Lufax Holding (LU) Debt Ratio (2019 - 2026)
Lufax Holding's (LU) quarterly Debt Ratio came in at 0.38 in Q2 2026, up 27.24% year-over-year from 0.3 in Q2 2025, and up 8.56% quarter-over-quarter from 0.35 in Q4 2025.
Analysis
Lufax Holding (LU) Debt Ratio (2019 - 2026) Analysis & Trends
Lufax Holding (LU) has reported Debt Ratio for 8 consecutive years, with 0.38 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Debt Ratio rose 27.24% year-over-year to 0.38 in Q2 2026; TTM through Jun 2026 was 0.38, a 27.24% increase from a year earlier, with the FY2025 full-year figure at 0.35, up 29.68% from the prior year.
- Debt Ratio was 0.38 for Q2 2026 at Lufax Holding, up from 0.35 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.38 in Q2 2026 and troughed at 0.08 in Q1 2022.
- A 5-year average of 0.19 and a median of 0.18 in 2024 frame the typical range for Debt Ratio.
- Across the five-year window, Debt Ratio declined 13.71% in 2022 and soared 113.69% in 2023, its largest moves.
- Over 5 years, Debt Ratio stood at 0.09 in 2022, then soared by 113.69% to 0.19 in 2023, then soared by 44.46% to 0.27 in 2024, then advanced by 29.68% to 0.35 in 2025, then climbed by 8.56% to 0.38 in 2026.
- The last three Debt Ratio figures came in at 0.38 (Q2 2026), 0.35 (Q4 2025), and 0.3 (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 0.35 |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 0.47 |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 0.04 |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | - |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | - |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 0.84 |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 0.93 |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | 0.38 |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 0.46 |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | 0.05 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.38 |
| Dec 31, 2025 | 0.35 |
| Jun 30, 2025 | 0.30 |
| Dec 31, 2024 | 0.27 |
| Sep 30, 2024 | 0.21 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.08 |
| Dec 31, 2021 | 0.10 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.06 |
| Mar 31, 2021 | 0.05 |
| Dec 31, 2020 | 0.04 |