Jefferson Capital (JCAP) FCF Payout Ratio (2024 - 2025)

Jefferson Capital (JCAP) reported FCF Payout Ratio of 0.02 for Q4 2025, up 17.25% year-over-year from 0.02 in Q4 2024, and down 108.32% quarter-over-quarter from 0.25 in Q3 2025.

Jefferson Capital (JCAP) FCF Payout Ratio (2024 - 2025) Analysis & Trends

Jefferson Capital (JCAP) has 2 years of FCF Payout Ratio data on file, last reported at 0.02 in Q4 2025.

  • FCF Payout Ratio for Q4 2025 came in at 0.02, up 17.25% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.05 (changed N/A YoY), and the FY2025 annual result was 0.11, down 73.69% from the prior year.
  • FCF Payout Ratio slipped to 0.02 in Q4 2025 per JCAP's latest filing, from 0.25 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 2.64 in Q3 2024 and troughed at 0.02 in Q4 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.49
2 Mastercard 437.55 Bn 427.34 Bn - 0.28
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.22
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.14
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.01
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.02
10 Jefferson Capital 487.44 Mn 464.21 Mn - -0.02

Historic Data

Download Data
DateValue
Dec 31, 2025 -0.02
Sep 30, 2025 0.25
Dec 31, 2024 -0.02
Sep 30, 2024 2.64