Lufax Holding (LU) Debt Ratio (2019 - 2025)
Lufax Holding (LU) posted quarterly Debt Ratio of 0.27 for Q2 2025, up 43.69% year-over-year from 0.19 in Q2 2024, and up 8.15% quarter-over-quarter from 0.25 in Q4 2024.
Lufax Holding (LU) Debt Ratio (2019 - 2025) Analysis & Trends
Lufax Holding (LU) has reported Debt Ratio for 7 consecutive years, with 0.27 the latest figure, recorded in Q2 2025.
- In Q2 2025, Debt Ratio rose 43.69% year-over-year to 0.27; the TTM figure through Jun 2025 stood at 0.27 (up 43.69% YoY), while the FY2024 annual figure was 0.25, up 53.32% from the prior year.
- Debt Ratio climbed to 0.27 in Q2 2025 per LU's latest filing, from 0.25 in the prior quarter.
- Across five years, Debt Ratio topped out at 13.41 in Q4 2021 and bottomed at 0.05 in Q1 2021.
- Historically, Debt Ratio has averaged 2.04 across 5 years, with a median of 0.14 in 2023.
- On a YoY basis, Debt Ratio climbed as much as 66.88% in 2024 and fell as far as 96.45% in 2024.
- Lufax Holding's Debt Ratio stood at 13.41 in 2021, then dropped by 8.44% to 12.28 in 2022, then slumped by 42.39% to 7.08 in 2023, then plunged by 96.45% to 0.25 in 2024, then climbed by 8.15% to 0.27 in 2025.
- Business Quant data shows LU's Debt Ratio at 0.27 in Q2 2025, 0.25 in Q4 2024, and 0.2 in Q3 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.25 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.43 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.05 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.18 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.13 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.18 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Lufax Holding | 2.51 Bn | -5.06 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2025 | 0.27 |
| Dec 31, 2024 | 0.25 |
| Sep 30, 2024 | 0.20 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 7.08 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.11 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 12.28 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.08 |
| Dec 31, 2021 | 13.41 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.06 |
| Mar 31, 2021 | 0.05 |
| Dec 31, 2020 | 8.14 |
| Sep 30, 2020 | 0.05 |
| Dec 31, 2019 | 1.05 |