Live Oak Bancshares (LOB) FCF Margin (2015 - 2026)

Live Oak Bancshares has reported FCF Margin for 12 years, with the latest figure at 18.17% in Q2 2026.

• On a quarterly basis, FCF Margin fell 1897.0% year-over-year to 18.17% in Q2 2026; TTM through Jun 2026 was 38.94%, a 1804.0% increase from a year earlier, with the FY2025 full-year figure at 24.83%, up 283.0% from the prior year.
• FCF Margin was 18.17% for Q2 2026 at Live Oak Bancshares, down from 58.66% in the prior quarter.
• The five-year high for FCF Margin was 145.73% in Q1 2023, with the low at 387.9% in Q4 2022.
• Average FCF Margin over 5 years is 4.64%, with a median of 34.01% recorded in 2024.
• The sharpest annual moves came in 2022 and 2024: FCF Margin tumbled 39956 bps in 2022, then surged 29499 bps in 2024.
• Over 5 years, FCF Margin stood at 387.9% in 2022, then surged by 34 bps to 255.95% in 2023, then soared by 115 bps to 39.04% in 2024, then increased by 11 bps to 43.49% in 2025, then sank by 58 bps to 18.17% in 2026.
• The last three FCF Margin figures came in at 18.17% (Q2 2026), 58.66% (Q1 2026), and 43.49% (Q4 2025), per Business Quant data.