Live Oak Bancshares (LOB) Times Interest Earned (2014 - 2026)

Live Oak Bancshares' Times Interest Earned history runs 13 years deep, the most recent figure standing at $1.35 for Q1 2026.

• In Q1 2026, Times Interest Earned rose 20.91% year-over-year to $1.35; the TTM figure through Mar 2026 stood at $1.37 (up 15.92% YoY), while the FY2025 annual figure was $1.31, up 8.8% from the prior year.
• Times Interest Earned was $1.35 for Q1 2026 at Live Oak Bancshares, down from $1.53 in the prior quarter.
• In the past five years, Times Interest Earned ranged from a high of $7.33 in Q2 2022 to a low of $1.01 in Q4 2022.
• Historically, Times Interest Earned has averaged $1.82 across 5 years, with a median of $1.27 in 2025.
• The sharpest annual moves came in 2023 and 2025: Times Interest Earned plunged 83.33% in 2023, then soared 37.34% in 2025.
• A 5-year view of Times Interest Earned shows it stood at $1.01 in 2022, then gained by 16.39% to $1.18 in 2023, then retreated by 5.54% to $1.11 in 2024, then jumped by 37.34% to $1.53 in 2025, then dropped by 11.83% to $1.35 in 2026.
• The last three Times Interest Earned figures came in at $1.35 (Q1 2026), $1.53 (Q4 2025), and $1.32 (Q3 2025), per Business Quant data.