Lufax Holding (LU) Debt Ratio (2019 - 2024)

Lufax Holding (LU) posted quarterly Debt Ratio of 0.27 for Q2 2025, up 43.14% YoY from 0.19 in Q2 2024, and up 8.15% sequentially from 0.25 in Q4 2024.

Lufax Holding (LU) Debt Ratio (2019 - 2024) Analysis & Trends

Lufax Holding has disclosed Debt Ratio across 7 years of filings, most recently posting 0.27 for Q2 2025.

  • In Q2 2025, Debt Ratio rose 43.14% year-over-year to 0.27; the TTM figure through Jun 2025 stood at 0.27 (up 43.14% YoY), while the FY2024 annual figure was 0.25, up 53.32% from the prior year.
  • Debt Ratio advanced to 0.27 in Q2 2025, from 0.25 in the prior quarter.
  • Over the last five years, Debt Ratio for LU reached as high as 13.41 in Q4 2021 and fell as low as 0.05 in Q1 2021.
  • The 5-year median for Debt Ratio is 0.14 (2023), against an average of 2.04.
  • The widest YoY moves for Debt Ratio: up 67.52% in 2024, down 96.45% in 2024.
  • A 5-year view of Debt Ratio shows it stood at 13.41 in 2021, then slipped by 8.44% to 12.28 in 2022, then tumbled by 42.39% to 7.08 in 2023, then sank by 96.45% to 0.25 in 2024, then advanced by 8.15% to 0.27 in 2025.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.27, 0.25, and 0.2 for Q2 2025, Q4 2024, and Q3 2024 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 Lufax Holding - - - -

Historic Data

Download Data
DateValue
Dec 31, 2024 0.25
Sep 30, 2024 0.20
Jun 30, 2024 0.19
Mar 31, 2024 0.18
Dec 31, 2023 7.08
Sep 30, 2023 0.14
Jun 30, 2023 0.12
Mar 31, 2023 0.12
Dec 31, 2022 12.28
Sep 30, 2022 0.10
Jun 30, 2022 0.09
Mar 31, 2022 0.08
Dec 31, 2021 13.41
Sep 30, 2021 0.06
Jun 30, 2021 0.06
Mar 31, 2021 0.05
Dec 31, 2020 8.14
Dec 31, 2019 1.05