Jefferson Capital (JCAP) FCF Payout Ratio (2024 - 2025)
Jefferson Capital (JCAP) reported FCF Payout Ratio of 0.02 for Q4 2025, up 17.25% year-over-year from 0.02 in Q4 2024, and down 108.32% quarter-over-quarter from 0.25 in Q3 2025.
Jefferson Capital (JCAP) FCF Payout Ratio (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has 2 years of FCF Payout Ratio data on file, last reported at 0.02 in Q4 2025.
- FCF Payout Ratio for Q4 2025 came in at 0.02, up 17.25% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.05 (changed N/A YoY), and the FY2025 annual result was 0.11, down 73.69% from the prior year.
- FCF Payout Ratio slipped to 0.02 in Q4 2025 per JCAP's latest filing, from 0.25 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 2.64 in Q3 2024 and troughed at 0.02 in Q4 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.49 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.28 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.22 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.09 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.14 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.01 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.02 |
| 10 | Jefferson Capital | 487.44 Mn | 464.21 Mn | - | -0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -0.02 |
| Sep 30, 2025 | 0.25 |
| Dec 31, 2024 | -0.02 |
| Sep 30, 2024 | 2.64 |