Live Oak Bancshares (LOB) FCF Margin (2015 - 2026)

Live Oak Bancshares' FCF Margin history runs 12 years deep, the most recent figure standing at 58.66% for Q1 2026.

• In Q1 2026, FCF Margin rose 8475.0% year-over-year to 58.66%; the TTM figure through Mar 2026 stood at 43.69% (up 3017.0% YoY), while the FY2025 annual figure was 24.83%, up 283.0% from the prior year.
• FCF Margin was 58.66% for Q1 2026 at Live Oak Bancshares, up from 40.12% in the prior quarter.
• In the past five years, FCF Margin ranged from a high of 145.73% in Q1 2023 to a low of 387.9% in Q4 2022.
• Historically, FCF Margin has averaged 5.06% across 5 years, with a median of 31.03% in 2025.
• The sharpest annual moves came in 2022 and 2024: FCF Margin plunged 39956 bps in 2022, then jumped 25652 bps in 2024.
• A 5-year view of FCF Margin shows it stood at 387.9% in 2022, then jumped by 34 bps to 255.95% in 2023, then jumped by 100 bps to 0.57% in 2024, then surged by 6965 bps to 40.12% in 2025, then soared by 46 bps to 58.66% in 2026.
• The last three FCF Margin figures came in at 58.66% (Q1 2026), 40.12% (Q4 2025), and 45.18% (Q3 2025), per Business Quant data.