loanDepot (LDI) Payout Ratio (2020 - 2026)
loanDepot's (LDI) quarterly Payout Ratio came in at 0.36 in Q2 2026, down 728.5% on a YoY basis from 0.06 in Q2 2025, and down 27373.22% quarter-over-quarter from 0.0 in Q1 2026.
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Analysis
loanDepot (LDI) Payout Ratio (2020 - 2026) Analysis & Trends
loanDepot (LDI) has reported Payout Ratio for 7 consecutive years, with 0.36 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Payout Ratio fell 728.5% year-over-year to 0.36; the trailing twelve-month figure through Jun 2026 stood at 0.08 (down 92.74% YoY), and the FY2025 full-year result was 0.09, down 354.23% from the prior year.
- Payout Ratio slipped to 0.36 in Q2 2026 per LDI's latest filing, from 0.0 in the prior quarter.
- Across five years, Payout Ratio topped out at 0.54 in Q3 2024 and bottomed at 0.63 in Q3 2025.
- Historically, Payout Ratio has averaged 0.08 across 5 years, with a median of 0.02 in 2023.
- The sharpest annual moves came in 2023 and 2024: Payout Ratio slumped 1150.4% in 2023, then jumped 3957.4% in 2024.
- Over 5 years, Payout Ratio stood at 0.0 in 2022, then sank by 560.99% to 0.02 in 2023, then decreased by 0.52% to 0.02 in 2024, then sank by 31.98% to 0.02 in 2025, then plunged by 1679.26% to 0.36 in 2026.
- According to Business Quant data, Payout Ratio over the past three periods registered 0.36, 0.0, and 0.02 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - |
| 2 | Rocket Companies | 37.18 Bn | 34.08 Bn | - |
| 3 | Figure Technology Solutions | 8.20 Bn | 6.67 Bn | 196.67 Mn |
| 4 | PennyMac Financial Services | 3.62 Bn | 2.87 Bn | 480.08 Mn |
| 5 | Federal Agricultural Mortgage | 2.43 Bn | 1.39 Bn | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - |
| 7 | CNFinance Holdings | 1.34 Bn | 1.34 Bn | - |
| 8 | Velocity Financial | 702.95 Mn | -6.75 Bn | - |
| 9 | UWM Holdings | 453.97 Mn | -44.44 Mn | - |
| 10 | loanDepot | 190.50 Mn | -120.63 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -0.36 |
| Mar 31, 2026 | 0.00 |
| Dec 31, 2025 | -0.02 |
| Sep 30, 2025 | -0.63 |
| Jun 30, 2025 | -0.04 |
| Mar 31, 2025 | -0.05 |
| Dec 31, 2024 | -0.02 |
| Sep 30, 2024 | 0.54 |
| Jun 30, 2024 | -0.01 |
| Mar 31, 2024 | -0.01 |
| Dec 31, 2023 | -0.02 |
| Sep 30, 2023 | -0.01 |
| Jun 30, 2023 | -0.03 |
| Mar 31, 2023 | -0.01 |
| Dec 31, 2022 | 0.00 |
| Sep 30, 2022 | 0.00 |
| Jun 30, 2022 | -0.39 |
| Mar 31, 2022 | -0.33 |
| Dec 31, 2021 | 2.96 |
| Sep 30, 2021 | 0.10 |