49
2 Mastercard 437.48 Bn 427.27 Bn - 0.28
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.22
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.09
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.14
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.01
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn -
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.02
10 Jefferson Capital 518.66 Mn 495.43 Mn - -0.02

Historic Data

Download Data
DateValue
Dec 31, 2025 -0.02
Sep 30, 2025 0.25
Dec 31, 2024 -0.02
Sep 30, 2024 2.64