Jefferson Capital (JCAP) FCF Payout Ratio (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly FCF Payout Ratio of 0.02 for Q4 2025, up 17.25% YoY from 0.02 in Q4 2024, and down 108.32% sequentially from 0.25 in Q3 2025.
Jefferson Capital (JCAP) FCF Payout Ratio (2024 - 2025) Analysis & Trends
Jefferson Capital has disclosed FCF Payout Ratio across 2 years of filings, most recently posting 0.02 for Q4 2025.
- In Q4 2025, FCF Payout Ratio rose 17.25% year-over-year to 0.02; the TTM figure through Dec 2025 stood at 0.05 (changed N/A YoY), while the FY2025 annual figure was 0.11, down 73.69% from the prior year.
- FCF Payout Ratio declined to 0.02 in Q4 2025, from 0.25 in the prior quarter.
- Over the last five years, FCF Payout Ratio for JCAP reached as high as 2.64 in Q3 2024 and fell as low as 0.02 in Q4 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.49 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.28 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.22 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.14 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Jefferson Capital | 588.59 Mn | 565.36 Mn | - | -0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -0.02 |
| Sep 30, 2025 | 0.25 |
| Dec 31, 2024 | -0.02 |
| Sep 30, 2024 | 2.64 |