Jefferson Capital (JCAP) FCF Payout Ratio (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly FCF Payout Ratio of 0.32 for Q4 2025, up 1374.3% year-over-year from 0.02 in Q4 2024, and up 28.17% quarter-over-quarter from 0.25 in Q3 2025.
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Analysis
Jefferson Capital (JCAP) FCF Payout Ratio (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has reported FCF Payout Ratio for 2 consecutive years, with 0.32 the latest figure, recorded in Q4 2025.
- In Q4 2025, FCF Payout Ratio rose 1374.3% year-over-year to 0.32; the TTM figure through Dec 2025 stood at 0.13 (changed N/A YoY), while the FY2025 annual figure was 0.26, up 504.09% from the prior year.
- FCF Payout Ratio advanced to 0.32 in Q4 2025 per JCAP's latest filing, from 0.25 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 2.64 in Q3 2024 and bottomed at 0.02 in Q4 2024.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.21 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.22 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.15 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.06 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.07 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.04 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.07 |
| 10 | Jefferson Capital | 1.21 Bn | 1.19 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | -0.02 |
| Sep 30, 2025 | 0.04 |
| Dec 31, 2024 | -0.02 |
| Sep 30, 2024 | 2.64 |