Lufax Holding (LU) Debt Ratio (2019 - 2025)

Lufax Holding (LU) posted quarterly Debt Ratio of 0.27 for Q2 2025, up 43.69% year-over-year from 0.19 in Q2 2024, and up 8.15% quarter-over-quarter from 0.25 in Q4 2024.

Lufax Holding (LU) Debt Ratio (2019 - 2025) Analysis & Trends

Lufax Holding (LU) has reported Debt Ratio for 7 consecutive years, with 0.27 the latest figure, recorded in Q2 2025.

  • In Q2 2025, Debt Ratio rose 43.69% year-over-year to 0.27; the TTM figure through Jun 2025 stood at 0.27 (up 43.69% YoY), while the FY2024 annual figure was 0.25, up 53.32% from the prior year.
  • Debt Ratio climbed to 0.27 in Q2 2025 per LU's latest filing, from 0.25 in the prior quarter.
  • Across five years, Debt Ratio topped out at 13.41 in Q4 2021 and bottomed at 0.05 in Q1 2021.
  • Historically, Debt Ratio has averaged 2.04 across 5 years, with a median of 0.14 in 2023.
  • On a YoY basis, Debt Ratio climbed as much as 66.88% in 2024 and fell as far as 96.45% in 2024.
  • Lufax Holding's Debt Ratio stood at 13.41 in 2021, then dropped by 8.44% to 12.28 in 2022, then slumped by 42.39% to 7.08 in 2023, then plunged by 96.45% to 0.25 in 2024, then climbed by 8.15% to 0.27 in 2025.
  • Business Quant data shows LU's Debt Ratio at 0.27 in Q2 2025, 0.25 in Q4 2024, and 0.2 in Q3 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Lufax Holding 2.51 Bn -5.06 Bn - -

Historic Data

Download Data
DateValue
Jun 30, 2025 0.27
Dec 31, 2024 0.25
Sep 30, 2024 0.20
Jun 30, 2024 0.19
Mar 31, 2024 0.18
Dec 31, 2023 7.08
Sep 30, 2023 0.14
Jun 30, 2023 0.11
Mar 31, 2023 0.12
Dec 31, 2022 12.28
Sep 30, 2022 0.10
Jun 30, 2022 0.09
Mar 31, 2022 0.08
Dec 31, 2021 13.41
Sep 30, 2021 0.06
Jun 30, 2021 0.06
Mar 31, 2021 0.05
Dec 31, 2020 8.14
Sep 30, 2020 0.05
Dec 31, 2019 1.05