Lufax Holding (LU) Debt Ratio (2019 - 2024)
Lufax Holding (LU) posted quarterly Debt Ratio of 0.27 for Q2 2025, up 43.14% YoY from 0.19 in Q2 2024, and up 8.15% sequentially from 0.25 in Q4 2024.
Lufax Holding (LU) Debt Ratio (2019 - 2024) Analysis & Trends
Lufax Holding has disclosed Debt Ratio across 7 years of filings, most recently posting 0.27 for Q2 2025.
- In Q2 2025, Debt Ratio rose 43.14% year-over-year to 0.27; the TTM figure through Jun 2025 stood at 0.27 (up 43.14% YoY), while the FY2024 annual figure was 0.25, up 53.32% from the prior year.
- Debt Ratio advanced to 0.27 in Q2 2025, from 0.25 in the prior quarter.
- Over the last five years, Debt Ratio for LU reached as high as 13.41 in Q4 2021 and fell as low as 0.05 in Q1 2021.
- The 5-year median for Debt Ratio is 0.14 (2023), against an average of 2.04.
- The widest YoY moves for Debt Ratio: up 67.52% in 2024, down 96.45% in 2024.
- A 5-year view of Debt Ratio shows it stood at 13.41 in 2021, then slipped by 8.44% to 12.28 in 2022, then tumbled by 42.39% to 7.08 in 2023, then sank by 96.45% to 0.25 in 2024, then advanced by 8.15% to 0.27 in 2025.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.27, 0.25, and 0.2 for Q2 2025, Q4 2024, and Q3 2024 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.25 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.36 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.01 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.12 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.18 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.60 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 3.53 |
| 10 | Lufax Holding | - | - | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2024 | 0.25 |
| Sep 30, 2024 | 0.20 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 7.08 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.12 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 12.28 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.08 |
| Dec 31, 2021 | 13.41 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.06 |
| Mar 31, 2021 | 0.05 |
| Dec 31, 2020 | 8.14 |
| Dec 31, 2019 | 1.05 |